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By Theclaw123 · Posted
Hi All Could really do with some advice whislt return from a stressful hospital visit to my mother i was caught speeding doing 46 in a 40 mph limit, i should have known better i knew the camera was there but visit was very stressful and i switched off, totally my fault the date of the speeding was 13/11/2023 so by the time i received the letter i accepted my indescetion and filled in all the required details on the 20/11/2023 having a clean license hoping to the speed awareness course. With all still ongoing with my mothers ongoing illness i left it at that and waited on reply but i did not receive anything until 01/05/2024 when i received a return to sender letter with the NIP opened inside and ta sticker with a tick on refused, on 02/05/2024 i then received a Single notice procedure in the post for the speeding and failure to provide information i need to reply asap now because with everything going on i not sent back i have 21 days and can plead online but my question is what do i do /fill in on the form i have not had this before and it's very stressfull on top of everything else going on. i really do not feel as if i have done anything wrong (i have checked everything on form and the address and sent well within timescale) but now i face filling a form in of which i have no idea and do not now what to please either, i will have to fill in the online form soon or will pass deadline so any advice would be greatly appreciated -
By LouLouDev79 · Posted
I guess I just have to wait and keep my fingers crossed then that the judge sees them for what they are and strikes it out! It’s really unfair that these solicitors are allowed to miss deadlines and still get permission to proceed. Like I said, they did exactly the same trick on the set aside hearing! -
urban myth sadly. it is only written off on their books and as they say, a balance still, legally, does exist. you most probably didnt owe the whole balance anyway as unlawful penalty fees and the the interest they accrue typically inflate a debt to a much greater level. your saving grace here is this was to the original creditor and the fact you've had a default notice sometime vack? so regardless to whatever happens, the debt will vanish from your credit file on the DN's 6th B'day. though that doesnt mean a debt is still not owed and that it wont be sold on. just keep that letter from BC safe. dx -
Card taken out in 2017, default 2021 or 2020, paying a full and final for me was about me trying to rebuild my life without having a 7k plus debt hanging over me, I am nearing retirement and want some peace of mind, I read the agreement letter and thought this is good enough and doubted that a third party claim would succeed if they tried to take me to court. I just wish Barclaycard would say thank you sir matter is all settled now rather than trying to maintain that a balance exists, even though they say I do not need to pay it. -
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Hello,
On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.
Car was dirty and test drive was two circuits of roundabout on entry to the showroom. Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm. They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.
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Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available
BankFodder posted a post in a topic,
We have finally managed to obtain the transcript of this case.
The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.
Frankly I don't think that is any accident.
One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.
Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.
We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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This is good ethical practice.
It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.
OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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