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    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Can a PPC (claimant) refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
    • S13 (2)The creditor may not exercise the right under paragraph 4 to recover from the keeper any unpaid parking charges specified in the notice to keeper if, within the period of 28 days beginning with the day after that on which that notice was given, the creditor is given— (a)a statement signed by or on behalf of the vehicle-hire firm to the effect that at the material time the vehicle was hired to a named person under a hire agreement; (b)a copy of the hire agreement; and (c)a copy of a statement of liability signed by the hirer under that hire agreement. As  Arval has complied with the above they cannot be pursued by EC----- ------------------------------------------------------------------------------------------------------------------------------------------------------------------- S14 [1]   the creditor may recover those charges (so far as they remain unpaid) from the hirer. (2)The conditions are that— (a)the creditor has within the relevant period given the hirer a notice in accordance with sub-paragraph (5) (a “notice to hirer”), together with a copy of the documents mentioned in paragraph 13(2) and the notice to keeper; (b)a period of 21 days beginning with the day on which the notice to hirer was given has elapsed;  As ECP did not send copies of the documents to your company and they have given 28 days instead of 21 days they have failed to comply with  the Act so you and your Company are absolved from paying. That is not to say that they won't continue asking to be paid as they do not have the faintest idea how PoFA works. 
    • Euro have got a lot wrong and have failed to comply with the Protection of Freedoms Act 2012 Schedule 4.  According to Section 13 after ECP have written to Arval they should then send a NTH to the Hirer  which they have done.This eliminates Arval from any further pursuit by ECP. When they wrote to your company they should have sent copies of everything that they asked Arval for. This is to prove that your company agree what happened on the day of the breach. If ECP then comply with the Act they are allowed to pursue the hirer. If they fail, to comply they cannot make the hirer pay. They can pursue until they are blue in the face but the Hirer is not lawfully required to pay them and if it went to Court ECP would lose. Your company could say who was driving but the only person that can be pursued is the Hirer, there does not appear to be an extension for a driver to be pursued. Even if there was, because ECP have failed miserably to comply with the Act  they still have no chance of winning in Court. Here are the relevant Hire sections from the Act below.
    • Thank-you FTMDave for your feedback. May I take this opportunity to say that after reading numerous threads to which you are a contributor, I have great admiration for you. You really do go above and beyond in your efforts to help other people. The time you put in to help, in particular with witness statements is incredible. I am also impressed by the way in which you will defer to others with more experience should there be a particular point that you are not 100% clear on and return with answers or advice that you have sought. I wish I had the ability to help others as you do. There is another forum expert that I must also thank for his time and patience answering my questions and allowing me to come to a “penny drops” moment on one particular issue. I believe he has helped me immensely to understand and to strengthen my own case. I shall not mention who it is here at the moment just in case he would rather I didn't but I greatly appreciate the time he took working through that issue with me. I spent 20+ years of working in an industry that rules and regulations had to be strictly adhered to, indeed, exams had to be taken in order that one had to become qualified in those rules and regulations in order to carry out the duties of the post. In a way, such things as PoFA 2012 are rules and regulations that are not completely alien to me. It has been very enjoyable for me to learn these regulations and the law surrounding them. I wish I had found this forum years ago. I admit that perhaps I had been too keen to express my opinions given that I am still in the learning process. After a suitable period in this industry I became Qualified to teach the rules and regulations and I always said to those I taught that there is no such thing as a stupid question. If opinions, theories and observations are put forward, discussion can take place and as long as the result is that the student is able to clearly see where they went wrong and got to that moment where the penny drops then that is a valuable learning experience. No matter how experienced one is, there is always something to learn and if I did not know the answer to a question, I would say, I don't know the answer to that question but I will go and find out what the answer is. In any posts I have made, I have stated, “unless I am wrong” or “as far as I can see” awaiting a response telling me what I got wrong, if it was wrong. If I am wrong I am only too happy to admit it and take it as a valuable learning experience. I take the point that perhaps I should not post on other peoples threads and I shall refrain from doing so going forward. 🤐 As alluded to, circumstances can change, FTMDave made the following point that it had been boasted that no Caggers, over two years, who had sent a PPC the wrong registration snotty letter, had even been taken to court, let alone lost a court hearing .... but now they have. I too used the word "seemed" because it is true, we haven't had all the details. After perusing this forum I believe certain advice changed here after the Beavis case, I could be wrong but that is what I seem to remember reading. Could it be that after winning the above case in question, a claimant could refer back to this case and claim that a defendant had not made use of the appeal process, therefore allowing the claimant to win? Again, in this instance only, I do not know what is to be gained by not making an appeal or concealing the identity of the driver, especially if it is later admitted that the defendant was the driver and was the one to input the incorrect VRN in error. So far no one has educated me as to the reason why. But, of course, when making an appeal, it should be worded carefully so that an error in the appeal process cannot be referred back to. I thought long and hard about whether or not to post here but I wanted to bring up this point for discussion. Yes, I admit I have limited knowledge, but does that mean I should have kept silent? After I posted that I moved away from this forum slightly to find other avenues to increase my knowledge. I bought a law book and am now following certain lawyers on Youtube in the hope of arming myself with enough ammunition to use in my own case. In one video titled “7 Reasons You Will LOSE Your Court Case (and how to avoid them)” by Black Belt Barrister I believe he makes my point by saying the following, and I quote: “If you ignore the complaint in the first instance and it does eventually end up in court then it's going to look bad that you didn't co-operate in the first place. The court is not going to look kindly on you simply ignoring the company and not, let's say, availing yourself of any kind of appeal opportunities, particularly if we are talking about parking charge notices and things like that.” This point makes me think that, it is not such a bizarre judgement in the end. Only in the case of having proof of payment and inputting an incorrect VRN .... could it be worthwhile making a carefully worded appeal in the first instance? .... If the appeal fails, depending on the reason, surely this could only help if it went to court? As always, any feedback gratefully received.
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Bannatynes Gym 3 month cancelation period


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I'd like to share my experience with Bannatynes gym and the 3 month notice period that they rigidly enforce.

 

I had been a member with Bannatynes Crewe for 5years and then decided to leave in 2008 mainly due to being umeployed and skint. Like most on here I hadnt been made aware of the 3 month notice period and to be honest had not looked at paperwork since I first joined. They initially did send me a few letters reminding me and requesting payment but I replied saying that it was unfair considering the length of time I had been a member. They didnt pursue it any more. A year latter I had found a job and decided to go back again and re-join.

 

I went a long in August 2008 and sat down with one of their members of staff who explained that the had a deal on with ex-members where you didnt have to pay any joining fees. I made it clear that the only thing I wasnt happy with was the 3 month notice period, to which he said that because i was an ex member so long as I did 3 months membership up front that I didnt have to give 3 months notice. He even wrote on my contract (and I have carbon copy, see attached a copy) that i was an ex-member and that the 3month notice and 12 month contract did not apply.

 

To cut a long story short I lost my job in October 2010 and decided to leave Bannatynes and cancel my DD. I did write a letter out of courtesey advising them but did not think there would be an issue due to what I had agreed to. I then got a series of letters saying that I owed 3 months membership for the 3 month notice period. I have replied telling them that I don't owe a thing and have sent copies of my contract. They then now invoiced me saying that I owed them for the 3 month period. Once a agin I replied and actually spoke to one of their head offiice staff and explained what I had agreed to when I signed up.

 

They are now saying that the person who signed me up is no longer there and they can not be accountable for what he said/did and that the writing on my contract means that as an ex-member I am not required to fulfill a further 12 month contract and that the 3 month notice period would still apply. This is not what I agreed too or was told at the time when I signed up. They have given me 14 days to cough up or they will take further action.

 

I am going to tell them again that I wont be paying and I intend to stick to my guns on this. If they take me to court then I will argue miss-representation/miss-selling gym membership to me.

 

Your thoughts and advice would be welcome.

 

Thanks

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Hi Unhappy and welcome to CAG

 

The image of the contract is too small to be read. Can you repost it after reading this guide - http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

 

Alternatively, can you confirm exactly what is written at the top of the new contract.

 

Basically, I think the terms added at the top of the contract will be binding whether or not the staff member still works there. He was a representative of the gym at the time you re-signed.

 

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I also would like to see what it says on the contract.

 

I'm with Slick on this, they can't get out of it because someone no longer works there. If that were the case then a million contracts in all sorts of businesses would be voided because someone had left or died.

The aircraft carrier contracts are to be carried through because of penalties, but if what they are trying to claim is true, then Cameron could just ditch them as Brown no longer works there.

 

The only action they will carry out will be a default with credit reference agencies. You should mention to them that if they try this then 'you' will take 'them' to court as well as reporting them to the OFT.

 

You should also ask them to quote in which contract regulation it says that about not working for someone any longer.

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Ok thanks, I wiill try again with attachement.

 

Cheers.

 

Update: got reply to e-mail from OFT/consumerdirect and they say that I may have case for miss-representation/miss-selling contract to me, which is what I will pursue. I am not imagining what was said and neither lieing, otherwise I would not have rejoined/agreed to 3 months notice. They say onus will be on me to prove and only proof I have is my carbon copy of contract. I will keep you posted.

 

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Hi Unhappy,

 

I can now see the writing at the top of the agreement, but can you confirm what the abbreviations means where it says:-

 

"No 3/f "

 

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Hi,

 

I am not sure its also could be 3/P. He has abrieviated member as well. When I was signing up he was refering to because I was an ex-member I did not having to give 3 months notice so long as i was a paying member for 3 months at the start of my membership. I was most speciffic on not agreeing to the 3 months notice otherwise I would not have signed and certainly not agreed to anything if I knew they were then going to renege on what was said. I will argue my side if they take me to court. the fact that something is writen is proof enough. I did not imagine or make up what he said and that is what I agreed to when I signed the agreement. I'm also asking my solicitor for some feedback.

 

If the guy hadn't of written on the contract I would not have had a leg to stand on.

 

Cheers.

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Hi Unhappy,

 

Having looked at this again, I think it actually reads as " No J/f " referring to No Joining Fee. Would this make sense, given the discussion you had at the time.

 

In which case, the annotation added by the gym's representative says you are an ex-member and, as such, you are:-

 

1. Not being charged a Joining Fee.

 

2. Not bound by a 12 months agreement or contract.

 

The gym will no doubt continue to argue that you are bound, by the contract, to pay 3 months' fees if you cancel (during the first 12 months of the new contract).

 

But, IMHO, the wording of the annotation says that there is No 12 months contract and I think the gym would be unlikely to have this agreement held to be enforceable if they dared take it to court.

 

Stick to your guns and maintain that the contract is clearly annotated by a gym representative in a manner which, although ambiguous, clearly suggests that there is, in fact, no 12 month contract at all.

 

You should keep a check on your credit reference files if they say they will mark this against you. If you find they have posted any adverse data or threaten to do so, see the penultimate para in this letter that I drafted for RosieJ - http://www.consumeractiongroup.co.uk/forum/showthread.php?291124-Ashbourne-management&p=3272444&viewfull=1#post3272444

 

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Noted.

 

Hope you've looked at the link I gave to RosieJ's thread.

 

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You really need to know which CRA they used and if you ask, then they 'have' to tell you.

 

I know that experion has a trial and if you cancel before that trial expires then it costs you nothing. You do have to give them payment details as they hope that you won't cancel and then I think it's about £6 per month. If you write to them then it is a one off payment of £2.

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Yup, Experian offer a 30 day free trial with their Credit Expert offer [Weird TV ad campaign] but it's £6.99 pm after that so make sure you cancel carefully.

 

The companies concerned are Experian, Equifax and Callcredit.

 

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***UpDate*****

 

Just had another letter from bannatynes:

 

 

Bannatynes_Reply_letter_2_b.jpg

 

I gave them a call and spoke to the woman I spoke to last time. I repeated that I was prepared to take this all the way and tried to talk sense with them. Reminded them that over the years I had spent around £2500 (so they are not at a loss) with them and that they were not honouring the terms/agreement I joined (at the time of signing) under. They are still saying that they are not accountable for person no longer there (typical!) and I am still bound by 3 month notice in T&C's (although these refer to a 12 month contract that seems to contradict the NO 12 MONTH CONTRACT scralled over my agreement). Apparently they don't amend individual contracts (errr, excuse me but isn't that what you have done in this case??). Even their replies contradict themselves.

 

So why don't they have a sticker or something with what they really mean so that the can ammend contrcacts in a more professional way (or even a seperate agreement for ex members?) without relying on the representative scralling on them??

 

She also said how else could Bannatynes make any money? Well if they did honour what I thought I had signed up to then I dont owe anything. They are just being greedy and trying to squeeze every last drop of money out of people who have been good customers and been good payers.

 

They have lost me as a potential customer, lost any business from me with anything else asscociated with Bannatynes and nethier would I recomend them to anyone else. It's a disgrace how they treat their customers and ex-customers. I have been miss-sold my membership and if they valued their customers they would honour what was agreed and if anthing offer me an appology for miss-selling to me, but no all they worry about is lining their pockets.

 

Duncan Bannatyne is the man that wouldn't waive a £10 a month gym fee for a cancer patient, sold "free" Kellogs bars to gym members, makes his own staff bring their own pens to work and doesn't like any critisisms of his hotels (all of which you can read on the web). look at the term "without prejudice save as to costs" on the letters that I have recieved. The words tightfisted come to mind. You can picture him in his ivory tower counting his pennies.

 

I'll let you know when the court papers come in the post...

Edited by Unhappy_ex_gym_member
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Nothing new really, either in their letter or the discussion you had with them.

 

They have a really weak case against you IMHO and are very unlikely to take any court action. If they do and you defend, you should win.

 

However, it's more likely that you will now be bombarded with more demands.

 

I'd simply reply saying they are wrong in their assertions and you won't be paying any more. Remind them that further demands will be reported to the FOS for formal investigation.

 

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Hi Slick,

 

thanks mate. Just one question, are you sure FOS is correct or did you mean OFT? FOS seems to be more for banking /finance firms.

 

Cheers!

 

PS heres my draft reply:

 

Without prejudice

 

 

Dear Sir,

 

 

I am writing in reply to your recent letter. I would like to correct your assertions:

 

 

Firstly, It appears that your representative has miss-sold my gym membership and I have been coerced into agreeing to signing by miss-leading me (Supply of Goods and Services Act 1982 & Misrepresentation Act 1967). To say that this person no longer works there and that you cannot be accountable for his actions is simply nonsense. They were in your employment at the time and acted on your behalf. Therefore by law you are very accountable.

 

 

Secondly, they have clearly written on the agreement that there is NO 12 MONTHS CONTRACT. Unfortunately you cannot now retrospectively say that what has been written actually means something else in your favour. I was told verbally at the time that the 3 month cancelation period did not apply but also according to what is written there is no 12 months contract, how can conditions that relate to a 12 month contract be enforceable? You say that Bannatyne’s don’t amend individual contracts but in this instance your representative appears to have done precisely that by writing on the agreement. You even contradict yourselves.

 

 

Thirdly, I’m actually disgusted by the attitude of Bannatyne’s towards its customers/ex-members. Rather than threatening me with court action you should be apologising to me for being miss-sold my membership and trying to correct your damaged reputation. It appears that you are more interested in dishonouring your agreements and lining your pockets rather than good customer relations. Considering the amount of money (approx £2500, so you are not at a loss) that Bannatyne’s have had out of me over the years I would have thought there would be some good will. However it just confirms the true nature of your business.

 

 

To make my position clear, I do not agree to your claim and will not pay any further money to your business. If you make, or cause to be made, any adverse credit markers with any credit reference agency, I will take action against you for damage to my reputation. If you are foolish enough to take this to the county court then I warn you now I will defend my case as I have very strong grounds to dispute it.

 

 

Due to your treatment of me I will make it my mission to never spend a single penny more with your company (or associated businesses), recommend your companies and negatively promote (within the law) your business by publicly declaring my experiences. This will cost you more than the amount you are trying to claim from me in loss of business. I will also be making a formal complaint to the OFT (Office of Fair Trading & Trading Standards).

 

 

I trust I have made my position clear.

 

 

Yours sincerely,

Edited by Unhappy_ex_gym_member
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Hi Unhappy,

 

No, I meant the FOS as they deal with individual complaints.

 

The OFT don't deal with individual cases, only great big ones like taking the banks to court over unfair bank charges (and then losing!!).

 

The OFT are also, this week, starting their High Court action against Ashbourne Management, famous for their 36 month contracts which the OFT say are actually credit agreements.

 

So amend your letter to show you'll complain to the FOS, and fire it off !

 

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*****Update*******

 

Here is the latest response by e-mail I have had back from Bannatyne's:

 

Dear Mr

Thank you for your email dated the 11th March 2011 in relation to the cancellation of your membership with our Health Club.

In relation to your first point, we have no evidence to support your claim that you have been miss-sold your membership. It is unfortunate that we are unable to speak with the member of staff who you signed with, however the membership terms and conditions clearly state, the cancellation procedure which you have acknowledged that you have read and agreed to when signing the membership agreement.

Secondly we have already confirmed that unfortunately we are unable to make comments about a conversation that only you and person no longer in employment with Bannatyne Fitness Ltd were privy to. We do allow previous members to rejoin with various benefits including not having to stay for a minimum term, however they sign an agreement to confirm they still have to honour the terms and conditions of using a Bannatyne Health Club including the required 3 months written notice to cancel the membership.

Although we have no evidence to support your claim and we have a signed contract confirming you have agreed to the notice period required. We will as a final gesture of goodwill reduce the remaining contractual amount by 50% and therefore a settlement of £67.50 is offered to bring this matter to a close.

We can confirm that no further offers will be made and should you decide not to make payment within 7 days this matter will be taken further.

Yours sincerely

Membership Administrator

Without Prejudice

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Hi Unhappy,

 

Are you willing to pay the reduced sum to bring this to a close ?

 

If not, write back and say:-

 

I refer to your email of xxdate.

 

Whether you like it or not, your company representative clearly marked the top of the membership form "Ex Mem[ber] - No 12 month contract"

 

If you believe you have a case against me, take the matter to court as I will not pay you under any other circumstances. Any court action will be vigorously defended and will generate adverse publicity for your organisation.

 

If you are not willing to take court action, please confirm the matter is closed.

 

I will not be bullied or intimidated. Any DCA collection activity will be reported to the FOS. I will also write to Mr Bannatyne's office direct to ask why he is willing to allow his business to represented by you in this manner.

 

If any adverse credit data is posted about me by you or parties acting on your behalf, I will take court action against you seeking damages, citing the case of Kpohraror -v- Woolwich Building Society.

 

As you are not discussing a negotiated or reduced payment, don't mark this particular email Without Prejudice

 

8-)

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Hi guys,

 

thanks. I'm not sure yet and going to sleep on it. However I know exactly what was said by their rep and what I thought I was agreeing to. Something did take place because the guy wrote on the document. Out of principal I don't like being miss-led. My only concern is how a judge would deem it?

 

I will of course keep you posted.

 

Cheers!

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Take your time - it's your neck on the line.

 

Although I'm certain this would never find it's way anywhere near a court room.

 

8)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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Hi Guys,

just to let you know I have decided to see this through and so have sent a recorded delivery letter (based on what you said above Slick).

I've also been looking at Contract Law and found some interesting info (look at contract law express terms). :-)

I could have taken the easy option and took the 50% but I am adamant on what was said/agreed. Out of principal I am not letting them get away with extorting money. Bannatyne himself stands up for his principals.

Fingers crossed, I will keep you updated.

Cheers.

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