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    • I've had a quick (well, quick for a thread of this length),  read of this thread and to be honest I'm struggling to make heads nor tails of the actual crux of the issue here. You seem awfully convinced that whatever is going on is worth the fight and the odds are in your favour but with how the thread has gone it seems that one trail goes cold so you simply move on to another in an attempt to delay the inevitable. All it does is end up digging holes and confusing others and yourself which means any advice given to you is completely pointless. I note that for the life of this thread there has not been any documentation or correspondence uploaded for people to have a look. Have you got any that you'd be willing to redact and upload for members to assist you? Right now, it seems people are shooting out advice while being in the dark because it's starting to become very difficult for people who weren't here at the start of this (including myself) to follow along. Right now, this whole thread is just hypothetical "He said, she said" and is going nowhere fast. Nothing more than basic advice can be given which, as you've sought out some legal advice, is likely not sufficient to actually come to any sort of conclusion. I, personally, am starting to agree with others that it may be best to consider bankruptcy and put the matter behind you.  
    • Thanks for coming back to us. There are no guarantees - but remember that so far MET have not had the guts to put even a single case before a judge.  Not once. Yours is one of seven court cases. Three ongoing like yours. In two MET bottled it as Witness Statement stage approached. In one the allocating judge decided their Particulars of Claim were rubbish and threw the case in the bin. Just the one victory by MET by default when the motorist stupidly didn't file a defence. So there is every chance that MET will throw in the towel in your case too if you stand firm. Please keep us informed of what is happening. Regarding being abroad, that is no reason for things going wrong, you can request an on-line hearing and we've had several cases where the PPC gave up when the motorist moved abroad. But please keep us in the loop.
    • No, I think you're fine with the exhibits you've prepared. Exhibit 1 - photos Exhibit 2 - para 107 of Beavis Exhibit 3 - CPR request Exhibit 4 - Excel v Wilkinson
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Blemain/Together anyone else got this letter?


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A review of past fees and charges, and you are entitled to a refund. The amount is about a few hundred. I believe my relative had a massively unfair relationship with them.

 

 

Curious if anyone else has got this letter recently and what it means...annd what you've done about it.

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get an sar off to them

get all the statements

 

 

there will £1000's to reclaim

and all the insurances he didn't need as well

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Had similar letter from an old mortgage provider, offering to refund around £40 of incorrect charges, when i fully queried it and got the SAR back with all the statements, turned out to be almost 2k overcharged.

Its a damage limitation exercise by Blemain/Together which if you accept as it stands, stops you reclaiming the full amount you will no foubt be owed in the future.

Get the SAR sent as advised.

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  • 1 year later...

Hi

did you move any further forward with this? I too recieved the letter informing me i was due a refund. I sent off a SAR but then completely forgot about it. I've just come across the SAR i sent on 30/8/17 so obviously the 40 days are up now! Any advice on what to do next would be gratefully accepted TIA

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Start your own thread please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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