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    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Car insurance companies - providing named driver NCD and/or 3 year history of claims?


MrShed
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Hi all,

 

As per the title really - wondering if anyone knows of any insurance companies that will:

 

- Accept named driver time as some form of NCD; and/or

- Only check the last 3 years rather than 5 for claims

 

Both would be preferable!

 

Mossy, perhaps a question for you...?

 

Thanks in advance!

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

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BIG problem here Mr. Shed. I have been on Motability insurance for 31/2yrs and had 1claim. Wife has driven for 43yrs without any incidents watsoever, yet no one will acknowledge her unblemished record. She had her own car for a while, but that was more than 5yrs ago. Im'e a retired high milage driver, and have had two claims in 15yrs, but because of little or no recent NCD the best quote i can get is well over £300.

Insurance companies make Al Capone look like a choir boy. They are all as bad as each other, cherry picking what they consider to be the lowest risk. If you find anyone who will give a named driver a NCD, then please tell me. Thanks.

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Well Tesco definitely do....I'm just trying to find others :)

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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Come on Lula...help out :D haha

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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Thanks Guys & Galls, but I think that those firms offering NCB for named drivers will only take into account recent history----pity about the past 30+years. Just away to try Tesco again, but they were uncompetitive the last time I tried them.

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Hi Wulfin, have tried Tesco & Privlige and they returned the highest quotes to date.This does not surprise me, as, try as i may, i can't deal with RBS for any financial products because i find them totally uncompetitive at every turn. Thanks anyway.

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Must say, Tesco have been year on year the cheapest for me and the family for the last few years - very surprised at your experience scania!

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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Yes Mr. Shed, Insurance premiums seem to fluctuate quite a lot--depends on who needs more business. Last time house insurance was due, we searched a lot, and Tesco was by far the best last year. You should have seen the patronising letter i got back from the ABI--looked like it had been written by Govt. Dept. It said a lot, but didn't tell me anything. Getting increasingly P----d off with people telling me what they can't do instead what they can do. Britain 2008!!

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Update. The Association of British Insurers put me on to an outfit called BIBA, who were supposed to have specialist insurers on their books, some of whom cater for drivers with many years experiece. Needless to say, no joy here either. I got so frustrated by the cowboys and whankers on the internet that I started phoning round---BINGO--car is now insured, or rather overinsured, at a realistic price, by??? SAGA.

I would really appreciate all the support I can get in bringing this disgraceful situation into the public domain, to hopefully get proper recognition for those with long term clean records, irrespective of named drivers or policyholders.

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try: Cheap UK Car insurance and home insurance quotes comparison from Confused.com. or Cheap loans | mortgages | credit cards | home & car insurance - moneysupermarket.com

 

we saved about 40% with Elephant and they only wanted the last 3 years of claims so worked well since my wife crashed our car 4 years ago twice. I would be very well off if I could get her off my policy, lovely lady but an insurance liability.

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