markslan v halifax

[markslan]

I've finally got round to reclaiming back my bank charges. I wish I did it a year ago though.

 

I'll be posting the SAR and £10 later today. I'm guessing by the time I get the statements, do the Prelim letter and then the LBA, the Test Case would have started.

 

I'll hopefully have a better idea then, whether it's worth going down the Court route as it will be just after Christmas and money will be too tight just to through it away to the Courts.

 

Do you need to go as far as going to the Court stage before your claim has been logged or do the letters etc to the banks count as a claim.

 

Many thanks

[Riezem]

Welcome aboard Markslan,

 

Same thoughts here..... Wish I'd known all this a year ago.

 

Good question...... When the test case is won by OFT, will all charges be paid back regardless of having claimed them or not?

 

Is claiming charges back from the bank alone enough, or do we need to file to get charges back?

 

I'm sure someone with more experience will be saying hello to you soon.

 

Good luck

 

30/07/2007 Data request sent, including £10 cheque (Special Delivery)

03/08/2007 Receipt confirmed by telephone (spoke with A.G.) and on Royal Mail Track & Trace. Cheque processed (on statement)

28/09/2007 (40 working days) Called branch I was advised that A.G.does not work at branch and letter wasn’t received (So how did they process cheque?!! )

02/10/2007 Sent reminder letter giving them another week (reported them to Information Commissioner too)

13/10/2007 Received letter dated 09/10/2007: statements on their way (09/10 + 14 days = 23/10/2007)

17/10/2007 Received e-mail from The Information Commissioner’s Office (complaint received and written to Halifax)

19/10/2007 Received statements (no copy contract)

22/10/2007 Sent LBA re Data Protection Act (Copy Contract missing) and Prelim (Special Delivery)

[**Tilly**]

hi markslan and welcome to cag

to have your claim in the system you need to file in the court have a look at the 2 links i have given you good luck

OFT v Banks - **Don't panic!!!**

OFT Test claim: What this means for you

[sea-sidelady]

Hiya Markslan.

 

 

Any worries just post on here, and some one will be around to help you.