Additions

[todd390]

My daughter opened an Additions account via the inernet and filled the forms out and lied about her age. She filled the form out as though she was 18 yet she was only 16 at the time. Nobody bothered to check to see if her decalation of age was true or not.

She has allowed the account to fall into debt due to her not being employed and no income. She has informed them that she lied about her age and they have requested a copy of her birth certificate and she has been told that it will either result in the account being closed or taken to court.

They are still adding interest and £12 per letter to the account.

I know she has commited fraud with regard to her lies about her age, but how does she stand with regard to the situation in general?

[version302003]

Hi, sorry I cant help on the age issue, but just as a thought, they would have done a credit check with the credit reference agencies and be reporting the monthly balance to them. Maybe an idea would be to get a copy from the cras. Im also not sure if they are allowed to hold data of someone who is not 18 yet. I think also the debt might be unenforceable but I think littlewoods could report her for fraud.

 

A more knowledgable person will be along to clarify.

Edited January 20, 2009 by version302003