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I'm nervous


yogison
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I'm nervous about this!! sent my letter today to request 6 years statements but never done anything like this before I am worried as I was made redundent about 5yr ago and resulted in fin diffs they hit me with charge after charge, charges sent me over my overdraft then i was charged even more can they use that against me and say it was my fault??

Although HSBCrusher has given me the movitation not to pannniicccc!!!:eek:

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I'm nervous about this!! sent my letter today to request 6 years statements but never done anything like this before I am worried as I was made redundent about 5yr ago and resulted in fin diffs they hit me with charge after charge, charges sent me over my overdraft then i was charged even more can they use that against me and say it was my fault??

Although HSBCrusher has given me the movitation not to pannniicccc!!!:eek:

 

Don't worry, we're all here to help :) You'll be fine.. just relax, and wait for the statements to start popping through your letterbox.

If my reply or advice was helpful, please click the scales!

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DISCLAIMER: My opinions are strictly personal, and should not be taken as a substitute for individual professional legal advice on your own particular situation.

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Thanks for that it feels so much better knowing others are out there its not so scary when your not on your own!!! ;)

 

Don't worry, I get nervous too sometimes, but a quick 10 minutes on here fires me up and I'm raring to go again!

 

It's YOUR money, and they owe YOU!!!!

 

Good luck!:)

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

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  • 3 weeks later...

Received a letter on thurs saying statements would follow and my £10 chq back, then millions of statements came this morning :eek: !! am guna go thru em tonight and see how much im owed so will keep you posted!!

 

A question tho, do i send a list of the charges with the prim req what there for etc or do i just send the letter with the total??

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i would recommend sending you're charges breakdown with your preliminary letter

HSBC- £4995, settled payment in full

if you found this post helpful, please click the scales (top right of post), ta ;)

 

if you're not sure what to do?, Read the FAQ's

Unsure about what to claim, or confused about overdraft interest? Charges explanation

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  • 3 weeks later...

Hi Yogison,

 

I think you may find that they aren't ignoring you - I can imagine they are receiving mountains more mail and not simply getting to it to action in time he he!

 

Good luck with your claim anyway! :)

--------------------------------------------------------------

HSBC

Settled in FULL on 8/8/06 - £3619.53

:D

CAPITAL ONE

Settled in Full on 6/9/06 - £84.76

:D

ABBEY NATIONAL (Old N&P Mortgage)

Settled In Full on 2/3/07 - £307.13

:D

SPML

*Court Case Withdrawn - family illness*

MORTGAGES PLC

*Court Case Withdrawn - family illness*

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Les Gunn was right they weren't ignoring me I rec a letter on friday offering me £100 less then wot i'm claiming for! but I sent my lba last weds, should I wait and see if they respond to the lba or send a letter to say I accept this as partial payment? or should i just take the money and run!!!! :p

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