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    • Any chance of some advice with filling in the N164 please?    I've sent an EX107 to the Court to request transcript of the Judgment to use in an appeal but the Courts still haven't actioned this and my 21 days expires on Tuesday
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    • Hi, despite saying you would post it up we have not seen the WS or EVRis WS. Please can you post them up.
    • Hi, Sorry its taken me so long to get round to this, i've been pretty busy today. Anyway, just a couple of things based on your observations.   Evri have not seen/read my WS (sent by post and by email) as they would have recognised the claim value is over £1000 as it includes court fees, trial fees, postage costs and interests, and there is a complete breakdown of the different costs and evidence. I'd say theres a 1% chance they read it , but in any case it won't change what they write. They refer to the claim amount that you claimed in your claim form originally, which will likely be in the same as the defence. They use a simple standard copy and paste format for WX and I've never seen it include any amount other than on the claim form but this is immaterial because it makes no difference to whether evri be liable and if so to what value which is the matter in dispute. However, I have a thinking that EVRi staff are under lots of pressure, they seem to be working up to and beyond 7pm even on fridays, and this is quite unusual so they likely save time by just copying and pasting certain lines of their defence to form their WX.   Evri accepts the parcel is lost after it entered their delivery network - again, this is in my WS and is not an issue in dispute. This is just one of their copy paste lines that they always use.   Evri mentions the £25 and £4.82 paid by Packlink - Again, had they read the WS, they would have realised this is not an issue in dispute. They probably haven't read your WS but did you account for this in your claim form?   Furthermore to the eBay Powered By Packlink T&Cs that Evri is referring to, Clauses 3b and c of the T&Cs states:  (b)   Packlink is a package dispatch search engine that acts as an intermediary between its Users and Transport Agencies. Through the Website, Users can check the prices that different Transport Agencies offer for shipments and contract with the Transport Agency that best suits their needs on-line. (c)  Each User shall then enter into its own contract with the chosen Transport Agency. Packlink does not have any control over, and disclaims all liability that may arise in contracts between a User and a Transport Agency This supports the view that once a user (i.e, myself) selects a transport agency (i.e Evri) that best suits the user's needs, the user (i.e, myself) enters into a contract with the chosen transport agency (i.e, myself). Therefore, under the T&Cs, there is a contract between myself and Evri.   This is correct but you have gone into this claim as trying to claim as a third party. I would say that you need to pick which fight you wan't to make. Either you pick the fight that you contracted directly with EVRi therefore you can apply the CRA OR you pick the fight that you are claiming as a third party contract to a contract between packlink and EVRi. Personally, I would go with the argument that you contracted directly with evri because the terms and conditions are pretty clear that the contract is formed with EVRi and so if the judge accepts this you are just applying your CR under CRA 2015, of which there has only been 2 judges I have seen who have failed to accept the argument of the CRA.   Evri cites their pre-existing agreement with Packlink and that I cannot enforce 3rd party rights under the 1999 Act. Evri has not provided a copy of this contract, and furthermore, my point above explains that the T&Cs clearly explains I have entered into a contract when i chose Evri to deliver my parcel.    This is fine, but again I would say that you should focus on claiming under the contract you have with EVRi as you entered into a direct contract with them according to packlink, as this gives less opportunites for the judge to get things wrong, also I think this is a much better legal position because you can apply your CR to it, if you dealt with a third party claim you would likely need to rely on business contract rights.   As explained in my WS, i am the non-gratuitous beneficiary as my payment for Evri's delivery service through Packlink is the sole reason for the principal contract coming into existence. I wouldn't focus this as your argument. I did think about this earlier and I think the sole focus of your claim should be that you contracted with evri and any term within their T&Cs that limits their liability is a breach of CRA. If you try to argue that the payment to packlink is the sole reason for the contract coming in between EVRI and packlink then you are essentially going against yourself since on one hand you are (And should be) arguing that you contracted directly with EVRi, but on the other hand by arguing about funding the contract between packlink and evri you are then saying that the contract is between packlink and evri not you and evri.  I think you should focus your argument that the contract is between you and evri as the packlink T&C's say.   Clearly Evri have not read by WS as the above is all clearly explained in there.   I doubt they have too, but I think their witness statement more than anything is an attempt to sort of confuse things. They reference various parts of the T&Cs within their WS and I've left some more general points on their WS below although I do think  point 3b as you have mentioned is very important because it says "Users can check the prices that different Transport Agencies offer for shipments and contract with the Transport Agency that best suits their needs on-line." which I would argue means that you contract directly with the agency. For points 9 and 10 focus on term 3c of the contract  points 15-18 are the same as points 18-21 of the defence if you look at it (as i said above its just a copy paste exercise) point 21 term 3c again point 23 is interesting - it says they are responsible for organising it but doesnt say anything about a contract  More generally for 24-29 it seems they are essentially saying you agreed to packlinks terms which means you can't have a contract with EVRI. This isnt true, you have simply agreed to the terms that expressly say your contract is formed with the ttransport agency (EVRi). They also reference that packlinks obligations are £25 but again this doesn't limit evris obligations, there is nothing that says that the transport agency isnt liable for more, it just says that packlinks limitation is set. for what its worth point 31 has no applicability because the contract hasn't been produced.   but overall I think its most important to focus on terms 3b and 3c of the contract and apply your rights as a consumer and not as a third party and use the third party as a backup   
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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TBI Claimform - old HFC Credit card Debt - **WON** - default notice fee but NO default produced


Canaan
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Thanks PT but I need this in words of one syllable :|

 

Does each individual letter in the bundle need it's own covering sheet

or

does the one covering sheet cover the whole bundle of letters?

 

Sorry to be a pain.........brain strain

Canaan

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Thanks PT but I need this in words of one syllable :|

 

Does each individual letter in the bundle need it's own covering sheet

or

does the one covering sheet cover the whole bundle of letters?

 

Sorry to be a pain.........brain strain

Canaan

 

 

ok simple answer

 

Yes you can bundle all the correspondence together as long as you refer to it the letter within the witness statement, i would suggest good practice would be to say

 

.... a letter from xxxx dated xxx relating to xxxxxx ( Exhibit ABC1 Page 2)

 

 

that way you refer to the page and the bundle etc

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Don't worry too much about things like format, although to me as a layperson it looks ok. You are a litigant in person and the judge won't expect it to be as much as a they would of a professional.

 

I don't know enough to comment on the content of your statement, but it clearly lays out the sequence of events and refers to the necessary legislation so assuming that's accurate I think you should be ok.

 

Well done and good luck.:)

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Thanks Caro.

I didn't get any feedback on the content so all I can do is hope that it was ok.

 

Now I have to concentrate on the hearing on tuesday :shock: If anyone could let me know what sort of thing the judge will need to know to make his/her decision and what I should bring with me document wise I would be very grateful.

Many thanks

Canaan

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hello everybody and especially Canaan - Good luck and good luck in 2009 for all of us

 

i am keeping my fingers crossed for you for tuesday

 

take care for now

 

laters angel x

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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Awwwwww thank you Angel. Thanks for the good luck for tuesday.....I am going to need it as I don't have a clue what to bring with me or what to say and the other side are not "muppets" like in some of the other threads I have read.

Canaan

 

I have got my hearing on Tuesday. It is to ask for leave to amend my defence because the other side have changed their POC at the last minute. The actual CCJ hearing is on the 19th.

Please can someone tell me what I should bring with me paperwork wise, do I need to do a skeleton argument like in the main hearing? I don't even know how I am going to argue my point.

If I don't get my new defence accepted I am stuffed as the old defence is completely irrelevant now.

Thanks in advance.

Canaan

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Awwwwww thank you Angel. Thanks for the good luck for tuesday.....I am going to need it as I don't have a clue what to bring with me or what to say and the other side are not "muppets" like in some of the other threads I have read.

Canaan

 

 

hiya again

 

listen if nothing else ive learnt about all this in the past year, is that you have to give it your best shot, let the paperwork and the non paperwork that hasnt been given to you Do The Talking,

 

also hope the Judge can interpret properly and you are a litigant in person so that in itself is good. wink wink,

 

 

they are the legal people who should know the correct legal jargon etc and ensure information is correct if they get something like the name of the account wrong albeit minor, its still not correct is it - common sense should prevail, again good luck but keep positive and at the end

 

what does it all amount to? what in the worse case scenario would this end up as?

 

you can only do your best so keep thinking positive

 

laters angel x

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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what does it all amount to? what in the worse case scenario would this end up as?

 

A charging order on my house and being forced to sell it to pay the debt! The other side have already said they WILL be going for a charging order.

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A charging order on my house and being forced to sell it to pay the debt! The other side have already said they WILL be going for a charging order.

 

 

okay but have you defaulted on a ccj, i understood they cant go for the charging order yes can threaten but surely you would need to have defaulted on the ccj first,

 

i stand corrected if im incorrect in my understanding of this

 

i only say the above as i went with my friend who had had a ccj served and she defended the charging order stating she had offered a monthly amount on the ccj and the company had not responded and we also argued that it was unfair on other creditors for this company i think link to have the charging order over the other creditors, it was put aside until link could find their paperwork...

 

so im a bit sceptical in my own mind - can they actually go for the charging order without a first ccj, and then you paying the ccj and without any missed payments

 

im sorry if im talking nonsence but i can see your worry if ive got it wrong

 

this is worrying for lots of us then

 

catch up laters angel x

 

keep strong

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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canaan, I am sorry I dont know what information you require to take with you. I would think if you mention a document/regulation/law in your statement then you would need to be able to show it.

 

However, I am sure that is only for the main hearing and this is a mini hearing isnt it ?. If you have any doubts or need any help urgently before tomorrow.. I would hit the panic button and ask for a mod/site helper to look in on you.

 

BTW, good luck for tomorrow.

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canaan, I am sorry I dont know what information you require to take with you. I would think if you mention a document/regulation/law in your statement then you would need to be able to show it.

 

Thanks CB.

So I would take just the relevant sections/paragraphs of, for example the CCA, that I need rather than the whole document?

 

However, I am sure that is only for the main hearing and this is a mini hearing isnt it ?. If you have any doubts or need any help urgently before tomorrow.. I would hit the panic button and ask for a mod/site helper to look in on you.

 

I've got no end of doubts!! :| and don't have a clue what I am going to say to be honest. It is an application to get leave to use my amended defence so it's pretty important

 

BTW, good luck for tomorrow.

 

Thanks CB

.......

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I am having real trouble traking down "CRP practice direction - statements of case 7.3 (1)" Does anyone have this?

 

Panic over I found it :)

 

Ok so I am going tomorow armed with just two pieces of the CPR can anyone suggest anything else i can use to help my case please

 

CPR practice direction STATEMENTS OF CASE 7.3 (1)

Where a claim is based upon a written agreement

(1)a copy of the contract or documents constituting the agreement should be attached to or served with the particulars of claim and the original(s) should be available at the hearing, and

 

plus

 

CPR practice direction DISCLOSURE AND INSPECTION OF DOCUMENTS 31.14

(1) A party may inspect a document mentioned in –

(a) a statement of case;

(b) a witness statement;

© a witness summary; or

(d) an affidavit(GL).

(e) Revoked.

(2) Subject to rule 35.10(4), a party may apply for an order for inspection of any document mentioned in an expert's report which has not already been disclosed in the proceedings.

(Rule 35.10(4) makes provision in relation to instructions referred to in an expert’s report)

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It's past my bed time now and don't really want to go through the thread to see if they sent you a copy of the CCA withe the CCJ summons.

 

If they didn't attach the Credit Card Agreement with the summons then perhaps CPR16 7.3 would be a good bit of paper as well.

 

7.3

Where a claim is based upon a written agreement:

(1) a copy of the contract or documents constituting the agreement should be attached to or served with the particulars of claim and the original(s) should be available at the hearing, and

 

(2) any general conditions of sale incorporated in the contract should also be attached (but where the contract is or the documents constituting the agreement are bulky this practice direction is complied with by attaching or serving only the relevant parts of the contract or documents).

PRACTICE DIRECTION – STATEMENTS OF CASE

 

 

Good luck.

 

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Thanks Supa.

I have got CPR 16. I also have a total of 5 letters i sent to them asking for the agreement and 1 i sent to the court asking for their assistance in getting the agreement over the course of the past few months as well as their replies ignoring my requests, proof of postage etc

Will let you all know how I get on.

Canaan

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Had my hearing today to apply for leave to amend my defence, the hearing was at 12, I turned up at 11.30 and at 1pm I was called in to be told that the other side had sent a letter and wouldnt be turning up at the court to "save time and costs for all parties involved" and that they would not be opposing my application to amend my defence. The solicitors had left a message on my answering machine yesterday to tell me this but I did'nt check my machine till I got in today! So that's hurdle one over and done with :D now onto the main hearing :eek:

 

Canaan

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Well done C - on to the main battle....

 

BW - FG

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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Had my hearing today to apply for leave to amend my defence, the hearing was at 12, I turned up at 11.30 and at 1pm I was called in to be told that the other side had sent a letter and wouldnt be turning up at the court to "save time and costs for all parties involved" and that they would not be opposing my application to amend my defence. The solicitors had left a message on my answering machine yesterday to tell me this but I did'nt check my machine till I got in today! So that's hurdle one over and done with :D now onto the main hearing :eek:

 

Canaan

 

I've been too busy to contribute, but been watching, well done Canaan, onwards and upwards..;)

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well done and keep the faith, now you have the time to really go get them

 

laters angel x:cool:

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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Great news Canaan, although I find it hard to see how they could have objected. Keep hold of all the documentation for your court bundle when your case is heard in full. It all helps to paint a picture of what you've had to go through.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Had my hearing today to apply for leave to amend my defence, the hearing was at 12, I turned up at 11.30 and at 1pm I was called in to be told that the other side had sent a letter and wouldnt be turning up at the court to "save time and costs for all parties involved" and that they would not be opposing my application to amend my defence. The solicitors had left a message on my answering machine yesterday to tell me this but I did'nt check my machine till I got in today! So that's hurdle one over and done with :D now onto the main hearing :eek:

 

Canaan

 

Oh well done. As you say one hurdle over and now you can concentrate on the main issues. :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

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1: How can BCOBS protect you from your Banks unfair treatment

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5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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hiya Canaan

 

you are very welcome and thanks for the tickle

 

anyway like caro and others have said, and something i was told very early on in my journey - to have and maintain a papertrail and all this is good for you and your case, it will show the experience you have had to endure in your fight.

 

relax and have a drink for now you deserve it and others too who have helped you so far

 

laters angel x

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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