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    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Rundle & Co Ltd - Scared Newbie


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Hi all, I was told to come and post on this board by a friend who said that some of you may be able to give me some advice with regards to non payment of Non Domestic rates and Council Tax

 

1st off I know that this is completely my fault, but I have let lots of things get on top of me and after a bit of a rollercoaster year I am now in big trouble

 

Please take into consideration that back in December 2005 I was involved in a bad RTA. After 16weeks of being out of work I lost my mobile valeting business.

 

Anyway since my accident I never had a proper full time job, I managed to get a part time office job.

 

Then in June last year I got the opportunity to rent a small unit for a small fee of £150 per month. I decided to try and set up my own joinery firm.

I sold my van and bought some machinery for the workshop. I begun getting the workshop set up ready for trading. This took a few months as the unit was a mess and I was still working part time.

However in August I was diagnosed with Post Traumatic Stress syndrome & depression. I was prescribed anti depressants and sleeping tablets.

By September, I had split up with my long term girlfriend (6years), lost my house as I couldnt afford to stay there on my own so the ex bought me out and I lost my part time job.

When I met my ex, I moved away from where I grew up and had no real friends or family.

So when I moved out, I moved back to the area where I grew up into a private rented house with a friend and got myself a full time bar managers job.

 

To cut to the chase, I have not paid any business rates since I took possesion of the unit, and more embarrassingly I have not made any council tax payment on my current rented property either

 

The business rates side of things is the messiest so at the time of writing. I will give you the time line:

 

19th August 2008 - NATIONAL NON-DOMESTIC RATES DEMAND £457.85

 

11th November 2008 - Summons for Non-Payment of Non-Domestic Rates - Schedule £457.85 - Date to appear in court 10th December 2008 (Please bare in mind that I had already vacated my residence with my ex on Sept 12th 2008 and didnt not receive this summons until Jan 7th when the ex came to visit me with a hand delievered letter from Rundle & Co Ltd and a pile of mail)

 

7th January 2009 - Letter from Rundle & Co Ltd hand delivered - ATTENDANCE NOTICE THE CLEARANCE OF GOODS - Total now due £838.35 - Removal Bailiff Mr Burrowes

 

26th January 2009 - Letter from Rundle & Co Ltd - This Important Notice Needs Your Urgent Attention! - Total due £584.35 - We have been issued with a Liability Order obtained at the Magistrates Court - OUR BAILIFF WILL CALL TO SEIZE YOUR GOODS WITHIN THE NEXT 7 DAYS

 

29th January 2009 - Letter from Rundle & Co Ltd - Take formal notice - As you have failed to deal with the above matter, I will, if I do not hear from you within the course of the next 7 days, have no alternative but to return the liability order to the Council so that they may apply to the Magistrates for your commitment to prison:eek:

 

All correspondance has been sent to my old address and as a result I missed every single date set by them

 

Current circumstances:

 

Currently earning £1023 take home per month, rent is £700 and petrol to and from work costs me £50pw. That does not include bills, insurance and food. My house mate is moving out next weekend so I will be liable for everything.

 

I have £9k (unsecured Loan) in debt from the old house and my share of previous debts from living with ex.

I also have a credit card with £1100 limit, balance is £27 remaining

I am max'd out on my £1450 overdraft and exceed that monthly which in turn incures £35 charges.

 

I now have the local district council after me for non payment of council tax in this new rented property which I have occupied since Sept.

 

Time line for this case:

 

3rd October 2008 - DC sent me a letter telling me that for the next 6 months my rates will be £914.81 and they want payment in £229 instalments

 

17th November 2009 - DC sent me letter telling me about 1st missed payment

 

5th January 2009 - DC sent me a letter stating that previous reminder not paid in full. Unless payment of £914 in full is received by 12th january the council will commence legal proceedings

 

4th February 2009 - DC sent letter - Council Tax Adjustment Notice - Amount Owed £914.81

 

Now, I know I have been a complete idiot, and I should not of buried my head in the sand an hoped everything was going to go away but I would really like to get this ugly mess sorted out. Especially the Council tax case as that is not in the hands of the bailiffs at time of writing.

 

However, for 1 last twist in the life and times of R46..........I have just had an offer accepted on a property I am hoping to purchase. This property is going to be bought as a 30% share of a new build 2 bed apartment and will be owned by Key Home East housing association and myself.

I need to be out of my current private rented property by 11th March (end of 6 month tenancy and landlord has sold the property) and this shared ownership deal is great as my rent/mortgage will be a combined £400 for my own property.

 

Will this mess effect my chances of getting a mortgage and this property?

 

Not to mention that if this purchase goes through, I need to find approx £1000 for fee's and £300 mortgage application fee

 

Any help will be so much appreciated on this matter

 

Sorry for the essay

 

Regards

 

R46

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