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    • Hello, firstly thank you for reading this. I know no one wants a long winded back story. So I’ll be breif. I entered a local store to buy some paint (which I did pay for) I am honestly not a bad person or a theif.   Didn’t have a basket or trolly as was on my lunch break. Whilst picking up the three tubs of paint placed some masking tape in my pocket (it was hanging out of so I had every intention to pay) just didn’t have a hand free. Paid for my goods (forgot about the £4.39 masking tape) I’ve got so much going on and im not well at all (like I say no one cares I get that) also have autism so wasn’t thinking particularly like others do maybe (who knows my minds going around and around) I left the store after paying, was pulled back in by security. Asked for the tape which I gave immediately  shook up. Gave them my ID and details. I was given some paper and told to expect a large fine in the post for their time and the tape and sent on my way. my questions are: I hardly ever go out without support so the ban I guess I can’t go there now for anything (their loss) - ok but is my photo going to be all over with my name? how much am I expecting in the post as a fine? I have sent them cash in the post recorded signed for delivery to arrive tomorrow (incident happened today) for my error. Their Address was on the bit of paper. i have read two posts on this page but they were from many many years ago so I hoped for updated advise please? 
    • V important you read lots of BMW threads too !  
    • So should I send them a new SAR and put my date of birth on it? Or do I need to send them some proof? Driving license? 
    • Thanks so much for your help!! I've emailed them, and when they reply saying they can't do it I'll reply and state my rights. I'm so glad I found this forum, and will read all of the posts I can find and help guides available for the future. Really can't thank you enough.
    • utter BS, doesn't matter you signed it. pers i'd be writing as per the other threads here rejecting the car as not as described under CRA etc and be done with it. as its a debit card you could also do a full chargeback within 120 days to your bank and simply dump the car back to BMW. 100's of like threads to read here. get your ducks inline. make sure you know what you are doing and off you go. dont take any BS from BMW, no matter what you sign it does NOT remove your consumer rights. p'haps it might be on the off chance you are a good manager , a quick phonecall tomorrow saying you dont want it because (no bla bla fitted) it might be resolved in 5 mins..i will guess to date you not tried
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Pre-notified fees & charges HSBC


kash21
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Thankyou to everyone for this forum! it's really helpful unfortunately I still have a problem, I have got many

 

"PRE-NOTIFIED FEES & CHARGES"

 

after reading the information in this forum, I'm still not sure if I can claim this back!

 

Any help at all would be greatly GREATLY appreciated!

I've checked everywhere and can't find details on these charges

 

Thanks to ANYONE in advance!!!

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Hiya Kash and welcome to the HSBC forum :)

 

Pre notified fees and charges appear on the last page of your monthly statement, it lists everything they will be deducting from your account in the following month and gives you a date when this will happen.

 

All of these fees and charges amount to penalties and therefore can be claimed back :).

 

pete

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Hi Kash ,

 

I told you you'd get a better answer on your own thread ... and pete is one of the best.........:D

 

I'll transfer that link I gave you , it may help in identifying the terms you're looking for, as well as keeping it all on your own thread . :-)

 

Charges description on statements (i.e.what you can claim for

http://consumeractiongroup.co.uk/forum/hsbc-bank/15518-charges-description-statements-please.html

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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  • 1 month later...

Hi there, i wrote an appeal to HSBC around 18 months ago trying to reclaim £1200 worth of penalties from them. Ive recieved a series of letters back from them but nothing since May 2008 when i was told that they would be appealing a decision made against them in the courts. Does anyone have any new info on this and whether i'll ever be entitled to that money?

 

Cheers all, Richard

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Hi Richard , welcome back ........ :)

 

They've done this with countless people , virtually trying to head them off from taking further action ..... they ARE waiting for the courts, but so are we all .

 

The general advice on this site is to get your claim to the 'Lodged in Court' stage . It will be 'stayed because of the OFT Test Case , but t least it earns 8% interest while it's waiting , and it puts your account definitely 'InDispute' so they can't mess about with it .

 

They can still add charges but they won't chase you for them because they'll come up against your counter-claim ....... and when the court eventually makes it's decision - we firmly believe we'll all be in the payout queue......:D

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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  • 4 years later...

Hi

 

For the last year I have been charged pre-notified charges of between £100 and £150 a month. EVERY month. And it is ALWAYS when there is no money in my account. They know this, as I am on benefits and no the exact dates I am paid.

So they then make me £150 over drawn every month so the following month i then get recharged £100 - £150 a month. What can I do? I have spoke to HSBC who told me that I shouldn't go over drawn but the only time i do is when they take these charges, I have two children under 5 and im a single mum I don't have £100+ a month to just give to hsbc :!::evil:

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You used to be able to claim these back if you were in "hardship" (sounds like you are) and you used to be able to send in a letter of Right of Appropriation sample here you also need to look at your statements to see if these charges are attracting further charges because that should not be happening under bcobs i think.

 

some one did get their charges back under bcobs with RBS but not heard of HSBC doing the right thing (RBS Success here)

 

You can also complain to the FOS re hardship but as far as I know they just side with the banks as usual, but no harm in trying

 

Hope this helps

HTH (Hope This Helps) RDM2006

 

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