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    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called.    I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job.    However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still have sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
    • The clock is ticking for savings providers. They now have just a few weeks left to get their act together and start offering loyal customers a good deal.View the full article
    • Thank you dx I'll get on with it  Much appreciated  H
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HELP!! Cancellation of David Lloyd Gym!


stellamanella
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Hi Burt 123 and welcome to CAG.

 

Report the gym's actions to Trading Standards.

 

They want the money but you can't use the facilities unless you set up another DD.

 

They're having a giraffe !! :mad:

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  • 5 months later...

i need your help! i've got stuck with the contract which I singed yesterday... which the woman at david lloyds didnt tell me anything about! i was like made to sign it...she never sed if i sign the dotted line it will be a FIXED contract. she jus sed ''hey if your just sign here and thats all we need' ... she NEVER once mentioned what it was for and why i should sign it. I stupidly signed because she went on about fitness classes and i never took any notice.i thort it was just procedure or something. She just got the papers and went off! didnt tell me a thing about membership! now they rang me today saying ive got to pay for the 12 months... i told them the situation... wdnt listen.... then spoke to the manager... who wasnt of ANY help... he sed YOU signed it so your responsible. I'm like wtf? I wasn't told anything... then he sed if i dont pay it then something about collections will come to get it... I need your help...what do i do? can ANY1 maybe help me write a letter? Thank you very much for this post.

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Hi Qwerty and welcome to CAG.

 

Speak to your local Trading Standars office or Consumer Direct.

 

I'm sure you have a cancellation period. If you do, get it sent off pronto to DL's head office by Recorded Delivery saying you wish to exercise your right to cancel.

 

Check through any paperwork you brought away with you which should set out your right to cancel.

 

Act quickly if you want out.

 

Next time, I'm sure you'll read what you're signing more carefully. :)

We could do with some help from you

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                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

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  • 1 month later...

My David Lloyd Gym have shown little or no consideration for my circumstances when I was recently made redundant. This despite being a member for over 9 years.

 

As they have been so bloody I have asked them to let me have details of their membership charges over the last 9 years so that I can go back over my bank records to check that they have only taken the direct debit amounts due to them.

 

They are now insisting that I fill in a Data Protection form and that I pay a £10 charge for the privelege.

 

I do not understand why David Lloyd need me to fill in and sign a data protection form for accessing their data and providing me with information to which I am surely entitled.

 

Are they correct and is this necessary?

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Hi Tiger Boy and welcome to CAG.

 

You could write back to them confirming that you are NOT making a SAR which would incur the £10 fee. This would impose upon them a duty to disclose to you all data which they hold about you.

 

You are simply asking for a list of their charges over the years. They are not obliged to supply this, as far as I know.

 

Have you given them written notice of your intention to terminate your membership, in accordance with their requirements (ie by Recorded Delivery to head office, etc, etc.).

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Thank you SLICK132.

 

Can I check that I have understood your response correctly:

 

I only need to complete the Data Protection Act form and let them have £10 if I am requesting all the data they hold about me. Which is not what I want at this stage.

 

I am merely asking for them to let me have details of their membership prices going back 9 years if possible. However you are saying they are not obliged to let me have that information.

 

Though I would dearly like to do so, I have not resigned my membership at this time, because there is not another suitable Gym available locally. This has come about because I was so incensed by their apparent disregard for a loyal member for 9 years.During this time they have been helping themselves to my money through a direct debit mandate and of course I have not been checking that the amounts taken have been correct. Further the service provided has deterioated steadily over that time.

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Hi Tiger,

 

You understand correctly re paras 1 and 2.

 

I must add that, if you found any discrepancy in what they charged you, say, 6 years back, you would be in a weaker position complaining about it now than if you raised a contemporaneous complaint.

 

It's your duty to check your statements to ensure you are paying what you should, no more and no less. :)

We could do with some help from you

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                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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