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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

McCallRepo/AL WRIGHT/Mr Marsden - another one


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Anyone heard of this lot?

 

I received a text from them saying that 'to avoid further action against your address call 01704 610001 TODAY, rgds, Mr Marsed (Collector in Charge Ref: blah blah blah blah.

 

Not overly bothered but just wondered if anyone else had got one of these, or am i the lucky one ;)

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well they cert have no legal rights to do nowt.

no repro co has

 

they ar NOT bailiffs!!

 

i'll have a nose around for you

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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cant find anything quickly apart from

 

http://whocallsme.com/Phone-Number.aspx/01704610001

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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cant find anything quickly apart from

 

http://whocallsme.com/Phone-Number.aspx/01704610001

 

dx

 

01704610001 - who calls me from 01704610001?

whocallsme.com/Phone-Number.aspx/01704610001

18 posts - 16 authors - Last post: 3 days ago

they call themselves mccall repo, it is actually carter legal, the xxxx company out there, never give them your bank or card details, i made ...

 

Now why wouldn't a name like that being mentioned surprise me?

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Anyone heard of this lot?

 

I received a text from them saying that 'to avoid further action against your address call 01704 610001 TODAY, rgds, Mr Marsed (Collector in Charge Ref: blah blah blah blah.

 

Not overly bothered but just wondered if anyone else had got one of these, or am i the lucky one ;)

 

 

I had a text yesterday from mr marsden, they are also a company called MITIGATE TRACE & COLLECT. Very rude and ignorant company. I vrebally agreed to pay £200 in one go then £100 a month to clear the debt. I then spoke to Mr Marsden and verbally agreed to pay £64 a month. I called him today and was told if I dont pay £200 i will have door to door collection. cant wait

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why?

 

give me you phone number and i'll phone up asking for money too

 

will you pay me? no!!

 

so why are you even talking to these muppets?

 

they have NO LEGAL POWERS

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

why?

 

give me you phone number and i'll phone up asking for money too

 

will you pay me? no!!

 

so why are you even talking to these muppets?

 

they have NO LEGAL POWERS

 

dx

 

MITIGATE TRACE & COLLECT stated they will start legal proceedings as going to court ect. ill wait to see what happens

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no they haven't

 

read the letter properly..

 

if, maybe, intend, might, should, instructed,

 

it does not say WILL

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

no they haven't

 

read the letter properly..

 

if, maybe, intend, might, should, instructed,

 

it does not say WILL

 

dx

 

no, they say they have little option but to start lagal proceedings, failure to respond to a county court summons will result in judgement being entered by defult.

 

following any county court judgement being recorded against you we will be entitled to costs on the summons which will be added to your debt.

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still the same [i have little option IF i were to do anything else but]

they are not going to do ANYTHING.

 

 

 

just a Threat-o-gram.

 

do some reading in this forum please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I too received the same text from McCall Repo - yep Mr Marsden! Spoke to him this morning, he says they are baliffs who have bought the debt from Capital Finance One (payday loan comp). Gave me the usual solutions - pay in full or receive a home visit etc etc. Told him I'm in an IVA, which he said he would check the register and get back to me. I've just passed his details on to my Debt Management Company, so they can call him.

He is very welcome to come round, as we own nothing!

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Report them to the OFT and Trading Standards, that is BOTH CFOne and the alleged bailiff company, they CANNNOT use bailiff powers when collecting a common commercial debt which has NOT got a court order on - major breach of OFT Guidelines on Debt Collecting.

 

Get those complaints in NOW as PDLs and their dirty tricks are high profile - you could also try contacting the BBC and giving them the story, I am sure they would love to investigate these so called 'bailiffs' who cannot use the powers of a bailiff!

 

Your complaints are VITAL in getting these shabby underhand organisations closed down. No complain is no gain... and you are wasting your time posting on this site if you do NOT complain about this major breach.

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I have just sent a letter to capital finance one, mt collect( the "baillifs) oft and ombudsman services to state that they have no power to do anything and that i feel "threatened" by them. MT CLOLLECT aslo do not have their website working so there is no way of telling what licences they hold.

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i strongly suggest you ring your local trading standards

this has been done already this morning with astounding ressults

 

NDR are being investigated for criminal harrassment

 

see this thread

http://www.consumeractiongroup.co.uk/forum/showthread.php?330212-Email-from-NDR-they-say-they-are-passing-to-bailiffs-now-on-toothfairy-loan-DMP-request&p=3646793#post3646793

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 2 weeks later...
Anyone heard of this lot?

 

I received a text from them saying that 'to avoid further action against your address call 01704 610001 TODAY, rgds, Mr Marsed (Collector in Charge Ref: blah blah blah blah.

 

Not overly bothered but just wondered if anyone else had got one of these, or am i the lucky one ;)

 

Hi I have just had a text from someone called Mr Marsden, saying the exact same thing. Not sure why I have it as nothing wrong with payments on house

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  • 2 weeks later...

Nice Chilled Sunday afternoon, and I get a text from - Mccall Repo,

 

Brilliant! RE: Pre Removal, apparently calling at my address between 9am-6pm today, from no other than "AL WRIGHT & Mr Marsden" tel - 01704610001,

so thought that was odd seen as Im on a debt management plan with CCC (Consumer credit councilor)

who have been making my monthly agreed payments to capital finance one, since oct 2011,

 

so called Mccall Repo, to advise of this, spoke to an Adam Russell, who I advised of the misunderstanding etc,

to find I was told to "F**K O**" Charming!

 

so I called Hmapshire police to get advice, just incase, as you never know,

to receive a call back from them 10mins later advising this co "Mccall Repo" have been reported to them before,

but also to trading standards, they are NOT a Baliff co, they threaten to do a "Drive by execution" (sounds brutal :-) lol)

which infact they cant do anything, they are using bully boy tactics to scare you into paying them money,

you owe them NOTHING!

they are a dodgy company with no power,

ignore ALL correspondants from them,

 

if you are concerned about tour debt and the likes of CCJ'S etc speak to the creditor direct yourself,

or sign up with the CCC like I have,

 

DO NOT PAY MCCALL REPO A PENNY,

DO NOT FEEL THREATENED, OR SCARED, IT IS A CON/[problem]

WHAT EVER YOU WANT TO CALL IT!

Good Luck People,

Hope This Helps x x x

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Yes just been reading them, I have posted my prev comment on that site aswell, as it seems today is "collection day" for alot of people "apparently", Mccall Repo collecting from me in Hampshire today aswell as some guy in Liverpool, haha what a laugh! :)

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