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    • The Barclay Card conditions is complete. There was only 3 pages. This had old address on. Full CCA. 15 pages. The only personal info is my name and address. The rest just like a generic document.  Barclays CCA 260424.pdf
    • An update to this case as I’ve not been on in a while.    I am still awaiting a charging decision in the case. The two police officers involved have said their personal belief is a section 47 ABH charge is the most likely outcome but this isn’t a sure thing of course.    The EA certificate from the issuing court has now lapsed. The court have refused to recertify him until they’ve had a hearing in to the case, and the district judge has issued orders to surrender all evidence, footage, photos etc.    I have done so promptly.    the EA, not so much . Equita have claimed they cannot provide his bodycam footage as the camera he was wearing is the EA personal one not one of theirs.   the EA has claimed he has asked Equita and the police for the footage as he claims he doesn’t have it.    the police have confirmed they didn’t seize his camera and they don’t have it.    so they are basically pointing the finger at each other all the while failing to comply with the district judges order to provide all evidence they intend to rely on at the rescheduled hearing.    The district judge has stated the hearing for his certification will NOT be the hearing for my complaint as there is no charge as of yet, and just as to whether he should be recertified or not.    I’m not 100% on why that can’t be done at the time, but I’m not about to question a judge…..      
    • Thanks FTMDave, I like the cut of your jib - I'll go with that and obtain proof of postage. Encouraging that NPE have never followed through and seem to blowing hot air, let's see where they go after this   Regards
    • Please see my comments in orange within your post.
    • no i meant the email from parcel2go which email address did they send it from and who signed it off (whos name is at the bottom)
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Motorbike GAP Insurance Claim Help


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Hi All,

 

I bought a brand new Honda CBR600-RR in March 07 for £7500 and had a great time with it, at the time of buying the bike I decided that it was a good choice to get GAP cover or VRP (Vehicle Replacement Policy) after being sold the cover by my bike sales man through HONDA. incidentally at no stage was I advised by the salesman that it required comprehensive cover.

 

I had comprehensive cover when I took the policy. In August 07 the comprehensive cover expired and I renewed with 3rd Party FIRE AND THEFT.

 

In February the bike was stolen from London Bridge and I started my claims process. I got an offer from my insurance company of £5500 less £450 excess leaving me with £5050, i sent off all paper work to my GAP insurers and I have today received a letter denying my claim on the grounds that the bike was not covered FULLY COMP and refers to a small print. Now, when I bought the policy I was not sent any documents and I had to go down to the honda dealer to request this. Time passed and I never got the docs, I went back to Honda again in about december last year and got them to send it again and it came through finally, but by this point my original comprehensive cover had expired and i had 3rd party fire/theft.

 

the letter they have sent does highlight that comprehensive cover is required, but i still think this is farce, on what grounds does it make any difference other than to avoid paying out claims like mine. If I had crashed my bike and was 3rd party fire and theft, then clearly I know that I have no leg to stand on.

 

My vehicle was insured for theft and my main insurerers are paying the claim, there is no grounds whatsoever for this clause other than to rip off consumers.

 

I am now down potentially £1500 PLUS the £300 I payed for the 3year Bike cover, I would not have taken 3rd party fire and theft had I known that they would pull this sort of rubbish.

 

Please, has anyone experienced the same or does anyone know if I can make them pay up, I cannot afford to replace my bike without this and I am so angry right now that they can even say this, its a total technicality, it makes no odds to them.

 

help? :(

Edited by HoldYourColour
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