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Found 4 results

  1. Early last year my husband received a county court summons for £11,500 for a credit card debt sold on to a DCA. He replied and defended the action on the basis of the limited information on the summons and that he was awaiting a reply to the CCA letter sent to them on the day the summons was received. He never received a copy of the CCA, just a letter from them saying the debt was no longer enforceable and they could not proceed any further through the courts, but would he please call them to discuss a repayment plan. They also promised to forward the copy of the CCA.
  2. Hi can someone help please? i have received a claim form on dated 15th september from Northhampton court, the claimant is Cabot Financial. They claim a large sum almost 4K - This one is old. Dated 1999. It does not show on my credit file at all. secondly a smaller amount of 1K which does show on my file and dated 2010. The second one was with vanquis but I dont recall an assignment letter from cabot. I'd like to defend the first on the grounds of statute barred. and the second on incorrect assignment on no proof of assignment. Am I on the right lines h
  3. i keep on getting mithered to tick the access box on universal web site,so the adviser can see what i am doing,but i always refuse saying i like to keep my privacy. but what if i tick the box before i go to sign on.so the adviser can view it that day, then untick it when i get home,so the cant send me unwanted jobs ,would this be allowed,
  4. Hi I was made unemployed in oct 2011 and began receiving ESA assesment rate. I was then given an appointment for Jan 2012 for Glasgow atos for capability assessment, i called to reschedule appointment as no friends or family free that day to accompany me/provide support etc and was advised a new appointment would be sent in post. I received new appointment time for April 2012 and unfortunately finally received an appointment for same time day for the psychiatrist my gp had referred me to. I was advised by Atos that If i rescheduled again my claim for ESA would end so I had to opt fo
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