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Sent Prelim - What next??


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Hello everyone,

 

Ok so after reading all information on this website I sent a Data Protection letter asking for copies of my statements upto 6 years. They sent my cheque bank and told me that the duplicates would arrive in batches, so I waited. After a couple of days I got about 50 envelopes delivered, but noticed that they were 2 copies of the same statements and they were incomplete. So I sent a further letter and specified which dates were missing and after about 1 week they sent another batch of statements again duplicates of duplicates but finally I had a complete set of 6 years worth. So I sent my prelim letter on Friday.

 

So what next??

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now you wait :)

i sent my prelim a week ago and ive heard nothing yet. I'm hoping thats because they are scraping together the money they owe me. i wonder how they will explain all this expenditure when they report profits etc. they are hardly likely to say "oh that yeah we were paying back money we xxxxx from our unsuspecting customers" :rolleyes:

 

 

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  • 2 weeks later...

Hello,

 

So I sent my prelim and have heard nothing since. It has been 14 days on Friday 4th August. What shall I do next? I have seen a letter in the library called Letter Before Action. Is that the one I need to send?

 

Thanks for your help!!

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yes thats the one you need to send, once the 14 days have elapsed

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HSBC- £4995, settled payment in full

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now you wait :)

i sent my prelim a week ago and ive heard nothing yet. I'm hoping thats because they are scraping together the money they owe me.

 

Hi Rodrigum81,

 

You may not even receive a reply once you have sent your LBA but don't worry. If they do not reply or if they make you an offer then just proceed to the next stage and file your MCOL (make sure you have read and then re-read the FAQ's thouroughly before attempting this to ensure you know what you are doing as it is very important that you understand it)

 

I filed my MCOL and then 2 days later I received an offer. I am not acceptng this so I have simply written back telling them so and I am proceeding with my court claim. I'll keep you updated if you want so that you can get an idea of what may happen.

 

On the other hand, you may very well receive a reply shortly and even an offer of full settlment. Every case is different (well most are if you know what I mean) so don't worry. It won't be long before you are celebrating with a glass of champers!;)

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