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    • Lowell has recently bought over one of my old debts and in chasing me for payment have sent details of the debt to my ex-wife via email. Let me first start by saying i do owe the debt and I don't dispute it; whether it is unenforceable I don't know and this post/thread isn't to find that out. Lowell bought this debt earlier in the year for an account I ran between 2021 and this year before falling behind with payments and the debt eventually being sold off despite my attempts to deal with the original creditor. Lowell have sent me ONE letter in respect of the debt before reaching out via email to my ex-wife, giving information about the original creditor and the amount owed. I'm very concerned that Lowell have adopted this approach as I thought contacting a friend or relative about a debt was outlawed by FCA, but to find they have done this has left me shocked and a little embarrassed. I'm also concerned that they have potentially breached GDPR by sharing details with a third party without my consent. While there's little personal data given aside from the creditor and amount, I am mentioned by first initial and surname in the email sent to my ex-wife. I've never used this email account, have never had access to it and it has no connection to the original creditor so I have no idea why Lowell would use it to try to reach me. I've made a complaint to Lowell both about the communication being sent to a third party and potential GDPR breach, but should I be doing anything else?
    • thread title updated. so a sold debt. who are the solicitors? TM legal? why didn't ovo do this themselves as they do but chose to sell the debt on for 10p=£1? funny debt you state you reived a letter of claim, why did you not reply too it.? also is there is no indication of the date this bill comes from on the claimform? how do you know its from 2022? what other previous paperwork have you received? please scan page 1 of the claimform and bothsides of ALL previous letters upto one mass pdf read upload carefully. .................. pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’. Choose ‘Create sign in details’ to register for the first time. You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID. You should make a note of your memorable word, or password as these are not included in the email.  then log in to the bulk court Website https://www.consumeractiongroup.co.uk/topic/466952-lowelloverdales-claimform-old-cap1-debt/?do=findComment&comment=5260464 .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ type your name ONLY Do Not sign anything .do not ever use or give an email . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  
    • Thank you again. I'm hoping it will come out in the wash and will endeavour to check my online account. I'm a bit unsettled by not hearing from Booking.com but the host is sounding helpful at the moment. HB
    • I've just remembered that a friend of mine had bookings cancelled on Booking.com about a month ago - and the good news is that all worked out in the wash. I'm at work now but will scribble properly in a couple of hours with the full tale.
    • Thank you Dave. I've had nothing from Booking.com, just a message via the site from the host. I know I need to check my bank account, just trying to resolve some technical issues. HB  
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Rent Increase / Tenancy Deposit


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Hi,

 

The agency representing my landlord has asked me for an unfair increase in rent (from £900 to £1100) when my current contract expires on Aug 12, 2008. At the sametime, they haven't protected my deposit (£1350) and due to some reasons, I have not pursued my landlord by a law suit.

 

Now the agency representing my landlord is saying they want to market the property and would give us a 24 notice before showing the property to a third party. I don't want to leave my current property (and want the property to continue as a periodic tenancy) and I believe if my despoit is not protected, they cannot evict me. Do I have the right to to deny them any property viewings by prospective tenants?

 

Thanks

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Technical answer: yes

Realistic answer: yes, but unwise to do so unreasonably - it will be looked upon quite badly by a judge. You have to accept that you can at some point be evicted, even if not right at this second. The rent/deposit/eviction should not affect your apparent "spiteful" position on allowing viewings.

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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My neighbour is under a similar threat, so this is based on the advice I've given her.

 

The chances are that at some point in the near future you will have to move out. However, assuming your deposit should have been protected, before the landlord can force you to move he has to protect the deposit, tell you where it is protected, and then give you two full rental months' notice.

 

(In the meantime, he could issue statutary notice of rent increase for which 1 month's notice is required. You would then have the option to appeal the rent increase to a Rent Assessment Committee. I have no idea how effective they are.)

 

But in answer to your question, the right to show the property to prospective tenants is often a term of the contract (in my contracts the tenant agrees to allow viewings in the last 2 months of the tenancy).

 

That said, if you're planning to stay put till your deposit is sorted and proper notice received, the contractual agreement to allow viewings is pretty much unenforceable.

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I think it would be unlikely that they would want to market the property without an occupancy date? Whats the point! oh it may be availsble in X months? you have not been given notice and you have not given notice to the landlord, and they have to get you out first. So they cant get a new tennat lined up for ages yet, bet its just a scame to get you worried and hope you will agree to the increase!

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Why? They can sell the property no problem with tenants resident.

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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My neighbour is under a similar threat, so this is based on the advice I've given her.

 

The chances are that at some point in the near future you will have to move out. However, assuming your deposit should have been protected, before the landlord can force you to move he has to protect the deposit, tell you where it is protected, and then give you two full rental months' notice.

 

(In the meantime, he could issue statutary notice of rent increase for which 1 month's notice is required. You would then have the option to appeal the rent increase to a Rent Assessment Committee. I have no idea how effective they are.)

 

But in answer to your question, the right to show the property to prospective tenants is often a term of the contract (in my contracts the tenant agrees to allow viewings in the last 2 months of the tenancy).

 

That said, if you're planning to stay put till your deposit is sorted and proper notice received, the contractual agreement to allow viewings is pretty much unenforceable.

 

Thanks for all the responses. I agree with Steve that they can oust me in future if they want. I just visited CAB yesterday and saw a trainee lawyer, who didn't have much idea. She concerned me by saying that since my contract is ending on Aug 12, 2008, staying after that in the property might be illegal and the landlord doesn't need a two months notice in this case. But she wan't sure.

 

Q- I just want to know, can I continue my tenancy after Aug 12, 2008 as I have not been issued a two months notice nor did I give a two months notice. All I received is a letter that the rent has to increase in the new contract?

 

Q- Will the continuation of my tenancy (after Aug 2008) fall under periodic tenancy clause although the other party (atleast the estate agent) doesn't want my tenancy continue after that?

 

Q- I don't want to agree to this rent increase? What are my options? If I don't sign a new contract although the other party wants me to sign a new 1 year contract on higher rent, what will be the nature of my tenancy after Aug 12, 2008 then?

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The lawyer is totally wrong. You need two months notice. Yes it will be a periodic tenancy - I always find it very concerning just HOW unconversant in letting laws the CAB are.

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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The lawyer is totally wrong. You need two months notice. Yes it will be a periodic tenancy - I always find it very concerning just HOW unconversant in letting laws the CAB are.

 

Thanks for your helpful answers.

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