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    • next time dont upload 19 single page pdfs use the sites listed on upload to merge them into one multipage pdf.. we aint got all day to download load single page files 2024-01-15 DBCLegal SAR.pdf
    • If you have not kept the original PCN you can always send an SAR to Excel and they have to send you all the info they have on you within a month. failure to do so can lead to you being able to sue them for their failure.......................................nice irony.
    • Thank you and well done  for posting up all those notices it must have have taken you ages.. The entrance sign is very helpful since the headline states                    FREE PARKING FOR CUSTOMERS ONLY in capitals with not time limit mentioned. Underneath and not in capitals they then give the actual times of parking which would not be possible to read when driving into the car park unless you actually stopped and read them. Very unlikely especially arriving at 5.30 pm with possibly other cars behind. On top of that the Notice goes on to say that the terms and conditions are inside the car park so the entrance sign cannot offer a contract it is merely an offer to treat. Inside the car park the signs are mostly too high up and the font size too small to be able to read much of their signs. DCBL have not shown a single sign that can be read on their SAR. Although as they show photographs which were taken the year after your alleged breach we do not know what the signs were when you were there. For instance the new signs showed the charge was then £100 whereas your PCN was for £85. Who knows, when you were there perhaps the time was for 3 hours. They were asked to produce  planning permission which would have been necessary for the ANPR cameras alone and didn't do so. Nor did they provide a copy of the contract-DCBL  "deeming them disproportionate or not relevant to the substantive issues in the dispute" How arrogant and untruthful is that? The contract and planning permission could be vital to having the claim thrown out. I can find no trace of planning permission for the signs nor the cameras on Tonbridge Council planning portal. and the contract of course is highly relevant since some contracts advise the parking rouges that they cannot take motorists to Court. I understand that Europarks are now running that car park which means that nexus didn't  last long before being thrown out.....................................
    • Hi,   I am not sure if I posted this already here but I don't think I did. I attach a judgement that raises very interesting points IMO. Essentially EVRi did their usual non attendance that we normally see, however the judge (for the first time I've seen in these threads) dismissed the notice and awarded me judgement by default because their notice misses the "confirmation of compliance" paragraph. in and out in 3 minutes (aside from the chat at the end with the judge about his problems with evri) Redacted - evri CPR loss.pdf
    • Just to update this. I did apply to strikeout and they did not attend the hearing. I won by defualt and the hearing lasted 5 minutes (court only allocated 15). The judge simply explained that the only matter he was really considering is if the Defendant could have any oral evidence to defend the claim. However he said he had decided that based on their defence, and their misunderstanding of law, and their non attendence he did not think they had any reasonsable chance so he awarded me SJ + Costs on the claim form + the strikeout fee. Luckily when I sent the defendant the order I woke up the next day to a wire trasnfer for the full sum of the judgement
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Pre-notified fees & charges HSBC


kash21
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Thankyou to everyone for this forum! it's really helpful unfortunately I still have a problem, I have got many

 

"PRE-NOTIFIED FEES & CHARGES"

 

after reading the information in this forum, I'm still not sure if I can claim this back!

 

Any help at all would be greatly GREATLY appreciated!

I've checked everywhere and can't find details on these charges

 

Thanks to ANYONE in advance!!!

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Hiya Kash and welcome to the HSBC forum :)

 

Pre notified fees and charges appear on the last page of your monthly statement, it lists everything they will be deducting from your account in the following month and gives you a date when this will happen.

 

All of these fees and charges amount to penalties and therefore can be claimed back :).

 

pete

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Hi Kash ,

 

I told you you'd get a better answer on your own thread ... and pete is one of the best.........:D

 

I'll transfer that link I gave you , it may help in identifying the terms you're looking for, as well as keeping it all on your own thread . :-)

 

Charges description on statements (i.e.what you can claim for

http://consumeractiongroup.co.uk/forum/hsbc-bank/15518-charges-description-statements-please.html

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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  • 1 month later...

Hi there, i wrote an appeal to HSBC around 18 months ago trying to reclaim £1200 worth of penalties from them. Ive recieved a series of letters back from them but nothing since May 2008 when i was told that they would be appealing a decision made against them in the courts. Does anyone have any new info on this and whether i'll ever be entitled to that money?

 

Cheers all, Richard

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Hi Richard , welcome back ........ :)

 

They've done this with countless people , virtually trying to head them off from taking further action ..... they ARE waiting for the courts, but so are we all .

 

The general advice on this site is to get your claim to the 'Lodged in Court' stage . It will be 'stayed because of the OFT Test Case , but t least it earns 8% interest while it's waiting , and it puts your account definitely 'InDispute' so they can't mess about with it .

 

They can still add charges but they won't chase you for them because they'll come up against your counter-claim ....... and when the court eventually makes it's decision - we firmly believe we'll all be in the payout queue......:D

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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  • 4 years later...

Hi

 

For the last year I have been charged pre-notified charges of between £100 and £150 a month. EVERY month. And it is ALWAYS when there is no money in my account. They know this, as I am on benefits and no the exact dates I am paid.

So they then make me £150 over drawn every month so the following month i then get recharged £100 - £150 a month. What can I do? I have spoke to HSBC who told me that I shouldn't go over drawn but the only time i do is when they take these charges, I have two children under 5 and im a single mum I don't have £100+ a month to just give to hsbc :!::evil:

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You used to be able to claim these back if you were in "hardship" (sounds like you are) and you used to be able to send in a letter of Right of Appropriation sample here you also need to look at your statements to see if these charges are attracting further charges because that should not be happening under bcobs i think.

 

some one did get their charges back under bcobs with RBS but not heard of HSBC doing the right thing (RBS Success here)

 

You can also complain to the FOS re hardship but as far as I know they just side with the banks as usual, but no harm in trying

 

Hope this helps

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