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    • when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
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Remus v Cap1


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Hi all, claiming charges from Cap1 on a closed account. Have received their response (very quick I must say:cool: ) and they are very kindly offering to refund the difference of the £12 fee.

As that reduces my claim to a 1/4, the lba will be raised and posted on monday:D .

HAPPY NEW YEAR TO YOU ALL!

LTSB court date 25/7/07

17/7/07 I WON I WON I WON!!!!:p :grin:

HSBC court date 11/9/07 (stayed)

CapOne lba 7/1/08-15/3/08 WON.

Citicards lba 14/1/08

 

Read Read and Read Some:razz: More

 

If I've been helpful in anyway please tip my scales:rolleyes:

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts.

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  • 2 weeks later...

Thanks for the response Steven.

CapOne have responded to my lba with the usual "lets not waste the courts time":rolleyes:

I am chomping at the bit, as they are so dam efficient, my 14 days are not yet up.

But it has given me time to read some posts, which have answered my questions.

You're doing a great job, many thanks:D

LTSB court date 25/7/07

17/7/07 I WON I WON I WON!!!!:p :grin:

HSBC court date 11/9/07 (stayed)

CapOne lba 7/1/08-15/3/08 WON.

Citicards lba 14/1/08

 

Read Read and Read Some:razz: More

 

If I've been helpful in anyway please tip my scales:rolleyes:

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts.

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They stall, hoping you go away, as the thought of possibly going to court, frightens some people off. The only way they will pay out is to file your N1.

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Thanks for all your responses:)

 

I wanted to get my claim in today as I wont be near the court for a couple of weeks and Sods law, I ran out of ink and had to write a lot of the poc, not very professional looking, but I hope it does the job:o

 

funhat, looks like we are at the same point in our claims, good luck to you, let's hope Cap1 are as quick with the refund;) as they are with their responses.

LTSB court date 25/7/07

17/7/07 I WON I WON I WON!!!!:p :grin:

HSBC court date 11/9/07 (stayed)

CapOne lba 7/1/08-15/3/08 WON.

Citicards lba 14/1/08

 

Read Read and Read Some:razz: More

 

If I've been helpful in anyway please tip my scales:rolleyes:

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts.

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  • 1 month later...

I rang the court last week, as I had heard nothing, and they had mislayed my claim!

Called in with my citicards claim, and now have both claims issued 29th feb, response needed by 14th March:D

Note to all, don't be afraid to speak to the court to find out how things are progressing, they are obviously human:rolleyes:

ps, reprinted the poc, much neater.

LTSB court date 25/7/07

17/7/07 I WON I WON I WON!!!!:p :grin:

HSBC court date 11/9/07 (stayed)

CapOne lba 7/1/08-15/3/08 WON.

Citicards lba 14/1/08

 

Read Read and Read Some:razz: More

 

If I've been helpful in anyway please tip my scales:rolleyes:

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts.

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I rang the court last week, as I had heard nothing, and they had mislayed my claim!

Called in with my citicards claim, and now have both claims issued 29th feb, response needed by 14th March:D

Note to all, don't be afraid to speak to the court to find out how things are progressing, they are obviously human:rolleyes:

ps, reprinted the poc, much neater.

 

That's good then.

 

Yeah totally agree with the courts, they're not scary or daunting at all. Don't forget, you're paying to use the service, so they do give a good level of customer service ;)

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  • 2 weeks later...

Hi all, received letter from court with cap 1s intention to defend last week.

Today have received my 'we do not admit', but as a gesture of goodwill..:D .

Just one question, I know I have to tell the court once its settled (cheque received and cleared:) ), but as they are saying we will inform the court that we have settled, should I inform the court that I am awaiting settlement, and once received I will confirm with the court?

 

Very efficient Cap 1;), shame on you citicards not responding yet:rolleyes:

LTSB court date 25/7/07

17/7/07 I WON I WON I WON!!!!:p :grin:

HSBC court date 11/9/07 (stayed)

CapOne lba 7/1/08-15/3/08 WON.

Citicards lba 14/1/08

 

Read Read and Read Some:razz: More

 

If I've been helpful in anyway please tip my scales:rolleyes:

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts.

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Yes, tell the court that no settlement has yet been reached as you have not receieved payment. Once you have received payment write to the court and let them know. In bith cases, a short letter in plain English will do.

 

And, BTW, CONGRAULATIONS!

 

 

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Thanks Steven, thats what I thought, they can all be slippery little beggers;)

LTSB court date 25/7/07

17/7/07 I WON I WON I WON!!!!:p :grin:

HSBC court date 11/9/07 (stayed)

CapOne lba 7/1/08-15/3/08 WON.

Citicards lba 14/1/08

 

Read Read and Read Some:razz: More

 

If I've been helpful in anyway please tip my scales:rolleyes:

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts.

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Thanks Steven, thats what I thought, they can all be slippery little beggers;)

 

They tried the same stunt with me, so I wrote to both them and the court saying I was rejecting their offer and they can send me a cheque and remove my default then I will withdraw my claim. Haven't heard a pip from them yet.

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Hi funhat,

Cap 1 are settling in full + the interest:).

I didn't go for default removal, which is most probably why they are taken longer to sort yours.

Good luck, hope it gets sorted soon;)

LTSB court date 25/7/07

17/7/07 I WON I WON I WON!!!!:p :grin:

HSBC court date 11/9/07 (stayed)

CapOne lba 7/1/08-15/3/08 WON.

Citicards lba 14/1/08

 

Read Read and Read Some:razz: More

 

If I've been helpful in anyway please tip my scales:rolleyes:

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts.

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