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    • There's no facility for a settlement "out of court" as such. But matters that are started under the "Single Justice" (SJ) Procedure can often be concluded without the defendant appearing. The SJ procedure, as the name suggests, involves a single magistrate, sitting in an office with a legal advisor, dealing with matters "on papers" only. Nobody else can attend. The SJ deals with straightforward guilty pleas. Anything where the SJ believes the defendant should appear, or which should be dealt with by the "ordinary" court are adjourned o a hearing in the normal magistrates'  court .As well as this, all defendants have the right to a hearing in the normal court if they wish. Nobody is forced to have their case heard under he SJP.  In particular, as far as traffic matters go, a SJ will not disqualify a driver and if a ban is to be considered, the case will be passed over to the normal court. Because, following your SD, you will be pleading Not Guilty (and offering the "deal"), your case would usually be heard in the normal court, meaning a personal appearance. To be honest, performing your SD at the court is a more straightforward way of doing things. It avoids any possible hitches involved in serving he SD on the court. But of course, as I said, most courts have backlogs which mean an SD may not be quickly accommodated. If you do end up doing your SD before a solicitor, check with them the protocol for serving it on the court. Do let us know what the solicitor says about Wednesday.    
    • Welcome to posting on CAG cabot, people will be along soon to help you try to sort this out. Please complete this:  
    • Quotes of the day penny mordaunt came out swinging with her broadsword, and promptly decapitated sunak while Nigel Farage, representing Reform UK, made contentious claims about immigration policies, which were swiftly fact-checked during the debate.   Good question though raised at labour about the 2 child benefit cap, which I broadly agree with, but the tory 'trap' assumes tory thinking - rather than child centric thinking. There should be no incentives to have kids as a financial way of life paid for by everyone else ... ... BUT the kids should not be made to suffer for the decisions of their parents Free school meals would feed the kids, improve their ability to learn, and incentivise them to go to school. As an added benefit ... it would invest in our nations future.   How far this should go is a matter for costing, social intent and future path of the nation, but not feeding our nations kids is an abomination. There should be at least one free school meal per day for every child who attends school. Full Stop. Its the cheapest and most effective investment in our future we could make.
    • Hey people, I've been browsing this amazing forum for the past year and recieved a letter today which has made me require some help. Received a claim form from Cabot in the Civil National Business Centre in regards to an Aqua Credit Card taken out in 2018. I failed to make payments due to financial hardship and have not taken out any credit or uses any forms of credit since. Received a lot of letters from Cabot and their solicitors Mortimer Clarke which I've ignored    By an agreement between New Day Ltd RE Aqua& the Defendant on or around 26/03/2018 ('ths Agreement) New Day Ltd RE Aqua agreed to issue Defendant with a credit card. The Defendant failed to make the minimum payments due. The Agreement was terminated following the service of a default notice. The Agreement was assigned to the named Claimant. Cabot Credit Management Group Limited, acting as servicing agent of the named Claimant through its Appointed Representative (Cabot Financial (Europe) Limited), has arranged for these proceedings to be issued in the name of the Claimant. The named Claimant may be entitled to claim interest under the Agreement but does not seek such interest and instead claims interest under Section 69(1) of the County Courts Act 1984 at 8% p.a.from03/03/2023 until date of issue only, or alternatively such interest as the Court thinks fit THE NAMED CLAIMANT THEREFORE CLAIMS 1. 3800.82 2. INTEREST OF 379.84 3. Costs How would I go about this and what could happen? I don't remember much details about the card either.
    • cause like you said in post one, 99% of people think these are FINES (it now reads charge). and wet themselves and cough up. they are not, they are speculative invoices because the driver supposedly broke some imaginary contract by driving onto privately owned land which said owner may or may not have signed some 99% fake contract with a private parking co years ago, thats already expired or has not been renewed or annually paid to employ them dx  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Money Box Live - BBC R4 14 Apr 08 - CRAs


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I did a FOIA request the other month, to both OFT, and ICO to ask them whether there was any formal agreement between the OFT and ICO as to how long default data could be kept.

 

Interestingly, the ICO and OFT admitted that they had no records of such an agreement.

 

so, it seems that the decision was entirely the Credit Reference agencies.

 

A second question was whether the ICO had ever investigated the matter, and all the ICO could say is that they had never formally investigated the matter, but that they have never ruled against the CRA's either.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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HAHAHA. So far, they advise you to raise a dispute with the CRA, and they'll hopefully sort it.

 

And the wummun who is supposed to be on our side thinks a notice of correction is good enough.

 

 

We'll she would wouldn't she You pay peanuts you get monkey's & she was there to ask questions for the consumer.

 

With 'friends' like her who needs enemies..........stupid cow

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I did a FOIA request the other month, to both OFT, and Information Commissioners Office to ask them whether there was any formal agreement between the OFT and Information Commissioners Office as to how long default data could be kept.

 

Interestingly, the Information Commissioners Office and OFT admitted that they had no records of such an agreement.

 

so, it seems that the decision was entirely the Credit Reference agencies.

 

A second question was whether the Information Commissioners Office had ever investigated the matter, and all the Information Commissioners Office could say is that they had never formally investigated the matter, but that they have never ruled against the CRA's either.

 

Just what I have been saying all along & is my 1st question when the CRA's try to justify retaining data after the termination of the contract......'Its the law' they cry............'who's law, show me' say I......& they can't answer........well not coherently anyway

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OK, serious question now. If anyone has requested their credit report, then suddenly found that they had "woken up" the sleeping dogs of the DCA's, would you please drop me a line? I've had a reply back from the Moneybox producer asking for more info, so now's your opportunity to get some feedback back to the media. Just that subject please.

 

[email protected]

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What about the phony finance brokers seahorse??

 

I could let you have copies of my complaint to both the OFT & Information Commissioners Office & it follows on

 

Also ask a mod to make your request a header to the forum

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Well, I'm going to go down the FOS route. That Neil Munroe geezer said they regulate them, so that's what I'll do. :D

 

Wait, hang on a mo.. he also said £2 was the fee for a S.A.R - (Subject Access Request). Maybe he actually doesn't know what he's on about. I'll ask the FOS first. ;)

 

Maybe he doesn't want people asking for full SAR's.

What sort of world do you want your kids to grow up in?

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