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    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Injured after accident - should I claim compensation?


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I was in a car accident a few days ago which was not my fault. I was in a queue of traffic for a roundabout and the van behind me did not stop and drove into me at around 20-30mph. My car will be written off. The police and ambulance services attended (the ambulance for me as I had severe neck and back pain) and told me it was not my fault and that I should go to A&E or GP if pain persisted past today.

 

I have severe back and neck pain and do not see that I will be in work for the first part of this work, primarily as I cannot turn my head and therefore dont think I should be driving.

 

I hate the whole compensation culture and feel very strongly that unless you are genuinly affected by your injuries you should not claim. However, I am in considerable pain and a bad back will stop me doing my job (I do a lot of heavy lifting and driving). At the moment I can't even do the dishes!

 

However, I also feel that if I had been at fault I would put all my money on the other driver trying to claim. I'm really struggling with my concience on this one.

 

How bad should my injuries be before I should claim?

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I have been an insurance employee (claims & underwriting) for a number of years and I wholeheartedly believe you should file a claim. The compensation culture does not apply to real injuries. I was rear-ended 10 years ago by a hit and run so&so who was probably uninsured. My back still isn't 100% right. Whiplash and back injuries are real.

 

All any person should ask is that you refrain from exaggerating your injuries.

Edited by MicheleFloyd
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Well, having been to doctors today they have signed me off work for at least a week with the instruction not to sit down for any length of time. I have been prescribed sedatives and painkillers (including valium) to deal with the pain - the doctor told me to claim, noting that my prescription bill was going to get rather high and that if I didnt improve in a week may need physio.

 

I think I've answered my own question now haven't I! Thanks for your help. Just hope I don't have ongoing back problems too.

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I too have worked in insurance for some years, I would suggest that as you have suffered a loss, you should pursue your right to claim. What I would say however, is speak to a LOCAL SOLICITOR, not one who your insurer pass you to, and certainly not one of these from the tele, both of these types of companies tend to be nothing more than call centres, who have contracts with private doctors etc. Obviously it is your choice, but someone will make money out of you claiming, and If it was me, i would rather it be a local solicitor than a call centre full of people saying "turn your head to the right, and the left, does that hurt? You'll be feeling some pain now!" They are the ones to watch, as they dont have your interests at heart.

 

Good Luck with whatever you choose to do and I wish you a speedy recovery

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Insurance Guy

If I can offer any help I will....

I have experience in Fault, Non-Fault & Disputed Liability Motor Claims for vehicle damage and hire, and some experience in Personal Injury Claims

 

 

If I've helped- please click my scales :D

 

ANY ASSISTANCE IS GIVEN ENTIRELY WITHOUT PREJUDICE- YOU SHOULD SEEK INDEPENDANT LEGAL ADVICE TO CONFIRM ANY ADVICE GIVEN

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