I have a fair amount of small business charges do i claim them back the same way, any body out there who can help me

Les Gunn was right they weren't ignoring me I rec a letter on friday offering me £100 less then wot i'm claiming for! but I sent my lba last weds, should I wait and see if they respond to the lba or send a letter to say I accept this as partial payment? or should i just take the money and run!!!!

Thats true i'm sure theres some little bloke getting pretty stressed with all the charge issues he is having to sort!!! Welcome to our world matey!!!!

HSBC ignored me!! not even a bugger off letter so sending my lba today!!!

Thanks wasn't sure if i did it now or if i didnt get response, i shall do it today and get it sent out!!

I have one, I was told it was a consolidation loan to cover m/card, o/d another loan. They told me I could change the amounts I paid to suit my income etc then when I fell on harder times they wouldnt reduce my repayments so i could still make regular payments so the same thing charged for having no money. Ive nearly paid mine now tho but they wont take extra payments unless its from a HSBC debit card but i dont bank with them anymore so they wont take extra payments from me so i can pay it quicker!!! losers

Received a letter on thurs saying statements would follow and my £10 chq back, then millions of statements came this morning !! am guna go thru em tonight and see how much im owed so will keep you posted!! A question tho, do i send a list of the charges with the prim req what there for etc or do i just send the letter with the total??

Thanks for that it feels so much better knowing others are out there its not so scary when your not on your own!!!

I'm nervous about this!! sent my letter today to request 6 years statements but never done anything like this before I am worried as I was made redundent about 5yr ago and resulted in fin diffs they hit me with charge after charge, charges sent me over my overdraft then i was charged even more can they use that against me and say it was my fault?? Although HSBCrusher has given me the movitation not to pannniicccc!!!