Jump to content


  • Tweets

  • Posts

    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Brandon Hire Keyline buildbase Travis Perkinns - Personal Guarantees Problem


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3574 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hello,

 

I have been reading this with great interest as today my husband has received a letter from Brandon Hire stating they were sorry to hear of the companies liquidation but would like to remind you of the account application form signed 11 November 2003.

 

The copy was attached to the letter and it has "Agreement" under section E.

 

Can you advise me how to respond to the letter.

 

It's the first one where they give you 14 days to respond.

 

Also we have Travis P Debt (No letter as yet) the account was open a similar time 2003 and we also have a Buildbase account open in 2011 that clearly states Declaration then about personally guaranteeing the debt again a 14 letter has arrived.

 

Can you let me know how is best to respond to the above and if I have to make an offer how best to word the letters.

 

Travis and Brandon are under 1k each

 

but Buildbase is 15k and

 

Keyline 5k, I do not want them to make my husband bankrupt where we may lose our home.

 

(I use we but all in my Husbands name who was Director) I look forward to your advise.

Link to post
Share on other sites

Your own thread started for you lillylou123

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

The first thing you need to do is check whether these are valid debts. Guarantees generally must be in the form of a signed document, so ask each creditor for a copy of the signed agreement/guarantee. Also check whether anything is over 6 years overdue - if so they might not be able to recover it due to the Limitations Act. Also check that the amounts are correct.

 

 

If everything is in order, then let them know you are having problems and see if you can agree a reduced amount or instalments.

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Link to post
Share on other sites

The first thing you need to do is check whether these are valid debts. Guarantees generally must be in the form of a signed document, so ask each creditor for a copy of the signed agreement/guarantee. Also check whether anything is over 6 years overdue - if so they might not be able to recover it due to the Limitations Act. Also check that the amounts are correct.

 

 

If everything is in order, then let them know you are having problems and see if you can agree a reduced amount or instalments.

 

What sort of percentage would you suggest as an offer. One is 15k the other is now 1k

Regards

Link to post
Share on other sites

It depends. Some organisations will accept substantial discounts, especially if they do not have all the proper documentation, others will not accept a discount. It may be worth asking them to make the first offer and seeing what they come back with.

 

Before exchanging figures I would ask for a copy of the agreement (which must be signed), check the amount and check the payments are not more than 6 years overdue.

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Link to post
Share on other sites

  • 2 weeks later...

Toddle2U

You listed arguments above then stated:

This does not contain all or the crucial arguments I was able to use as the forms you have signed are more stringent and clearly defined with regards to bring the PG to the attention of the person signing.

Would you please let me have the full argument. My husband singed a Brandon Hire opening form in 2003 and form has Agreement in section E. So would like to dispute it on the basis of misleading etc. Any help would be great. They are currently claiming for 800 quid but have received more invoices due to off hiring after cease trading to true amount approx 1200. He is also expecting a PG from TP which was opened a similar time.

Regards

Link to post
Share on other sites

They sent a copy of the agreement which was signed. The one for 15k the 14dat letter came from their solicitor. I am having a free phone call with a solicitor on Tuesday to talk over if they can help. But concerned that they may negotiate a lower offer but cost me 5k in fees to do so.

Link to post
Share on other sites

Yes. A bit good of advice is worth its weight in gold but you have to watch the legal costs for something like negotiations, which can be quite time consuming and therefore expensive. Do check whether any payments are more than 6 years overdue.

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Link to post
Share on other sites

  • 2 months later...
No they relate to this year only. Yes I am concerned with what it could cost if I go down the solicitors route as I do not have enough to pay what the Creditor is asking let alone run up a large bill.

 

Hi lillylou,

I am in the same situation as yourselves. Can I ask how it is going or how you got on?

Regards

Zignafio

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...