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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Statutory Demand served on me today -Help!!


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:!:Hi Guys

I just got served today with a statutory demand from a dca Daniel Silverman ltd well anyway it says that if i would like the debt to be set aside i have 18 days to apply to the court. But i have just read it through and it is dated Wednesday 4th June 2008! i have i effectively missed the deadline???? Even though i only recieved it today i have proof as the man that gave it to me also gave me a slip that he had ready to put through the door with todays date on.

 

So what's my next move folks, the debt is from a nursery that i didnt know i had from my son was a baby plus i was at college and my ex husband was supposed to have paid for it.

 

I'm on benefits i dont have nearly £3000 the original amount was 1872.35:confused: Im already facing repossesion proceeding for my home as you dont get any help until you are claiming IS for 39 weeks!

 

Im stressed now can they do this as they havent applied for a CCJ

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The 18 days runs from the date of service, so you have that amount of time from today.

 

The problem is that although your ex was supposed to be paying it I guess the debt was in your name. I'll do a bit of digging and see what I can come up with.

 

RM

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Hi,

 

I've been through the old set aside thing too (and won hehe) In addition to the above threads I found:

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/143995-statutory-demand-vertex-help-2.html

 

useful in helping me to fill out the forms.

 

Good luck and just ask if you need any more info

 

:-)

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I think you have to fill in form 6.4 which you'll probably find at the insolvency website...

 

The Insolvency Service Website

 

My apologies I have just read your original posting.....it is likely that you can dispute the debt due to excessive charges that have been added to the account....i'm not sure your debt is governed by the Consumer Credit Act.

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i think the debt is from 2005 looking at the paperwork there is no court stamp on it. Its being printed on thick yellow paper and says rule6.1 in the top margins

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You could send them a cca request . That'll mean you would need to send it asap and then fill in the forms after the 12+2 days with reference to the fact they have not complied and copy some of the letters on the above threads where no cca was provided. Send it recorded delivery, do not sign it, use a postal order, write the postal order number on the cca request letter, copy both the postal order and letter for evidence. Might want to use next day special delivery.

 

 

 

The Debt Company

Debts_R_Us House,

Payusnow Street,

Kent,

R1 7HG

 

By Special Delivery

 

Name: Mr Yule Getnowtfromme

 

Re:- Account/Reference Number 1234567890

 

Dear Sir/Madam

 

No debt is acknowledged to you, or any other person or organisation you represent.

 

With reference to the above agreement, I would be grateful if you would send me a copy of this credit agreement.

 

I understand that under the Consumer Credit Act 1974 s.78 (1), s.77 (1) for fixed sum credit I am entitled to receive a copy of my credit agreement on request. Your obligation also extends to providing a statement of account. I enclose a £1 postal order in payment of the statutory fee, PO Serial Number xxxxxx which represents the fee payable under the Consumer Credit Act.

 

This is , you will appreciate, a statutory obligation, whether you are the original creditor or not, under section 189 of the Consumer Credit Act 1974.

 

I understand a copy of my credit agreement should be supplied within 12 working days.

 

Please note, I must emphasize that the enclosed payment is the statutory fee in accordance with the consumer credit act 1974 s 77 (1) and is neither acknowledgement of nor token payment toward alleged debt .

 

Please note that I have copies of all correspondence and attached payments enclosed therein.

 

 

Yours

 

Mr Yule Getnowtfromme

Edited by Percival Wigglesbottom
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Use this as your SAR request, the thing that worries me here is the fact that sending a CCA request may not yield anything as this was a nursery, i'm not sure if you were covered by the Consumer Credit Act....certainly a SAR, will reveal all the paperwork they hold on you....

Data Protection Act 1998

 

Subject Access Request

 

Dear Sir/Madam

 

ACCOUNT NUMBER: xxxxxxxxx (or multiple numbers if more than one account)

 

Please supply me with all data that you hold on me. This includes in particular, but is not limited to, the following:-

 

1. The original signed, executed credit agreement and any terms and conditions that applied to the account at the time of default and at the time the account was opened.

2. Transcriptions of all telephone conversations recorded and any notes made in relation to telephone conversations by your company, or by any previous creditor

3. Where there has been any event in my account history over this period which has required manual intervention by any person, I require disclosure of any indication or notes which have either caused or resulted in that manual intervention, or other evidence of that manual intervention in relation to my account formerly held with ORIGINAL CREDITOR.

4. True copies of any notice of assignment and/or default notice or enforcement notice that you or the original creditor sent me, with a copy of any proof of postage that you hold.

5. Documents relating to any insurance added to the account, including the insurance contract and terms and conditions, date it was added and deleted (if applicable).

6. Details of any collection charges added to the account; specifically, the date it was levied, the amount of the charge, a detailed financial breakdown of how the charge was calculated, and what the charge covers.

7. Specific details of the fees/charges levied by any other agency in respect of this account and a detailed breakdown of said fees/charges and what each charge relates to and on what date said fees/charges were levied.

8. A genuine copy of any notice of fair use of my data as required by the Data Protection Act 1998

9. A list of third party agencies to whom you have disclosed my personal data and a summary of the nature of the information you have disclosed.

10. Copies of statements for the entire duration of the credit agreement.

 

I enclose the statutory maximum fee of £10. You have 40 days in which to comply.

If there is specific information which you require in order to satisfy yourself as to my identity, please let me know by return. However, please note that the above address is the one which you normally use to communicate my private business to me and which you have hitherto found to be acceptable.

 

Yours faithfully,

 

 

print but don't sign your name

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Thank you i will try and send it off on monday as i am skint! i have sent off the cca letter today to D silverman and prepared my set aside document for the court to take in on Monday also hope it works......

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hi ya all i went to county court yesterday trying to look like i know what im doing so im just waiting to here back from the judge keep me my yours prayers folks! i will need your help for the next stage as i have no idea what i do next.

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just recieved a letter this morning from Daniels Silverman said that nursery accounts are not covered by CCA so they are therefore returning my postal order of £1.00. they will forward a copy of the nursery registration form in due course but i have 21 days to settle the account otherwise a bankruptcy petittion will be issued after the 21 days expires. and they look forward to recieveing my settlement cheque blah blah blah....

 

What do i do guys????

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:!:Hi Guys

I just got served today with a statutory demand from a dca Daniel Silverman ltd well anyway it says that if i would like the debt to be set aside i have 18 days to apply to the court. But i have just read it through and it is dated Wednesday 4th June 2008! i have i effectively missed the deadline???? Even though i only recieved it today i have proof as the man that gave it to me also gave me a slip that he had ready to put through the door with todays date on.

 

So what's my next move folks, the debt is from a nursery that i didnt know i had from my son was a baby plus i was at college and my ex husband was supposed to have paid for it.

 

I'm on benefits i dont have nearly £3000 the original amount was 1872.35:confused: Im already facing repossesion proceeding for my home as you dont get any help until you are claiming IS for 39 weeks!

 

Im stressed now can they do this as they havent applied for a CCJ

 

Who signed the registration form for the nursery? I'm not a lawyer, so take this with a pinch of salt but I would think the agreement with the nursery would fall under standard contract law. Therefore, if you signed it, you are liable. If your ex-husband signed it, he's liable.

 

If that's the case, you could apply for set-aside on that basis.

 

What did you say in the paperwork you sent to the court?

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I don't really know what the next step is, but I am sure that there will be people on here who do. Please keep yourself upbeat, I know its hard but if you have no equity then there is nothing to really fear. They cannot get from you what you do not have.

Beating the DCA's day by day

 

My fight:

NDR - CCA'd 12+2 passed

Bank of Scotland - CCA'd 12+2 passed

CFS - Win by Technical Knock-out!:lol:

HFC Bank - CCA'd 12+2 passed

Chantry Collections - CCA sent

 

Time flies like an arrow

Fruit flies like a banana :D

 

<---------- Have I given you top advice, have I made you laugh, click on the scales, it won't hurt you! :grin:

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