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    • The 3 pieces of mortar that fell on the same day, at the same time, were approx. 25-30cm long and weighed around ½-1 kilo each from a roof that is above the 2nd floor; they were by no means tiny pieces of mortar but large chunks falling from a rather great height. I believe the size and weight is enough to cause serious injury and if it falls on your head, I assume it could potentially be lethal if unlucky, but we don't wish to put that theory to test... We can't in good conscience let a contractor install a patio and a gazebo as it is in the exact spot where the mortar fell, nor do I think anyone would be willing to take the chance. Looking at the roof, there are multiple other remaining pieces from the same 'line' or 'row' of mortar that can potentially fall. The mortar is right underneath the slate tiles on the neighbour's roof and I don't know whether the tiles are also (becoming) lose due to the loss of the mortar. I was trying to upload a photo but it seems it's not allowed. The first contractor to work in our garden in preparation for the patio and gazebo is scheduled to start on 10th June, that leaves the neighbour 5 workdays to sort their roof which is unlikely, so it seems we will have to postpone our patio contractor without knowing when they can come back. We have already had extensive work done in the garden in preparation for the wedding reception and it will become very costly for us if we have to move the wedding reception to a venue (if we can even get one at this short notice) rather than have it at home which was our dream.
    • Is this sufficiant for a letter of claim  ? Letter Of Claim       Reference: Techzone Mobile Phones Samsung A71 Mobile Phone £140 Purchase date 29. 5. 24     I the claimant purchased a 2nd hand Samsung A71 mobile from Techzone Mobile Phone unit 10 of the indoor market at the Potteries shopping centre. Initially the phone worked well until I used the camera and found debris in the camera lens spoiling pictures making it not fit for purpose. I contacted the seller who offered a replacement which I initially accepted but later rejected and wanted a refund in full which the seller refused saying they Do Not give refund is unlawful and goes against the Consumer rights act 2015. Therefore I intend to issue proceedings against you in a county court without further notice unless you reimburse me the above amount in Full within 7 days from the date of this Letter     ------------------------------------------    I think its best if i hand him the letter as posting it might not get through so can claim expenses traveling up there ?   or would it be best to just post and get 'Signed for'  ?   Should i also put in the letter of claim interest added or leave that till the Particulars letter ?
    • Ok thanks, I really need help with my mental health over this I’ve called 111 Hi sorry just one more thing can they contact my workplace?
    • Sorry to shatter your leftie dreams 🤣😂🤣😂     Donald Trump gets a SIX-POINT bump in approval after being found guilty on 34 counts according to snap Daily Mail poll: 'I think it was a waste of taxpayer money' WWW.DAILYMAIL.CO.UK Teflon Don rides again, according to an exclusive poll for DailyMail.com which found that the guilty verdict in Manhattan... James Johnson, who conducted the poll, said Trump might be waking up as convicted felon but he was winning over the voters who matter.   Our snap poll of a representative sample of likely voters shows that for most Americans the trial has not changed their deep-set views of Trump,' he said.  'But amongst those who are open to changing their mind, people feel more positive by a margin of 6 points. That is outside of the margin of the error of the poll and we are saying that is significant. 'It extends to Independent voters too. Look at the explanations and it is clear why: people feel it was a politically motivated trial and view Trump as a "fighter" against what they see as injustice.     
    • Which Court have you received the claim from ?  Civil National Business Centre Northampton NN1 2LH Name of the Claimant ?  PRA Group UK Portfolios LTD   How many defendant's  joint or self ?  Just my self Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to.    24th May 2024   ^^^^^ NOTE : WHEN CALCULATING THE TIMELINE - PLEASE REMEMBER THAT THE DATE ON THE CLAIMFORM IS ONE IN THE COUNT [example: Issue date 01.03.2014 + 19 days (5 days for service + 14 days to acknowledge) = 19.03.2014 + 14 days to submit defence = 02.04.2014] = 33 days in total   Date of issue XX + 19 days ( 5 day for service + 14 days to acknowledge) = XX + 14 days to submit defence = XX (33 days in total)  if your defence filing date falls on a W/End, you must file by friday @4PM     Particulars of Claim   What is the claim for – the reason they have issued the claim?  The claimant claims the sum of £22,000 for an outstanding debt owed. On 30/1/18 the defendant entered into n agreement with Lloyds Bank Plc for a bank loan under the reference 10017#######. On 4/1/19 the defendant defaulted on the agreement with an outstanding balance of £22,000. On 30/11/22 the debt of £22,000 assigned to PRA Group (UK) Limited, who itself assigned the debt to PRA Group UK Portfolios Ltd on 30/12/23. Notices of assignment were sent to the defendant in accordance with S136 Law of property act 1925. The claimant has instructed PRA Group (UK) Limited to act on its behalf in the recovery of the outstanding debt and to pursue litigation on its behalf. AND the claimant claims 1. The sum of £22,000. What is the total value of the claim?  £23,500 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ?  Yes Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No Did you inform the claimant of your change of address?  No - N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account?  Bank loan When did you enter into the original agreement before or after April 2007 ?  No Do you recall how you entered into the agreement...On line /In branch/By post ?  I believe it was done online on their app Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ?  Yes Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim.  Debt was with halifax, whom passed the debt to PRA Group. Were you aware the account had been assigned – did you receive a Notice of Assignment? Yes Did you receive a Default Notice from the original creditor?  I'm not completely sure at it was nearly 6 years ago, I have done a CCA request and they have sent a screenshot of their system showing it was sent. Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ?  Yes Why did you cease payments?  Couldn't afford to make payments. What was the date of your last payment?  August 2018 Was there a dispute with the original creditor that remains unresolved?  No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan?  No
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I just need a hug!!!!


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She's in the best place. The medical staff will take good care of her.

Now do as you're told. Have yourself a nightcap and get some sleep.

If you don't, you'll be like a bit of limp rag in the morning and no use to anybody.

No arguments Dr. Rooster has spoken!;)

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Hey RV - I know it's difficult, but there are various different forms of strokes. My OH had a stroke at 38 but it turned out to be Bell's Palsy and he recovered within 4 weeks :)

 

Still going to give you the "hug" thing though ;)

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Thank you Dr Rooster

 

I've had the night cap (but only a small one just in case I have to drive)

 

BO - we discussed Bells but it wouldn't normally cause total collapse (I'm a retired paramedic)

 

I'm going to bed.

 

Thank you all for your support

 

Life really is sh** isn't it

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Hey Mate,

 

You look after you, the little one will need you in morning. You good lady is in the best place, your turn will come when she's back home. Do what thegood Doctor says and get some rest, I am sure that things will improve overnight.

 

Thinking of you, take care.

 

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Hope the scan went well RP and that the prognosis is good.

 

It brings back the time when I came home from school to find my mum had had a stroke when my dad said he was leaving. She was 31.

 

But she made a full recovery.

 

These things are put here to test us.

 

We can only get stronger.

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Hm, when i had my DVT and PE I found that having people who had gone through the same thing as me helped to reduce the fright that it is very natural to feel. I know all these clotting diseases are very scary, and it is very natural to feel emotiona - scared, angry, whateverl.

 

The truth is very many people recover from strokes to live productive, happy lives afterwards, and the effectiveness of the treatments they have now compared to five or ten years ago are fantastic. Meeting, and speeking to people who have recovered from strokes can help... especially as they know what you are going through in a way that I don't necessarily . so I would suggest having a look at Stroke Survivors Forum . Just remember, many of these people might be in an even worse way than your wife, it is hard to know how bad it is until you have had a proper diagnosis and prognosis, although in the mean time it is very scary.

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Well there's good news and there's bad news.

 

They put off doing the scan because something else happened overnight and it now looks like she may have had an MI (heart attack) so we're waiting for more test results.

 

She's a bit better in herself but she sure as hell isn't well.

 

All I've got to do now is convince the mother in law that she doesn't need to come and stay just yet;)

 

Thanks everyone for being so supportive. I hope I never have to do the same for you.

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Sorry, RP -hadn't realised you'd posted just before me - it sounds like a bit of a roller-coaster at the moment - but your sense of humour is still in there.... I laughed at the Mother-in -law bit.......:-)

 

Hope the news is better later today, mate - thinking of you -

Edited by johnnymitch
more info from RP

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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revolting peasant, let your mother in law come and help you out. It will let her feel useful, and give you the opportunity to help your wife out. That's an order:)

 

Well, heart attacks I know about... she is definatly in the best place, i take it they have already knocked her blood pressure right down, and given her low molecular weight heparin or aspirin? Have you asked if she is suitable for Thrombolytic therapy?

Edited by tomterm8

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revolting peasant, let your mother in law come and help you out. It will let her feel useful, and give you the opportunity to help your wife out. That's an order:)

 

Well, heart attacks I know about... she is definatly in the best place, i take it they have already knocked her blood pressure right down, and given her low molecular weight heparin or aspirin? Have you asked if she is suitable for Thrombolytic therapy?

 

This is the strange thing. Her BP is already quite low, about 110/80 and there is no postural defecit. It's too late now for any sort of thrombolysis as to be really effective Streptokinase needs to be administered IV within about 30 minutes of the event and given that we original thought it was a CVA it's contra-indicated anyway as it will just exacerbate the bleed.

 

As for the mother in law - she's on the M4 as we speak!

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Hi RP.

As TT8 said, she is definitely in the best place.

Regarding the heart attack, been there, got the teeshirt, decided that I didn't like it so I came back. That was six years ago and I'm still going strong.

You are really going to have to go overboard with the TLC, because a heart attack is a real frightener to go through because you just don't know what is going to happen to you. She will need lots of reassurance.

She may get snappy or moody but remember it's not you she will be popping at, it will be herself and the fates in general.

It will be a testing time for you both, but I'm sure that you will find the strength to cope with her recovery.

 

Regards, Rooster.

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As for the mother in law - she's on the M4 as we speak!

 

You will soon see her in a new light. Let her be involved.... she will be your new best friend.

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This is the strange thing. Her BP is already quite low, about 110/80 and there is no postural defecit.

 

i think it's more common than you might think for people with heart attacks to have normal blood pressure. I know when I had my PE's my blood pressure was nearly the same as your wife (even though i was the size of a small whale :) ) . while the medics may disagree, I think there are many different risk factors for heart attacks, and you don't always know what causes it.

 

If she is a thrombophiliac, say with antiphopholid syndrome or similar, she would probably not have high blood pressure anyway.

 

Anyway, if she is in hospital and on anticoagulants, her prognosis is improving with every hour. I admit, most of the heart attack patients I met in hospital started off looking dreadful, and a week latter were sneaking off down the cafe to pick up a bag of crisps and a cup of coffee.

 

As for the mother in law - she's on the M4 as we speak!

That's great.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Hm, well, don't know much about that, but I'm told most cases have a complete recovery.

 

I've got to go now, but we're all thinking of you :)

 

Good luck, it sounds like they are still investigating options so i wouldn't take any diagnosis as gospel yet.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

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Go get a real hug from the wife RP, and give her our best. ;)

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Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Bloods have come back normal so we're now going down the route of viral meningitis.
Been there, done that, over 20 yrs ago, and all I can say is that I went from ICU danger list to well enough, kick her out in a matter of days! Wouldn't wish the lumbar puncture on anyone though. :mad:

 

Either way:

 

36.gif

 

It certainly puts some petty stuff elsewhere in perspective.

:-(

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Oh God bless the NHS!

 

We still don't have any sort of diagnosis because when she was moved from one ward to another somebody marked the wife as having been discharged. For this reason, she hasn't been seen by a Doctor all day.

 

What annoys me more is nobody thought this was strange.

 

As for the mother in law - I thought she was here to help me so why am I cooking her dinner?:)

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That's really disgraceful, RP. Cookin food for the mother in law, eh? Hope it's just chicken and chips :)

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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