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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
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Money Box Live - BBC R4 14 Apr 08 - CRAs


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Money Box Live will be about CRAs today, 14 Apr 08 at 1500.

 

 

Presenter Paul Lewis will be joined by:

Owen Roberts from Callcredit

Anna Fielder from the National Consumer Council

Neil Munroe from Equifax

 

 

 

 

You can call the programme when lines open on Monday at 1330 BST. The number to call is 08700 100 444.

 

You can also email questions - BBC NEWS | Programmes | Moneybox | Credit reports: your questions

 

Perhaps they'll tell us all about their mysterious 'legal right' to hold invalid and inaccurate information.

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Money Box Live will be about CRAs today, 14 Apr 08 at 1500.

 

 

Presenter Paul Lewis will be joined by:

Owen Roberts from Callcredit

Anna Fielder from the National Consumer Council

Neil Munroe from Equifax

 

 

 

 

You can call the programme when lines open on Monday at 1330 BST. The number to call is 08700 100 444.

 

You can also email questions - BBC NEWS | Programmes | Moneybox | Credit reports: your questions

 

Perhaps they'll tell us all about their mysterious 'legal right' to hold invalid and inaccurate information.

 

 

I don't know if I can bring myself to listen to it. They spout such poop. I phoned Equifax the other day myself. I had another query on the 6 year data issue. The nice Irish chap I spoke to, Brian, started telling me that creditors could come back 7 years later and slap defaults on you again for an old debt! I wasn't even querying that as I knew the rules on that. I asked him if he was sure that were true. He said yes. I asked him if he would put that in writing. He said no. I asked him if I could speak to a manager to confirm that. He said they were all busy. He asked me for a contact number for a manager to ring me back! I told him a had a King Canute mobile for King Canute companies in an old dusty drawer and he would have to wait for me to plug in and retrieve the number. He didn't sound amused and seemed a a little flustered. I gave hime the number. 5 minutes later Brian phoned back and not a manager. He said he was phoning to offer his deepest apologies for misinforming me!!! Now do I believe Brian didn't really know the rules? No. So the question is was he a rogue telephone agent acting off his own back (possible, but odd) or was what he told me secretly approved by the Equifax management? Hmm.

What sort of world do you want your kids to grow up in?

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I did! I asked:

 

Do you actually delete peoples records after 6 years or just make them inaccessible?

 

Is it just coincidence that after contacting you for a credit report I get contacted by DCA's soon after?

 

Is there a conflict of interest when CRA's own DCA's?

 

How can you justify charging people for information that is collected for the benefit of another party that pays you, when we have no choice to allow the information to be collected. (out of interest rather than a serious question)

 

I worded the questions better than that, but that was the gist.

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Has anyone emailed a question about secretly passing on telephone numbers to DCA's that harass people to a state of insanity?

 

Perhaps you should ask the Q as I have already sent mine which was about 'their retention of inaccurate data even when told, often repeatedly, by the data subject'

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I don't know if I can bring myself to listen to it. They spout such poop. I phoned Equifax the other day myself. I had another query on the 6 year data issue. The nice Irish chap I spoke to, Brian, started telling me that creditors could come back 7 years later and slap defaults on you again for an old debt! I wasn't even querying that as I knew the rules on that. I asked him if he was sure that were true. He said yes. I asked him if he would put that in writing. He said no. I asked him if I could speak to a manager to confirm that. He said they were all busy. He asked me for a contact number for a manager to ring me back! I told him a had a King Canute mobile for King Canute companies in an old dusty drawer and he would have to wait for me to plug in and retrieve the number. He didn't sound amused and seemed a a little flustered. I gave hime the number. 5 minutes later Brian phoned back and not a manager. He said he was phoning to offer his deepest apologies for misinforming me!!! Now do I believe Brian didn't really know the rules? No. So the question is was he a rogue telephone agent acting off his own back (possible, but odd) or was what he told me secretly approved by the Equifax management? Hmm.

 

 

We really need more consumers to record their conversations with these CRA's as well as the DCA's. We can place them in the public domain where the regulators can hear 1st hand some of the crap & blatant lies these companies spout when talking to the consumer.

 

I for one am setting up Skype (at last) after which I shall be contacting them all when I hope to hear just what I expect to hear......a load of rollocks:roll:

 

I shall then write to each of them quoting verbatim what has been claimed & should they deny it (as they almost certainly will) I shall offer them an audio copy for a fee of £10.:lol:

 

Its about time we started harassing them:grin:

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Credit reports: your questions

 

 

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BBC Radio 4's Money Box Live

Monday, 14 April 2008,

at 1502 BST

On Radio 4 and Online

 

 

 

BBC Radio 4's Money Box Live will be broadcast on Monday, 14 April 2008, at 1502 BST.

 

On Monday's programme, presenter Paul Lewis will take your calls and e-mails on credit reports and put them to an expert panel.

In this time of economic squeeze it's more important than ever to have a good credit history if you want to borrow money to buy a house or make other major purchases.

Lenders are cutting back drastically who they lend to and some commentators even think the era of cheap borrowing is over. There is also the issue of how we safeguard our financial information from fraudsters.

 

Just as well it's a radio programme. "Photogenic" is not a word I'd use in this case. ;)

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Its about time we started harassing them:grin:

 

Cabot don't speak to me any more. Whenever I ring the agent must see 'Don't speak to this person on the screen'! They make up a feeble excuse and I get put through to some manager every single time. It is quite amusing. :lol: :lol: :lol:

What sort of world do you want your kids to grow up in?

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But I've emailed too. I can't wait to hear what sh!te they come up with to the barrage of questions that must be heading their way.

 

I should like to ask why the CRA's NEVER accept that a data subject can be in the right when disputing an entry on their credit file. We all know that there is no point whatsoever adding your own notice to the file, because it has no bearing whatsoever on the decision made by a lender.

In every case that I know about, the CRA's always take the word of the company entering a default. As far as they are concerned, the word of a financial institution is infallible, and the data subject is, at best, mistaken. Even when that data subject has documentary evidence that the defaulting company are lying through their teeth.

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Hi People,

 

Not able to listen to the program, but I'm sure you good Caggers will keep us posted. I look forward with interest.

 

Beau

Please note: I am not a lawyer and as such any advice I give is purely from a laymans point of view;-)

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HAHAHAHA. The poor dears think the £2 doesn't cover their costs, THAT's why they offer the £5 a month fee. Oh, and they say they offer a bertter service, with a report more suited to the needs of the consumer.

 

IT'S THE SAME FECKIN REPORT YOU TWATS!!!

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