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    • Well, that's it then. Clear proof of the rubbish cameras. Clear proof of double dipping. G24 won't be getting a penny. Belt & braces, I would write to the address LFI has found, include the evidence of double dipping, and ask Fraser Group to call their dogs off.
    • LOL. after sending Perch capital a CCA request with a stapled £1 PO attached (x2) Their lapdog Legal team TM Legal have sent me two letters today saying "due to a recent payment on the account, your account is open to legal/enforcement action" so i guess they have tried to apply that payment to the account to run the statue bar along. dirty tactics lol.
    • I have initiated the breathing space so ill wait. from re reading everything this what i understand BS gives me 60 days break from the creditors during these 60 days they may contact me and will most likely default I need to wait until after a default notice to see whether the OC will keep the debt or sell it off If kept by the OC then i should attempt a plan or pay some token payment? If sold to DCA then don't pay and after 6 years it will leave my credit report once the DN is registered with a date. DCA may start a CCJ but unlikely, if they do come back here. last question, do you know roughly how long this will all take? in terms of defaults/default notice, potential CCJ? Would you say I have 12 months plus from when the BS ends?
    • Well, it's up to you. Years & years & years ago the forum used to suggest appealing to POPLA, but then AFAIK POPLA's remit was changed and it became much more biased in favour of the PPCs. One of the problems with taking that route is that the onus will fall on you to prove your appeal, while if you do nothing the onus is on MET to start legal action which experience teaches they are very, very reluctant to do. If you go down the POPLA route I would think your ace would be insufficient signage.  Are you able to go back there and get photos of their rubbish, entrapping signs?
    • The first clearly visible sign as you pull in to the car park states “McDonald’s Customers Only 60 minutes” The next clearly visible sign is an almost identical sign outside Starbucks which states “60 minutes free stay for customers only” There are other signs towards the rear of the car park (away from the outlets) that have the terms and conditions on them in very small print.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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HFC-No Agreement? - Amended defence help please **WON**


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Hi cB :-)

 

I'm not sure whether or not they can involve bailiffs (I would have thought not), but I'll wait a while and see what happens. Probably more of their BS, but it would be nice if they tried!

 

Then I'll look into informing the OFT and anyone else I can think of (including the SRA as they are a firm of solicitors).

 

Cheers

Rob

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Hi Rob, I'm still in almost exactly same boat as you after Restons/HFC discontinued half an hour into the second summary judgement hearing, except my sols are Buchanan Clark and Wells at the moment (about the 5th change so far!).

I actually feel quite sorry for buchanan because they "have a very limited time scale in which to resolve the matter given the age and value ... "

 

and for the umpteenth time, I should expect a home visit to assess my circumstances blah blah ...

 

Actually, I was quite impressed with the firm and the suppost they have on offer as they "are ready and able to help you and to direct you to specialist support organisations, but you must first help yourself by contacting us" :roll:

 

On another quick note 2 days ago my neighbour received a call asking about me (not really a surprise at this dirty trick), but the caller then went on to actually physically describe me and insist that my neighbour must know me. Very disconcerting indeed. I don't think this was Buchanon but was Cabot (on another account) as according to my truecall telephone records they had called me twice about 15 minutes earlier.

 

Anyway, Rob, your thread had always inspired me to fight Restons/HFC and I wish you luck in life as the statutory clock ticks away.

< < < < If I can help I will and if I have helped please tip my scales. :|

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Thanks for your support manchestman, and I'm glad to see you're OK ATM regarding your own HFC situation :-)

 

Well, letter duly received from Marstons today informing me that "a licensed Field Officer" will visit me at my home unless I make contact with MC solicitors to discuss my payment proposals. I won't be contacting them so let's see if they turn up! If they do, they'll quickly get rebuffed, what with turning up without an appointment and all that! :wink:

 

No mention of any bailiff visits though which was a bit disappointing given the circumstances. :roll:

 

Cheers

Rob

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Doubt it will ever happen - but make sure you know where the 'on' switch is for your voice recorder!

< < < < If I can help I will and if I have helped please tip my scales. :|

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