Early last year my husband received a county court summons for £11,500 for a credit card debt sold on to a DCA.
He replied and defended the action on the basis of the limited information on the summons
and that he was awaiting a reply to the CCA letter sent to them on the day the summons was received.
He never received a copy of the CCA,
just a letter from them saying the debt was no longer enforceable
and they could not proceed any further through the courts,
but would he please call them to discuss a repayment plan.
They also promised to forward the copy of the CCA.