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    • Good Evening, I received this pack yesterday its an application notice to change claimants. Will they be chasing me for this as they were successful with the first claim? many thanks Webb 1.Application Notice N244rd.pdf 2.Asset Transfer Deed r.pdf 3.Notice of Assignment Part A Letter 1 & 2rd.pdf 5.Claim Form rd.pdf 6.Draft Order rd.pdf
    • Hi, If they haven't followed the court's directions there will be little tolerance of the court. Anyway please can you upload a copy of the court paperwork
    • Yes, you should have applied for an immediate strike out as soon as the deadline expired. Without the agreement, they are stuffed Forget Barclaycard, Asset link is now the creditor, and it is down to them to provide the agreement.  That needs to go into the witness statement. They have not provided the agreement contrary to directions of the court and request the court strike out the claim as to the original court directions.
    • I did not receive a notice via post but in my claim status it shows my claim was transferred to a court I requested in my DQ, as it is closer to me.    Defense I filed:  1.       The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2.       The defendant paid the lead tenant a fixed sum monthly bill without fail for the extent of the rental period of the accommodation their contract was associated with who was responsible to make payments to the claimant, ending in June 2023. 3.       After moving out, a month later, the claimant wrote to state that an outstanding sum existed. Further stating, as one of the 10 tenants at the time, I now owed them the full sum instead of my 1/10 proportion of said debt, as 10 students were at the dwelling. They also intimated that they were legally allowed to charge me the full sum if the other renters were not to pay their share under some equal and joint severity rule. 4.       Despite sending numerous requests prior to the court claim being raised for copies of said bills for said utilities covered by the agreement, the claimant failed to send any clear bills. This included a CPR 31.14 on xx/xx/xxxx sent via post. 5.       The defendants stress that they acted in good faith to settle the outstanding balance, as evidenced by the confirmation received from the claimant.  Any subsequent demands for additional payments are unwarranted and contradict the claimant's previous acknowledgment of settlement. 6.       Pursuant to OFGEM code of back billing rules the alleged charges relate to charges which have not been billed correctly by Co-operative Energy and are therefore prevented from charging. With the court’s permission the Claimant is put to strict proof to: - a) show and disclose how the Defendant has entered into an agreement. b) show and disclose how the Claimant has reached the amount claimed. c) show how the Claimant has the legal right, either under statute or equity to issue a claim. 7.As per Civil Procedure Rule 16.5 (4) it is expected that the Claimant prove the allegation                  that the money is owed. 8.It is therefore denied that the defendant is indebted to the claimant as alleged or at all.
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Car Insurance/Log Book - Advice Please


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The only reason the insurer will ask you for your log book is so they can verify that you are the registered keeper of the vehicle.

They wont pay out until they receive this along with your driving licence, keys are any MOT's etc for the car.

 

They will still make you an offer without these documents but not sending them in just delays the whole process.

 

Out of interest, why would you want to withhold it? cos i cant really see any benefits. :confused:

 

 

DA

If you find the advice I give is useful, then please feel free to click the scales :)

 

"It is better to keep your mouth closed and let people think you are a fool than to open it and remove all doubt" :)

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I think he feels if he holds onto the log book the ins company cannot become the legal owner if it is deemed a total loss until he accepts a better offer, although they should make an first and you can then counter their offer with a local ads for the same type of vehicle at the price you think it should be.

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Thanks all,

 

I thought it would work if i held on to it for leverage or try and negotiate to keep the salvage (it's extensively damage but repairable)..

 

They made me an extremely low offer, i collected add's from papers/autotrader as vusys1 says but then had a 2nd offer that was only marginally better. I even sent copy of the valuation from the HPI i had done when i bought it..

 

If they want proof of ownership, i would be more than happy to send them a copy in the mean time??

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Sadly this is quite a common occurrence nowadays. I've got a staff policy and my car was written off in January, i had to fight hard to get the price i wanted for my car too.

Best advice i can give is to just give as much proof as you can that your car is worth what you say it is. Also, it may be worth posting details on here of the make/model/year etc as i know there's some of the guys on here that work in claims so they may be able to give you an idea of what the car is worth from an insurers point of view.

 

I still don't see any point in withholding the documents as you're only going to delay the process and ultimately its you that's losing out. Even if they send you a cheque for less that you want, you can still fight it and they can always send you more if you win.

 

DA

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If you find the advice I give is useful, then please feel free to click the scales :)

 

"It is better to keep your mouth closed and let people think you are a fool than to open it and remove all doubt" :)

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Think you must work for the same ins company as me (recently up for sale:)) From the work I do their claims handling is appalling. Colleague in work had his car written off and they didnt even tell him! just got rid and offered 3k below what he paid for it. Not even an offer just the checks in the post.

 

Some parts of the group have a self authorizing 10k limit where they just pay the claim without any sight of V5, Licence, MOT.

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That fine, just bank it as a part payment and keep pushing for the settlement that you want.

Its not over until you give up.

If you find the advice I give is useful, then please feel free to click the scales :)

 

"It is better to keep your mouth closed and let people think you are a fool than to open it and remove all doubt" :)

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