Jump to content


  • Tweets

  • Posts

    • Afternoon all Looking for advice before I defend claim for car tax payment that the DVLA claim I owe £68 from an idemity claimback from my bank and unpaid tax  So brief outline. Purchased car Jan 30th ,garage paid the tax for me after I gave them my card details so first payment £68 out in Feb 24  followed by payment of £31 from March due to end Jan 24 Checked one of my vehicle apps and about 7-10 days later car showing as untaxed? No reason why but it looks like DVLA cancelled it ,this could be because I did not have the V5 and the gargae paid on my behalf but not sure did not receive a letter to say car was untaxed.  Fair enough I set up the tax again staight away in Feb 24  and first payment out Mar 31st , and each payment since has come out each month for £31 , this will end Feb/Mar 2025 so slightly longer than the original tax set up so all good. I then claimed the £68 back from my bank as an indemity refund as obviously I had paid but DVLA had cancelled therefore it was a payment for nothing?  Last week recieved a SJP form dated 29th May stating that DVLA were claiming for unpaid tax and a false indemity claimback which of course is the £68. It also stated that I had received two previous letters offering me the oppotunity to pay that £68 but as I had not responded it was now a court claim that I must admit guilt for or defend. My post is held for weeks at a time from Royal Mail ( keepsafe) due to me receiving hospital tretament at weeks at a time that said I did not receive any previous letters from DVLA. So I am happy to defend this and go to court but wondering what CAG members think? In summary I paid an initial amount of £68 and then a DD of £31 , tax cancelled so I set up a new DD at £31 a month all in the month of Feb 2024, I claimed the £68 back from my bank. DD has been coming out each month without issue and I have paperwork to show the breakdown for both DD setup's plus bank statements showing the payments coming out . The second DD set up has extended payments up to Feb/Mar 2025. DVLA claiming the £68 was ilegally claimed back despite the fact they cancelled the original DD for reasons unknown. Is this defendable ? I will post up documents including the original DD conformations 
    • That doesn't look like clacton ... Former Brexit Party leader Nigel Farage buys coastal home in Lydd-on-Sea WWW.KENTONLINE.CO.UK Former Brexit Party leader Nigel Farage bought a coastal home in the county, it has been reported.  
    • It's not a private road.  It's a small public street (with Resi houses) that leads into and from public road/ highway. The garages have land in front of the doors.  Then there's a yellow line. So there's a clear marker on what is private and what is public.  These people keep parking on the private land side
    • Do you also own land the garages on and the private road? Or is it shared freehold with right of access to all freeholders or why?  Dx  
    • I may try cheap plastic bollards (traffic cones) first just to see if they get moved.  I will look into the cost of fixed bollards.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Debt Managers Ltd (next) - Advice Pls If Poss


mysticpols06
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5404 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi Milly - Soz hunny, not been online properly for few days as littl'un poorly so didn't realise ur post!! I think The G/M & S/H have the right idea, although i am not quite confident enough yet to give huge advice to others, i think that what they have agreed seems the best option, i would probably file it away & keep it nice so that you have it to show a judge etc if nec' in the future! I sent off a copy of the letter Rory drafted for me last week but obviously haven't heard anything yet, unless a reply comes in the post this morn!

Take care & let us know if anything else turns up! Mpols x

Ps, Thanks Godmother & Scabhunter for jumping in! ;) xx

'Confidence grows & heartbeat slows to a steady stronger beat, as each member unites, against DCA fights & we all sail aboard the CAG fleet!' :rolleyes:

:pKeep smiling peeps!

Link to post
Share on other sites

I agree with Godmother. Ignore them until you get a letter. I had Cap1 ignore me for months then i sent a Section 10 Notice and 2 days later they passed it to a DCA who gave me loads of hassle and rubbish. Should have let them continue to ignore me! :)

 

I had DML for a while. CCA'd them and they ignored it and then they sent a letter stating they were preparing Court action so i said great, bring it on. I had nothing from them so wrote and asked where the Court papers were, that i was preparing my defence and was looking forward to the Hearing date. They replied "sorry, those Court threats were sent 'in error'" and we are "passing the account back to the creditor." :)

 

 

As for signing anything. I use this site to make a digital signature:

Online Personal Signature Maker - MyLiveSignature - Free Personal Signature Generator

:!: -Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -

HFC Bank - Davey vs HFC

Barclays - Monthly payments made

Cahoot - Agreement received, awaiting 2nd agreement after DCA.

MBNA1&2 - Agreements received. (Currently in limbo)

Halifax - Davey vs Halifax/Cabot

MINT - Davey vs Mint

Amex - Davey vs Amex

Cap1 **WON** £1,500 Written Off Davey vs Cap1

 

Never Sign Anything

 

Link to post
Share on other sites

SH

 

You have said the last thing you want to do is wake them up.

 

Dont you think if you was to send them a letter that it would wake them up as they would have to look at the account and then further reply to the letter.

 

Personally i think that that is classed as waking them up more than ignoring them.

 

Any way i have only said ignore them until they send a letter demanding money as then you can hit them with unenforcability and then you can report them to TS and the OFT.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Link to post
Share on other sites

:-D

Hi Milly - Soz hunny, not been online properly for few days as littl'un poorly so didn't realise ur post!! I think The G/M & S/H have the right idea, although i am not quite confident enough yet to give huge advice to others, i think that what they have agreed seems the best option, i would probably file it away & keep it nice so that you have it to show a judge etc if nec' in the future! I sent off a copy of the letter Rory drafted for me last week but obviously haven't heard anything yet, unless a reply comes in the post this morn!

Take care & let us know if anything else turns up! Mpols x

 

Ps, Thanks Godmother & Scabhunter for jumping in! ;) xx

 

 

Hope you are feeling better hunny! Thanks godmother et al:)

 

Well yesterday I got what looked like a payslip with tear open bits all round it from debt managers saying we wish to confirm our appointment. we will call between 5.30pm and 7.30pm:mad:

I do not think so. I am gonna send the doorstep collector letter. They can p** off if they think I agree to them coming round my house. Also in the pile of letters yesterday was another letter from Debt managers saying they want to give me a substantial discount. i was laughing my head off again :D:D I was thinking of 0.00p!!! ha

 

 

Milly XXXXX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

Link to post
Share on other sites

Evening peeps - Just a quickie to update that has been Just over a week now! No reponse so far! Is sooooo quiet...They don't call, they don't write.....:p

Take care, Mpols x

'Confidence grows & heartbeat slows to a steady stronger beat, as each member unites, against DCA fights & we all sail aboard the CAG fleet!' :rolleyes:

:pKeep smiling peeps!

Link to post
Share on other sites

:DEllo peeps - Just an update to let (Rory) know that response today in form of letter stating will accept the £1 pcm payment offer on the basis of the template you sorted for me - Many thanks indeed! Take care, Mpols x

'Confidence grows & heartbeat slows to a steady stronger beat, as each member unites, against DCA fights & we all sail aboard the CAG fleet!' :rolleyes:

:pKeep smiling peeps!

Link to post
Share on other sites

Hi mpols,

Hope you are all well.

A pound a month. Good result.

With a little luck they'll leave you alone for a while.

 

take care.

 

fox

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

nice result u could have not hoped for a better one except a rite of but hey its only £1.00 a month

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Link to post
Share on other sites

hi mystic et al,:)

 

 

I received a letter from debt managers today to say they have closed their file and sent back to next directory. they also confirm tha NO FURTHER action will be taken by them????

 

Blinky bill this was postdated 19th december. my letter about doorstop visitors only arrived yesterday? :confused:

 

What do you thinks happened?

 

 

me thinks they know they havd no hope and passed it back;)

 

 

millyXX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

Link to post
Share on other sites

MillyMollyMoo 1-Debt Managers 0 :D

 

Haven't seen Mpols on for a few days but she'll be chuffed for you.

 

Another one bites the dust.

 

You'll get a bit of peace for a while so enjoy it :D

 

fox

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

Hiya Fox:D

 

Til after xmas I suppose then next will send ' you owe...blah..blah..' be interesting who they will send it to now as one debt collector won't touch it;)

 

thanks once again. Wishing lots of luck for mystic:)

 

Milly XX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

Link to post
Share on other sites

:p Merry crimbo eve to all of yous!!!

So so soz not been online few days - Been mad here with youngun's & bdays & fam visiting etc - But am Fox is right Milly, Am chuffed for you!

& Yep, this £1 a month that has been accepted is brill for hubby rather than what it was previously & until they provide the paperwork it is all they will be getting - Am waiting to see if they pass it on now ha ha! Anyway, am hoping every1 is well & relatively happy & has a fab few days!

Big hugs, Mpols x

'Confidence grows & heartbeat slows to a steady stronger beat, as each member unites, against DCA fights & we all sail aboard the CAG fleet!' :rolleyes:

:pKeep smiling peeps!

Link to post
Share on other sites

  • 2 weeks later...

Hey mystic :D sounded great fun!

 

I went away for acouple of days with my two kids and O/H. Back with a razor blade throat and deaf ears at the mo!!!!

 

Received another letter from debt managers again, confirming no further action by them on PROPER nice paper this time!!! {yes I understood the first time!!!!]

 

I am waiting for the next {{{ha ha get it!!!}}}} round of who calls me!!!!

 

Milly XXX

 

P.S Happy New Year!!!!:D

Edited by millymollymoo
spelling

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

Link to post
Share on other sites

Hi Milly (happens to be my youngests' name ;)) Mayb they sent u another copy to try and get u to repond? i dunno - Think i would just file it away with all the others hun.

Hope u feel better soon - Happy new year to you too. Mpols x

'Confidence grows & heartbeat slows to a steady stronger beat, as each member unites, against DCA fights & we all sail aboard the CAG fleet!' :rolleyes:

:pKeep smiling peeps!

Link to post
Share on other sites

  • 7 months later...

Had a call from these a couple of days ago all out of the blue - am waiting for their letter as refused to deal over the phone - assumming they will be wanting to reassess the £1 a month that they are having at the moment - In light of no agreement plus no default or NOA ever being received i think thats ALL they will be getting if not less for a lonnnnng time! Hope everyone is well. Mpols x

'Confidence grows & heartbeat slows to a steady stronger beat, as each member unites, against DCA fights & we all sail aboard the CAG fleet!' :rolleyes:

:pKeep smiling peeps!

Link to post
Share on other sites

hi mpols.

 

Well that was outta the blue as u said. Stand ur ground plead poverty if u must.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Link to post
Share on other sites

"Stand ur ground plead poverty if u must" - Hi Gm, How are you? We intend to stand our ground as much as possible - and pleading poverty won't be much of a falsehood at the moment anyway to be honest! We'll see what they have to say when any letters are received - maybe they have found the actual agreement at last? ya never know! Take care, Mpols x

'Confidence grows & heartbeat slows to a steady stronger beat, as each member unites, against DCA fights & we all sail aboard the CAG fleet!' :rolleyes:

:pKeep smiling peeps!

Link to post
Share on other sites

hi Mpols.

 

I am fine.

 

If they get funny just tell tehm take me to court they will set the amount and they cant set it at £1.00 a month.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...