Trusty .vs. Barclays

[Trusty]

Fellow forumites

 

I am going to start to try and claim my charges back from Barclays. I have been banking with them since 1978 and have paid some considerable charges in the past. I have already sent them the SAR - (Subject Access Request) - (Subject Access Request) letter based on the template.

 

I included several accounts that I have held with them during this period but did not include my credit card details on which I have defaulted. I have agreed a small monthly payment of £25 versus a debt of approx. £7000 and a complete freeze on interest charges.

 

I know that I also paid many charges on my cc account but I do not want to jeopardise the 0% interest deal. I am more than happy if all charges reimbursed are paid towards reducing my debt with Barclays. (I will stay pay 5% to the forum organisers). I also intend to claim all the charges going back to account opening as I believe they may equate to at least 50% or more of my outstanding debt.

 

Has anyone with a payment arrangement with Barclays tried to reclaim charges?

 

I still have several personal accounts and two business accounts active with Barclays, so I hope they will not act abruptly to close those accounts?

 

Thanks for any advice and I will update you when I get my reply from them.

[Rooster-UK]

Hi Trusty.

Forget about 1978.... you can only claim back up to six years, because of the statute of limitations.

I would suggest that you have a good read of the FAQs and the step-by-step guides in the library sections.

Also read the threads in the Barclays forum to get an idea ofwhat will be involved.

 

If you have any questions after that, then post them in your own thread where they will be answered.

 

Good luck with your claim.

[Trusty]

Got my letter back from Barclays today with the normal speel that others had received along with my cheque for £10 as they will be supplying free copy statements.

 

To save reading hundres of other threads the contact at Barclays for new claimants looks to be:

 

Peter Townsend

Manager

Barclay Data Protection

Radbroke Hall

Knutsford

Cheshire

WA16 9EU

 

Will keep you posted as the claim advances.

[blueskies]

At first claim back 6 years but watch Seminoles progress with Natwest where he is challengeing the 6 year limit.

 

Good luck

[Trusty]

This has dragged on for a while and after receiving an offer for 30% of the claimed amount, I sent an LBA but got another offer exactly the same. I was about to complete the money form online and saw that you must have claimed contractual interest, so I have sent a new LBA with a new xl that includes contractual interest. After the requisite 14 days I will move to the money claim unless there is a surprise offer.

[Trusty]

Barclays do not know when my account was opened and neither do I. They have just told me prior to January 1984 when electronic records began. Is that enough for the money claim?

[Welshman]

Yes. In my POC I put "Around 1983" and that was fine.

[Trusty]

Thank you Welshman, thought I would not get a reply so went ahead with moneyclaim and just put before Jan 84. I will follow your thread. I have had a few replies from Barclays and they all seem rather 'cocky'. I wonder if they feel they have some grounds to turn down these claims.