God these muppets just get worse!!

[markl]

Hello everyone

 

I am really anoyed today as I have received a letter from the Haifax for 3 paid item fees each £35 and obviously the unauthorised O/D fee of £25.

 

I keep this account in check 100% and check the available balance evryday on the internet, how can Halifax get away with this £133 for letter the card authorise even though no money was in the account

 

The way I see it bank charges are unavoidable, what is the point of even having a bank account you may aswell carry cash around with you to be sure some leech doesn't try and make any possible money they can out of you.

 

What the deal now I won with halifax last year, has things changed? Can you still claim charges back etc. I guess I need to pay the charges first and then close the account and start the claim before they spiral out of control

 

thanks

 

Mark

[joolzh13]

mmm,

I am disappointed with them as a bank, I check my internet banking online everyday... have you noticed how the order of things can change so much over a few days.

 

I even noticed that I can look in the morning, pay in some money at lunch time, check on line and the money I paid in appears to have happened before the last transaction that was detailed in the morning statement I viewed.

 

Also my husband banks with them but another branch, he has a standing order to transfer to our 'bill's account also with Halifax and last month we changed the date to a day earlier than before - guess what the money hasn't transfered and consequently a Direct Debit couldn't be paid....

 

charges again !!!

[markl]

joolzh13 I hear your concerns, I only opened this account as a secondary bank account to manage my food and petrol.

The thing is I put a certain amount of money in the account and spent every other day and kept an eye on my available balance online until it was say £5 then stopped using it. Unfortunatly Halifax have a really sneeky way of holding back card payments that they have authorised until you spend more money off the available balance and then WAM!! they apply them to your account so they can make money.

 

Fortunatly I will probably be able to pay the £133 until I get the claim sorted but I feel for the low income people that they seem to pray on time and time again.

 

Can anyone tell me if they have put the charges claim on hold until based on a court hearing or are people still starting new claims?

 

Mark

[maroondevo52]

Hi, Mark.

 

Claims are still on hold We are advising people to carry on with claiming, It's more than likely your claim will be stayed but at least you'll be in the 'system'. You never know they may make you an offer.

 

Regards.

 

Scott.

[lea2001gb]

I just checked my bank account and have been charged £35 for going £1 over and also a £28 unauthorised overdraft charge - FOR A £1??? Funny thing is, when I checked the bank yesterday it was still in credit, when I checked today it was £1 over and I have been charged.

 

£63 charge for going £1 over which was replaced immediately as soon as it was spotted!!!!