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Robinson Way and Lloyds - too late to CCA?


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I have recently been dealing with Robinson Way - arranged to pay them 75 a month towards 1500ish cc debt to Lloyds. (arranged before I found this site and when feeling feeble!).

 

My question is, if I CCA them now, does it matter and will they get even more unpleasant? (if they can find CCA that is!) The card (if the one I am thinking of) is ages old - from around 1997 ish, but was paying it regularly, if minimally, until 2006ish when all went wrong.

 

If I do CCA them, do I keep paying until I find out if they do/don't have the CCA signed and correct? And if they do, can I keep paying what I agreed or will they turn stroppy?

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It's your legal right to ask for the CCA.

 

Don't worry about them turning on you.

 

Keep paying untill 12+2 days, if they don't produce it after that then you don't have to pay until they do.

Capquest - No cca yet - OC sent what they think is a CCA - account on hold - no contact since

 

Lewis - Lost their tongue after cca request:roll: -

Now in default of my CCA request - still no contact since:D

 

Fredrickson - No cca yet - Now in default of my request - now stopped contact with me:rolleyes: **UPDATE** April - Sent back £1 p/o and gave up!!!!!!!!!!

 

1ST Credit - CCA request sent - now stopped contact with me

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Hi if by some chance they do manage to produce something of an agreement scan it in clean all personal data off and post on thread for the experts to give an opinion as to it's enforceability.

 

dpick

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Cheers!

 

Will do the CCA thing - do I have to put in "I do not acknowledge any debt" given that I have been paying said debt for past 2 months? (and will be making next installment just in case)

 

Will see how it goes.

 

Oh, the 12+2 - am assuming that is "working days"?!

 

Thanks!

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I didn't put the 'no acknowledgement' statement on my Capquest cca request and they still put the account on hold with no problems, but, that's not to say I did the right thing, somebody else may have to clarify that.

 

Hope all goes well:)

Edited by Happyfeet24
posted too late

Capquest - No cca yet - OC sent what they think is a CCA - account on hold - no contact since

 

Lewis - Lost their tongue after cca request:roll: -

Now in default of my CCA request - still no contact since:D

 

Fredrickson - No cca yet - Now in default of my request - now stopped contact with me:rolleyes: **UPDATE** April - Sent back £1 p/o and gave up!!!!!!!!!!

 

1ST Credit - CCA request sent - now stopped contact with me

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