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Mrs LB and monument Cabot


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Sent them the CCA last week and today received the postal order back in the post , with the usual we are not obliged to send out the cca , and they will get back in touch with the OC , they anticipate that they will be able to provide the information within 12 days IN THE EVENT WE ARE UNLIKELY TO OBTAIN THIS INFORMATION WITHIN THOSE TIME LIMITS , THEY WILL WRITE BACK.

They can write all they want if no CCA then there is no enforceable debt .

 

CABOT 0 Mrs LB 1

CAG v dca

 

CAG EVERYTIME .....

KEEP RIGHT ON TILL THE END OF THE ROAD ........

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Spot on, sit back and smile.:)

 

 

 

Regards.

 

Scott.

 

 

 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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  • 2 weeks later...

today received the following

Dear Mrs LB

YOUR REQUEST

We write further to your request for information under sections 77/and or 78 of the CCA 1974

Although Cabot has requested the information , the original lender is experiencing a delay in retreiving the information from its archives .

We shall send the information to you as soon as we receive it .

THE STATUS OF YOUR ACCOUNT

We will as a gesture of goodwill put your account on hold until we receive further communication from the original lender .

CONTACTING CABOT

blah bla blah

Erobertson

Customer relations Manager

 

Whats the next move in this ?

 

regards

 

Brummie

CAG v dca

 

CAG EVERYTIME .....

KEEP RIGHT ON TILL THE END OF THE ROAD ........

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Hi, Loyalbrummie.

 

Your case is about the same as mine :grin:

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/128614-maroondevo52-cabot.html

 

Even the same wifie, that sent the letter ;)

 

 

Regards.

 

Scott.

 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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today received the following

Dear Mrs LB

YOUR REQUEST

We write further to your request for information under sections 77/and or 78 of the CCA 1974

Although Cabot has requested the information , the original lender is experiencing a delay in retreiving the information from its archives .

We shall send the information to you as soon as we receive it .

THE STATUS OF YOUR ACCOUNT

We will as a gesture of goodwill put your account on hold until we receive further communication from the original lender .

CONTACTING CABOT

blah bla blah

Erobertson

Customer relations Manager

 

Whats the next move in this ?

 

regards

 

Brummie

 

A gesture of goodwill??? hahahahah -- Like they have a choice in the matter with no original Agreement...Who, at Cabot, dreams up these template lettters..hehehee, Gave me a good laugh anyway

Just hate every DCA out there

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Whats the next move in this ?

 

Currently you don't have to do anything.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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  • 3 weeks later...

received this

Dated 20 march

 

Dear mrs brummie

Your request under the CCA 1974

We recently wrote to you informing you that the Original lender is experiencing a delay in obtaining information from their archives . Although 24 days have passed since your request , we hope to be able to send the information to you shortly . We shall remind the original lender that your information remains outstanding and should be processed as a matter of urgency .

We apologise for any inconvenience you may have experienced as a result of this delay .

THE STATUS OF YOUR ACCOUNT

Your account will remain on hold until further notice .

 

Contacting Cabot

 

BLAH BLAH BLAH

 

E ROBERTSON

CRM.

 

Usual load of (EDIT) or do i send them anything back ?

CAG v dca

 

CAG EVERYTIME .....

KEEP RIGHT ON TILL THE END OF THE ROAD ........

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Again, at the moment, you don't need to do anything.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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  • 2 weeks later...

letter today received dated 31/03

Dear Miss Brummie

YOUR REQUEST FOR INFORMATION UNDER THE CCA

Unfortunateley Cabot has not been able to provide you with the requested information within the relevant time period .We have worked hard to obtain this information for you . However, the original lender has not yet been able to locate the relevant information from their archives .

You are of course entitled to request the information directly from the original lender.

YOUR ACCOUNT

cabot shall continue to hold any action on your account until further notice .

WHAT HAPPENS NEXT

Although Cabot is dependant on the original lender for the information , the relevant time period has now expired . However Cabot shall continue to request the information from the original lender to assist you with your request . We hope to receive the relevant information shortly .

CONTACTING CABOT

If you have any queries about your account or any payment options , call one of our helpful customer advisers on 01732524615

E Robertson

CRM..

 

--------------------------------------------------------------------------------------

So do we chalk this one up to a win for the Brummies , or is there a letter to send in now or do we just leave it as it is .

 

regards

Brummie

CAG v dca

 

CAG EVERYTIME .....

KEEP RIGHT ON TILL THE END OF THE ROAD ........

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Just leave as is. It's extremely unlikely that a copy of the agreement will ever be found now.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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