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    • Ok Thank you DX will do just that . will keep you up dated.
    • dispute it with whichever cra provider is now showing it. simply state the a/c is from 2015 and was defaulted (date) and should not have re appeared. probably getting ready to sell it on. dx
    • Hi Caught Shoplifting at John Lewis - Retail loss Prevention/Other shoplifting allegations. - Consumer Action Group Thanks a lot for commenting this experience of yours. I do understand this might be something that you are not willing to talk about anymore but the same exact scenario happened with me today at John Lewis. They took my name/ address/ a picture of me holding a signed banned letter. the only questions I've got are... will I be contacted by the police will this be recorded as police caution or criminal record?  I would really really appreciate if you could let me know how it went.  I am so so so ashamed of myself and am really making changes in my life I feel like I've lost myself for a period of my life but anyways it would be really great to hear back. Thanks 
    • I thought Delinquent ment "missing payments" its active so assumimg it can be seen ? also this is the only thing change on my credit file and that in its self being re added has dropped my credit score . the debt is SB and did drop off my credit file so how have or how can they re add it again ?
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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THAT game tonight!?!?


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Shame about Ireland??? They were downright awful. I am busy trying to scratch the harp off my passport and bleach my green shirt:mad: ;)

 

It was an embarrassing shambles. But you are right - cracking thighs! :D

 

I've got my money on an all southern hemisphere final, unless England pull their socks up.

 

Oh well, only a few months till they are back in action again - Six Nations in Feb. Ooooh that will please the rugby-haters (peasants!;) ) out there!!

Six Nations Champions 2009

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Grand Slam 2009

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Shame about Ireland??? They were downright awful. I am busy trying to scratch the harp off my passport and bleach my green shirt:mad: ;)

 

It was an embarrassing shambles. But you are right - cracking thighs! :D

 

I've got my money on an all southern hemisphere final, unless England pull their socks up.

 

Oh well, only a few months till they are back in action again - Six Nations in Feb. Ooooh that will please the rugby-haters (peasants!;) ) out there!!

 

Yeah - like I said - shame about Ireland - shame they were terrible. I'm sad to agree with you - I think it's going to be a southern hemisphere final. Scotland are not going to make it past the next stage, on their current performance (all credit to Chris Paterson's kicking in the last match, but that's no way to win a RUGBY match!). Dunno about England - hope springs eternal ...

 

Yeah - looking forward to the Six Nations already - this time I really must get my act together and go over to Murrayfield. How do you think I'll look in my England shirt?

 

:D

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Outnumbered H-C :p

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Bah! Football is a boy's game. At least rugby is played by men.

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HUMPH!!

 

How DARE you put football on my thread????:D

 

But you are right in one respect - rugby is played by MEN - men that cut their chins open, men that cut their eye sockets, men that pull muscles, break bones and spill lots of blood - and then get patched up and bloody well carry on regardless!

 

Whereas footballers get stretchered off coz they've broken a fingernail!

 

And run over 10 year-old boys in their spare time.;)

Six Nations Champions 2009

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Scotland - Argentina.

 

What do you reckon ohoh - are my MEN in with a chance?

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Oh yes H-C I think they have a good chance, if they keep their heads up and don't give away too many penalties.

 

I will be rooting for Scotland too, if it helps!

 

Oooooh apparently "the best team in the world liverpool f.c." aren't that good after all - went down 1-0 to Marseille last night! Bad luck dibble39.

 

:D

Six Nations Champions 2009

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Grand Slam 2009

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Oooooh apparently "the best team in the world liverpool f.c." aren't that good after all - went down 1-0 to Marseille last night! Bad luck dibble39.

 

 

Oiiiiiiiii:mad:

 

 

we'll have less of this unwarranted mickey-taking please:mad:

 

 

I'm in the worst mood possible.so bad I'm thinking of getting a cat

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

just so I can kick it

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yes but stevie gerrard is gorgeous really is right about rugby players though all them muscles ohhhh need to calm down getting hot flushes :Danyone support wigan rugby team cos i do ............................silence :Doh well just me then ;)xxkia

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yes, just you lovvie, now, Ben Cohen - yeaaaaaaaaaaaaah Baby I am desperately hoping that he signs for the tigers :-)

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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England

 

:D:D

Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

 

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Oiiiiiiiii:mad:

 

 

we'll have less of this unwarranted mickey-taking please:mad:

 

 

I'm in the worst mood possible.so bad I'm thinking of getting a cat

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

just so I can kick it

oh you are are you well youd be the one being kicked not funny charley :mad:xxxkia
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England

 

:D:D

 

England :D :D :D

 

No finger nails left now, in fact no fingers

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This is always worth referring to

 

 

 

 

 

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So France beat the All Blacks - oh, don't you just love it! After months of hearing about how the antipodean sides are unbeatable they are both out.

 

:D:D

 

Could still be an England Scotland final - how awesome would that be?

Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

 

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Oh Yes - the All Blacks are out.

 

But could England have beaten them, based on todays' performance??

 

My jury is still out on that one.

 

England v Scotland Final?

 

What a prospect - Bring it on!!!!!!!!

Six Nations Champions 2009

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Grand Slam 2009

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