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Silly CCA question!


skp27
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Stupid question from me as well.

 

If I request CCA and they provide just t&c's under the Consumer Credit (Cancellation Notices and Copies of Documents) Regs - can they send just that?

 

Or do they need the agreement with prescribed terms as well?

 

I know the regs allow for signature etc to be missing, but also the prescribed terms?

 

Im my view, without the prescribed terms its not a copy of the executed agreement?

 

Cheers

 

Nick

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