I too received the same text from McCall Repo - yep Mr Marsden! Spoke to him this morning, he says they are baliffs who have bought the debt from Capital Finance One (payday loan comp). Gave me the usual solutions - pay in full or receive a home visit etc etc. Told him I'm in an IVA, which he said he would check the register and get back to me. I've just passed his details on to my Debt Management Company, so they can call him. He is very welcome to come round, as we own nothing!