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    • hi all, i will list my curmcumstance first then list the details of the penalty charge - we are 2 diabled people being affected by the cost of living crisis and are skint etc. i am disabled with mobility issues(arthritis in knees and ankles and gout) and cant operate car pedals anymore so i let a friend up the road use my car in exchange for her driving me about. its a good arrangement as i get a 'chauffer' and she gets the use of car. the car is parked in her drive which is better as i was refused a disabled space (even on appeal) and too much congestion to park the car outside my house. my friend is vulnerable as she has suffered depression and suicidal thoughts since the loss of her mother a few years back, she is dyslexic, she is a carer for one of her sons that is disabled due to mental illness and mobility. she lives in a council house and cannot work. we went to iceland ..attracted by the 10items for £10 offer - we've never been there before. a large artic lorry was parked accross the car park blocking the view of one of the parking signs and blocking the disabled bays where the pay&display machine is. by the time she helped me out of the car and then went to see if it was pay&display then came back to me at the car she said she thinks it was pay even for disabled, so we looked for change in the car which we didnt have (she normally goes asda which dont need to pay for parking)so then we said we'd either go get change or go to asda...so then by the time it took her to help me back in and get out the car park took 15 minutes...5 minutes overstay past the 10minutes grace. the letter from excel parking came through and i sent it back giving her name as driver (before i saw on here that you shouldnt name the driver) then i appealed explaining what happened (lorry blocking etc) and even said we were being descriminated (advised by citizen advice)as we are disabled and 15minutes is not long enough for a crippled disabled man and a woman with dyslexia to read and understandd the sign and get out, then back in the car and look for change then get out the car park in 15minutes. i even explained she was a vulnerable person on anti-depressants and even sent a photo of medication and said if you need a doctors note then let me know....the appeal was rejected. i've emailed iceland over 50 times and they just wont tell excel to cancel this charge - they are ignorant and ive even asked them why they have a webpage saying 'iceland combatting the cost of living crisis' pretending to help their customers and they wont comment...they'd rather put more stress and anxiety on an already suicidal vulnerable person just to get money out of them..so their 'help' during this crisis is a lie as it wont even extend to disabled customers. she has now received 2 letters from DCBL saying she owes £170 for 5minutes of overstay. the last one is a final demand. as she cant read or write very well ive sent a recorded letter to DCBL (as advised by citizen advice) asking not to attend the property due to a vulnerable woman inside the property as it will only exasperate the situation, they have ignored it and basically said we dont care, you still owe. could anyone please advise - we are not very good with letters or these situations and are slow on the uptake.   1 The date of infringement? 28th dec 2023   2 Have you yet appealed to the parking company yet? [Y/N?] yes   If you have then please post up whatever you sent and how you sent it and the date you sent it, suitably redacted. [as a PDF- follow the upload guide]cant do that - will have to get my son to do it when he visits   Has there been a response? yes   Please AS A PDF FILE  ONLY ..post it up as well, suitably redacted. - follow the upload guide]cant do that - will have to get my son to do it when he visits   If you haven't appealed yet - .........DONT ! seek advice on your topic first.   Have you received a Notice To Keeper? (NTK) [must be received by you between 29-56 days] yes   What date is on it? 15th january 2024   Did the NTK provide photographic evidence? yes   [scan up BOTHSIDES to ONE PDF of the PCN and your NTK - follow the upload guide] please LEAVE IN LOCATION AND ALL DATES/TIMES/£'scant do that - will have to get my son to do it when he visits   3 Did the NTK mention Schedule 4 of the Protection of Freedoms Act 2012 (PoFA) [Y/N?] not on the front - maybe on the back but cannot find the letter now   4 If you appealed after receiving the NTK, did the parking company give you any information regarding the further appeals process? [it is well known that parking companies will reject any appeal whatever the circumstances] yes   5 Who is the parking company? excel   6. Where exactly [Carpark name and town] did you park? gravesend in iceland    
    • Hi Dave, I had no updates on this PCN since my last post in July 2019.  I received no further communications from the parking company.  I changed my address in May 2022. Thanks, I will send a letter to Excel parking to inform about the change in the address. 
    • I have a BMW Advanced Car Eye 3 Pro - I think it's 50/50  In any case, none of the documents / photos sent in the SAR showed a ticket on the car. 
    • I've seen on your other thread that you say you moved in 2022. It is essential you tell the parking company about your new address. Every couple of months or so we get someone here who moves, doesn't tell the other party they're in dispute with, court papers turn up at the old address, the Cagger doesn't know anything about this and doesn't defend, they lose by default - and end up with a backdoor CCJ. So get a quick letter off to Excel - Dear Simple Simon, Re: PCN no.XXXXX will you please note that I no longer live at XXXXX and that my new address is XXXXX. Yours, XXXXX Invest in a 2nd class stamp and get a free Certificate of Posting from the post office.
    • Yeah thanks guys - I'm just going to ignore them now.  Can't be ar$ed digging around in the loft!  Can I still send them a notice not to send people to our door?   I know we did 10 years ago but not sure if that's still a "thing"!
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Sechiari Clarke and Mitchell


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Hope you manage to work out the interest, lancsman, it's def worthwhile. Good luck with your claim too, thanks for your encouragement:)

 

 

Received an acknowledgement of service this morning, indicating an intent to defend. They are using Sechiari Clarke and Mitchell solicitors for my claim. They have til the 28th July.

 

Just as a point of interest every one here thinks that Sechiari Clarke and Mitchell are a firm of independant solicitors employed by LSTB if you look at site C-I-N it shows as follows

 

REFERENCES

"I have been very pleased with the service provided by CIN. The matters referred to them have generally been related to difficult ongoing litigation cases where discretion and professionalism are essential. The results have invariably been impressive and have sometimes turned an almost lost cause into a success resulting in substantial savings to our client in the context of which the cost of the service is modest. Staff are helpful and knowledgeable and focused on getting useful and useable results; they have a good understanding of our requirements and objectives."

 

Malcolm Henderson

SECHIARI CLARK & MITCHELL SOLICITORS

[email protected]

 

As you can see the contact details are for Lloyds TSB asset management. The solicitors should declare that they are direct employees of the bank in any correspondance with you and the court as there could be conflict of interest or misreprentaion. Could be a case of a complaint to the law society by any one whos case is handled by them !!!.

 

May help put pressure on for a settlement, Kind Regards, Scorpio_manuk

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every one here thinks that Sechiari Clarke and Mitchell are a firm of independant solicitors employed by LSTB if you look at site C-I-N it shows as follows ... As you can see the contact details are for Lloyds TSB asset management.

 

So?

 

We know Lloyds use them.

 

There are also references from Rochdale council and UCB Home Loans.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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So?

 

We know Lloyds use them.

 

There are also references from Rochdale council and UCB Home Loans.

 

So, is that they have to declare that they are direct employees of the defendent to the court not acting on behalf. If they dont declare this then you simply apply to the court to to have there defence struck out and get sumary judgement with out having to go to AQ stage and pay the extra money. Thie site I quoted was a credit reference site CIN one of the hard nut ones they also do work for the council and UCB homes as well as lloyds. I am suprised you had to ask the question "So" as you are acting on behalf of the site and giving people advice on matters you should be aware of the relevance of this.

 

Kind regards, Scorpio_manuk

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As you can see the contact details are for Lloyds TSB asset management. The solicitors should declare that they are direct employees of the bank in any correspondance with you and the court as there could be conflict of interest or misreprentaion. Could be a case of a complaint to the law society by any one whos case is handled by them !!!.

 

The fact of them carrying an @ltsbasset.co.uk address does not necessarily mean they are direct employees of Lloyds TSB. It could quite simply be the case that they have been provided with a ltsbasset.co.uk address as they are handling asset management claims for Lloyds - keeping the appearance of 'everything under one roof' to the consumer, while actually being a seperate firm of solicitors. One of my various personal email addresses ends in @googlemail.com. Does this mean I work for Googlemail?

reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.

reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.

reload vs Capital One - £456.57 Settlement Reached 14/07/06.

reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

Lloyds Bank - The Template Response Letters!

 

Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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Nope.

reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.

reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.

reload vs Capital One - £456.57 Settlement Reached 14/07/06.

reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

Lloyds Bank - The Template Response Letters!

 

Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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So, is that they have to declare that they are direct employees of the defendent to the court not acting on behalf. If they dont declare this then you simply apply to the court to to have there defence struck out and get sumary judgement with out having to go to AQ stage and pay the extra money. Thie site I quoted was a credit reference site CIN one of the hard nut ones they also do work for the council and UCB homes as well as lloyds. I am suprised you had to ask the question "So" as you are acting on behalf of the site and giving people advice on matters you should be aware of the relevance of this.

 

Kind regards, Scorpio_manuk

 

I don't understand your point.

 

The person in question would be an employee of Sechiari Clarke and Mitchell, not LTSB.

 

Why should there be any special kind of declaration?

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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The fact of them carrying an @ltsbasset.co.uk address does not necessarily mean they are direct employees of Lloyds TSB. It could quite simply be the case that they have been provided with a ltsbasset.co.uk address as they are handling asset management claims for Lloyds - keeping the appearance of 'everything under one roof' to the consumer, while actually being a seperate firm of solicitors. One of my various personal email addresses ends in @googlemail.com. Does this mean I work for Googlemail?

 

Reload

Well a quick phone call confirms they are indeed Lloyds TSB Asset Management from both lloyds and Law Society. Reload not declairing that they direct employees is missleading and dependant on what they say and what they try to do is unlawful. There was a recent case when Bromley council in London and a call centre where both fined heavly for misrepentation as when people called to speak to council employees they where speaking to a contract call centre in Leeds who where answering the phone as being bromley council employees When they should leaglly be identifiying themselves as XXX Co acting on behalf of Bromley council !! Trading standards are really clamping down on this type of deception at the moment. All callers both on phone/doorstep and in writting e-mail must clearly identify who their employeer is and if they are acting on behalf of another company who that company is as well. In certain circumstances trading standards are refering these cases to the police as if money has changed hands or lost through a belief that they where dealing with one company and it was another then thats criminal deception. So beware of who you are dealing with it may not be who you think.

 

Kind Regards, Scorpio_manuk.

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I don't understand your point.

 

The person in question would be an employee of Sechiari Clarke and Mitchell, not LTSB.

 

Why should there be any special kind of declaration?

 

Barracad, The point being if you read things carefully this time is that they are Lloyds employees not Sechiari so when you get the court forms they show as acting on behalf this is missleading as they are employees of and the box should be left blank simple !!! You should never assume anything when in litigation if you make one mistake they will get your claim struck out. So what good for them is good for us they make a mistake and they get struck out !!!> Not being funny or wishing to start a bun fight but have you had any lay or formal law training Barracad for giving advice here ???.

 

Kind Regards, Scorpio_manuk.

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Reload

Well a quick phone call confirms they are indeed Lloyds TSB Asset Management from both lloyds and Law Society. Reload not declairing that they direct employees is missleading and dependant on what they say and what they try to do is unlawful.

 

Your only evidence so far that they are a direct employee of Lloyds TSB stems from an email address on an unrelated 3rd party's website, and two 'quick phone calls'.

 

Even if Lloyds are paying their wages, in terms of these cases they're acting as a firm of solicitors employed to act on behalf of their client (the Bank). Bully for them, they get paid twice by the bank.

 

If they were sending letters out on Lloyds TSB Bank Plc headed notepaper, or if you were able to provide evidence of Lloyds being a 100% shareholder in SCM, then I might credit this with more legitimacy. I certainly don't want to discredit the rest of your assertions, but until such time as you can prove unequivocally that SCM and Lloyds are the same company...

 

So what good for them is good for us they make a mistake and they get struck out !!!

 

Call me skeptical, but I seriously, seriously doubt SCM will have operated a large chunk of legal cases for Lloyds TSB for the last 8 years (At least, to my knowledge), while actually being illegitimately signing as solicitors 'acting on behalf of' rather than as 'the defendent/claimant'. Try telling a judge that the solicitors are actually the defendent in your case, and he will laugh you out of the court.

 

Not being funny or wishing to start a bun fight but have you had any lay or formal law training Barracad for giving advice here ???.

 

Do you? If so, given the precedent of what you're trying to say/sabotage here and the absolute garbage which was contained in your earlier thread, I certainly wouldn't be employing you to act on my behalf.

 

Lastly, we are NOT a legal site. As is mentioned in various places on this site, and in various signatures, all information and advice is offered without liability, and people are advised to use their own judgement and seek the advice of a qualified professional if they are in doubt.

reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.

reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.

reload vs Capital One - £456.57 Settlement Reached 14/07/06.

reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

Lloyds Bank - The Template Response Letters!

 

Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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Scorpio please read my sig:

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal expereince. For legal advice you must always consult a registered and insured lawyer.

 

Having said that, I have never heard so much rubbish as what you are coming out with. Stating that a large firm of solicitors are deliberately concealing facts for hundreds of cases. Nonsense.

 

And asking me if I have any legal knowledge? In your previous posts you have suggested that a case would be transferred to the local court of the defendant, when the defendant is a high street bank!

 

I have moved these posts from the thread in question as it is unfair to hijack somebody else's thread, especially with such drivel.

 

And I am now going to lock this thread to avoid any further nonsense from Scorpio.

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Barracad, The point being if you read things carefully this time is that they are Lloyds employees not Sechiari so when you get the court forms they show as acting on behalf this is missleading as they are employees of and the box should be left blank simple !!! You should never assume anything when in litigation if you make one mistake they will get your claim struck out. So what good for them is good for us they make a mistake and they get struck out !!!> Not being funny or wishing to start a bun fight but have you had any lay or formal law training Barracad for giving advice here ???.

 

Kind Regards, Scorpio_manuk.

scorpio, Lloyds TSB can have anyone they like represent them. If they want to get the YTS to do it, that's entirely up to them. The only thing which will matter is that the individual dealing with it claims to be a certified lawyer when he isn't. Whichever organisation he happens to work for is irrelevent.

Robertxc v. Abbey - £3300 Settled in full

Robertxc v. Clydesdale - £750 Settled in full

Nationwide v. Robertxc - £2000 overdraft wiped out, Default removed by order of the sheriff

Robertxc v. Style Card - Default removed by order of the sheriff

Robertxc v. Abbey (1) - Data Protection Act action. £750 compensation

Robertxc v. Abbey (2) - Data Protection Act action. £2000 compensation, default removed

 

The opinions on this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

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