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will do gary:D .

OK I GIVE IN

 

Halifax £3600 charges, won with C/I £6400

 

NatWest S.A.R-05/06/06

Bug**r all recieved 03/11/06

Prelim guesimate sent for £3000 03/11/06

Cr*p one CONNED statements 08/06 ROFLMAO

Cr*p one charges=£976

con int 34.9% £1,003.75 £1,979.75.

 

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received a letter today saying that we'll get a cheque in 5 working days:mad: .

also got a letter from joyce tudor say sorry to hear you complain but we'll get back to you in 28 days, i assume that this is in response to my prleim, way back in sept 06, quick response or wot?????

headless chickins comes to mind:D

OK I GIVE IN

 

Halifax £3600 charges, won with C/I £6400

 

NatWest S.A.R-05/06/06

Bug**r all recieved 03/11/06

Prelim guesimate sent for £3000 03/11/06

Cr*p one CONNED statements 08/06 ROFLMAO

Cr*p one charges=£976

con int 34.9% £1,003.75 £1,979.75.

 

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well 5 working days are up today, postie's just been, and still no cheque, what next??????

OK I GIVE IN

 

Halifax £3600 charges, won with C/I £6400

 

NatWest S.A.R-05/06/06

Bug**r all recieved 03/11/06

Prelim guesimate sent for £3000 03/11/06

Cr*p one CONNED statements 08/06 ROFLMAO

Cr*p one charges=£976

con int 34.9% £1,003.75 £1,979.75.

 

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Tell them if it isn't here in 7 days you'll continue with court action?

Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!

Thames Credit -statute barred sent 13/11/08

BCW- prove debt letter- 14/08/08

Apex- CCA 14/08/08

Redcats UK- SAR 14/04/09

Call Serve- CCA 14/08/08

Littlewoods- no CCA letter 03/09/08- Lowells now

Wescot- CCA 19/9/08

Capital One/Debitas- now with Lowells

 

Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. .

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When was the court date? Did you go?

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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it's ok now thanx, they paid in after 3 calls yesterday:D

OK I GIVE IN

 

Halifax £3600 charges, won with C/I £6400

 

NatWest S.A.R-05/06/06

Bug**r all recieved 03/11/06

Prelim guesimate sent for £3000 03/11/06

Cr*p one CONNED statements 08/06 ROFLMAO

Cr*p one charges=£976

con int 34.9% £1,003.75 £1,979.75.

 

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Great. How did it go at court?

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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didn't have to go, they folded with 5 days to go, don't know why though.

i'm not complaining though, thanx for all you help:D

OK I GIVE IN

 

Halifax £3600 charges, won with C/I £6400

 

NatWest S.A.R-05/06/06

Bug**r all recieved 03/11/06

Prelim guesimate sent for £3000 03/11/06

Cr*p one CONNED statements 08/06 ROFLMAO

Cr*p one charges=£976

con int 34.9% £1,003.75 £1,979.75.

 

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Did you inform the court?

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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yes, i asked for a 1 month stay pending payment, i'll write to the court on monday telling them it's settled, well apart from cost' of course, i've put in for £350, i'll let you know if i get anything;)

  • Haha 1

OK I GIVE IN

 

Halifax £3600 charges, won with C/I £6400

 

NatWest S.A.R-05/06/06

Bug**r all recieved 03/11/06

Prelim guesimate sent for £3000 03/11/06

Cr*p one CONNED statements 08/06 ROFLMAO

Cr*p one charges=£976

con int 34.9% £1,003.75 £1,979.75.

 

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Excellent, well done.:)

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Hi .

Ive just been reading your thread and I cant begin to tell you how much its helped me.

Ive been dithering over interest rates for ages , could not fathom out how everyone arrived at the sums they did:confused:

I came across your formula and yoouve put it so plainly that I applied it to mine and HEY PRESTO I think I have got it at last.

I cant thank you enough for helping a dimbo like myself, who seemed doomed to wander about the site for another good few weeks or even months :o . I think at last I see the light.

THANK YOU and I wish you well with your claim. You remain my HERO lol:D

 

 

REGARDS :) :) :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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:D hi overflow, thanks for your kind words, in the end the formula did the job but it's a long proccess, have you tried using one of vamps spreadsheets?? there a lot easier to use Click here for Vampiress' Chamber of Spreadsheets. and as for me being a hero, never, i just stuck with it, no matter what was thrown at me, the real lesson here is, KEEP YOUR CLAIIM WHOLE.

Hi Halibunny, thank you, i think, hilarious?LOL:D ,

it was fun and a bit scary. i'm flad doo sent you here, it's a perfect example of how anyone can win, even with the mistakes i made, if you just stick with it, [even though i'm a little bit embarassed by it now];)

OK I GIVE IN

 

Halifax £3600 charges, won with C/I £6400

 

NatWest S.A.R-05/06/06

Bug**r all recieved 03/11/06

Prelim guesimate sent for £3000 03/11/06

Cr*p one CONNED statements 08/06 ROFLMAO

Cr*p one charges=£976

con int 34.9% £1,003.75 £1,979.75.

 

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I don't know who gave me the click but thanx very much;)

OK I GIVE IN

 

Halifax £3600 charges, won with C/I £6400

 

NatWest S.A.R-05/06/06

Bug**r all recieved 03/11/06

Prelim guesimate sent for £3000 03/11/06

Cr*p one CONNED statements 08/06 ROFLMAO

Cr*p one charges=£976

con int 34.9% £1,003.75 £1,979.75.

 

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hi again,

i've just received this order from court, ref cost application

if the claimant wishes {as stated in her letter] to pursue a costs order against the defendant in reliance on CPR 1998, rule 27.14[2][g] a request must be made to restore the hearing and the issue of whether the defendant has behaved unreasonably will then be considered. any submissions that the claimant wishes to make must in that event be submitted to the defendant in writing at least 21 days before the restored hearing.............. the hearing would be 11 june, any thoughts, if i lost would i be liable for the costs for this hearing???????

OK I GIVE IN

 

Halifax £3600 charges, won with C/I £6400

 

NatWest S.A.R-05/06/06

Bug**r all recieved 03/11/06

Prelim guesimate sent for £3000 03/11/06

Cr*p one CONNED statements 08/06 ROFLMAO

Cr*p one charges=£976

con int 34.9% £1,003.75 £1,979.75.

 

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bump

OK I GIVE IN

 

Halifax £3600 charges, won with C/I £6400

 

NatWest S.A.R-05/06/06

Bug**r all recieved 03/11/06

Prelim guesimate sent for £3000 03/11/06

Cr*p one CONNED statements 08/06 ROFLMAO

Cr*p one charges=£976

con int 34.9% £1,003.75 £1,979.75.

 

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thanks.........bump

OK I GIVE IN

 

Halifax £3600 charges, won with C/I £6400

 

NatWest S.A.R-05/06/06

Bug**r all recieved 03/11/06

Prelim guesimate sent for £3000 03/11/06

Cr*p one CONNED statements 08/06 ROFLMAO

Cr*p one charges=£976

con int 34.9% £1,003.75 £1,979.75.

 

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off to work now - pm me later;)

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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hi again,

i've just received this order from court, ref cost application

if the claimant wishes {as stated in her letter] to pursue a costs order against the defendant in reliance on CPR 1998, rule 27.14[2][g] a request must be made to restore the hearing and the issue of whether the defendant has behaved unreasonably will then be considered. any submissions that the claimant wishes to make must in that event be submitted to the defendant in writing at least 21 days before the restored hearing.............. the hearing would be 11 june, any thoughts, if i lost would i be liable for the costs for this hearing???????

If you want to claim costs you'll have to write to the court to restore the hearing and argue for them there.

 

Personally, if I were you I would quit while I was ahead, but its up to you of course.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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