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    • The important thing to know is that MET - although they will send you threat after threat about how they will divert a drone from Ukraine and make it fall on your home - hardly ever do court. Even in the very small number of cases where they send court papers, if the Cagger defends, they drop the matter before the hearing.  They have no real intention of putting their rubbish claim before a judge.  The aim is to find motorists who are terrified of the idea of going to court and who will give in when the court papers arrive. Thanks for doing the sticky and well done on finding F18's thread.  Do what they did.  On the first page - I think post 19 - there is the address of the CEO of BP.  Write to them, lay it on thick about being genuine customers in the various premises, mention the small kids, the very short stay time, attach any proof of purchase - and request that they get the invoice cancelled.
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    • I re-read the extract from your  solicitor's letter this morning and think I might understand what they have in mind. I believe (and it’s only a guess) their strategy is this: 1.    You will make your SD 2.    You will enter fresh pleas to the four charges (not guilty) but will offer to plead guilty to speeding on the understanding that the FtP charges are dropped. 3.    If this is accepted they will attempt to argue that the two offences were committed “on the same occasion” 4.    You will be sentenced for those two offences (the sentence depending on whether the “same occasion” argument succeeds). They also have a plan in the event that your offer at (2) is unsuccessful and you are convicted again of the 2xFtP charges (and so face disqualification under “totting up”): 5.    They will make an “exceptional hardship” argument to avoid a ban. 6.    If that is unsuccessful they have already lodged an appeal in the Crown Court against that decision. (This is the only “appeal” I can think of). 7.    They plan to ask the court to suspend your ban pending that appeal. If I’m correct, I’m surprised the Crown Court has agreed to accept a speculative appeal (against something that hasn’t happened). The solicitor says this is to lodge it within the normal timescales. But you will have 21 days from the date of your conviction (which will be next Wednesday) to lodge an appeal with the Crown Court, so there is no need for a speculative appeal. I have to say that an application to have your ban suspended pending an appeal is unlikely to succeed. The Magistrates Court is unlikely to agree to it for one very good reason: if they make such an order (suspending your ban until your appeal is heard), all you need to do is not to pursue the appeal and the Magistrates order suspending your ban will remain in place. Hey Presto! No ban and no need for you to trouble with an appeal. Perhaps he will ask for your ban to be suspended for (say) three months or until your appeal is heard (whichever occurs first). This potentially creates a problem because if your appeal is not heard in that time either your ban will kick in or you will have o go back to court to get the suspension extended. But the solicitor obviously knows more about these things than I do. I would want to be very clear about this solicitor’s fees and what he proposes to charge you for. As I said, there is absolutely no need to lodge an appeal with the Crown Court. That can be done if and when it becomes required. But I am still firmly of the opinion that it is overwhelmingly likely that you will not need to progress beyond point 2 above. Point 3 is optional and I don’t know whether he solicitor has made It clear to you that the only thing you will avoid in the event of success is three penalty points. You will still be fined for the second offence and your driving record will still be endorsed with the details, but no penalty points will be imposed. Do let us know how it goes.  
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    • John Lewis' Privacy Notice states that their CCTV Systems does not use facial recognition or collect biometric data - so I assume it should be fine?    Thank you a lot for your reply. I've scheduled my first therapy session ne t week. Really the time to turn my life around..
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Spikey vs MBNA


spikeyboy
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Data Protection Act request letter sent 31st May 2006, heard nothing so sent Stuart Johnson and email, he confirmed reciept and would be sending the details soon.

 

Still hadnt heard anyhting so email Stuart again, was advised the information was posted to me on Friday.

 

Still nothing as of this mornings post - how long does it take to get through the post !!!!!

 

Another email sent this monring to find out if it was actually sent on Friday and to what adddress.

 

11 days remaining out of the 40 allowed.

 

 

Seems they are rather busy at the moment - SS your taking up to much of their time :)

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thank you my friend !

 

For what it's worth, i had a letter from Shane Flynn who used to be their ceo and it took 10 days to arrive. Don't always believe what they tell you about letters being sent. I have been told loads of different stories and very seldom does the letter arrive when you think it will and invariably the date on the letter does not coincide with what they have told you over the phone !

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Still nothing in the post, and no response to a chaser emails sent to Stuart Johnson yesterday and today.

 

Sent a further chaser to Gareth - but no reply.

 

10th July is the deadline - may need assistance if i dont get by then, im not doing any more chasing now - they have had their chance, although i am wondering if they are sending stuff to the right address as i havent had a statement from them for about 3 months and didnt recieve a confirmation reciept for my DPA request - still this shouldnt matter as i was recieving statements to my current address (moved 2 years ago and advised them of new address) plus my letter stated my current address.

 

I can now see why so many are hating MBNA.

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Still no replies to emails so just rang them - DPA info was sent to my old address!!!! acording to their records i never changed my address, funny how i was receiving statements to my new adress up to around 3 months ago, not to mention i put my current address on the DPA letter.

 

 

These guys really are shocking.

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spikey, go ballistic mate. ask them what they intend on doing to rectify matters. The fact that somebody else now knows you spending habits is quite embarrassing and what other info have they now got that could be used fraudulently if the new occupiers of that house were that way inclined. Blatant balls up on their part, make them suffer.

 

Remember, to make a claim through the courts under Data Protection Act you must also suffer damages as well as distress. Record the cost of calls and letters etc and then bang the distress claim on top of that.

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Still no replies to emails so just rang them - Data Protection Act info was sent to my old address!!!! acording to their records i never changed my address, funny how i was receiving statements to my new adress up to around 3 months ago, not to mention i put my current address on the DPA letter.

 

 

These guys really are shocking.

 

Ive read about similar things like that, thats happened to other people on here!!!

 

keep up the good work!!!

 

Delly x

Halifax cc Won settled in full after moneyclaim.

 

 

MBNA WON SETTLED IN FULL....

 

 

IKEA Data Protection Act sent 12/7/06 prelim sent 11/08/2006 gone to moneyclaim Ikea said they,d pay up but have yet to see the money

 

 

Halifax current Won!!!!!!!!!!!!

 

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Update.

 

Spoke to MBNA again last week, was advised that the list of fees was sent out to my new address and i would recieve later that week, i asked if it was just a list of fees or full statements so i could work out the interest incured, was advise that it was just a list of the fees, after some twoing and frowing MBNA agreed that they would send another letter with the list of fees and they would calculate the interest.

 

Letter for list of fees arrived Thursday

 

Letter with list of fees and interest arrived Friday

 

Funnly enough in their list of fees with interest they made one mistake by putting an extra £20 charge in - however the final figures listed at the bottom of the page are correct (i know this as i typed out all the fees into excel spread sheets).

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spikey, you 're not the first mate but well done. Seems to me that if you get the right person that end you can do it all in one go. I chose not too in order to make their life hell but see no reason why you shouldn't try what is best for you. We must remember though that these guys are trained negiotiators and have the comanies best interest at heart, yet what they will say on the phone can and frequently does differ when it appears in writing.

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I held back saying it was settle until the amount had been refunded to my card. I did speak to a few people at MBNA and have to say every one of them was very helpfull. Basically they want to resolve these matters as quickly and painlessly as possible and certainly dont want to go to court.

 

If anyone one wants details on how to get the matter resolved quickly drop me a PM, there are reasons i dont want to say how on here and will explain in the PM

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Thats fantastic mate! well done!!!

:D

Halifax cc Won settled in full after moneyclaim.

 

 

MBNA WON SETTLED IN FULL....

 

 

IKEA Data Protection Act sent 12/7/06 prelim sent 11/08/2006 gone to moneyclaim Ikea said they,d pay up but have yet to see the money

 

 

Halifax current Won!!!!!!!!!!!!

 

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