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    • This is a ridiculous situation.  The lender has made so many stupid errors of judgement.  I refuse to bow down and willingly 'pay' for their mistakes.  I really want to put this behind me and move on.  I can't yet. 
    • Peter McCormack says he has secured a 15-year lease on the club's Bedford ground.View the full article
    • ae - i have no funds to appoint lawyers.   My point about most caggers getting lost is simply due to so many layers of legal issues that is bound to confuse.  
    • Lenders have a legal obligation to sell the property for the best price they can get. If they feel the offer is low they won't sell it, because it's likely the borrower will say the same.   Yes.  But every interested buyer was offering within a range - based on local market sales evidence.  Shelter site says a lender is not allowed to wait for the market to improve. Why serve a dilapidations notice? If it's in the terms of the lease to maintain the property to a good standard, then serve an S146 notice instead as it's a clear breach of the lease.   The dilapidations notice was a legal first step.  Freeholders have to give time to leaseholders to remedy.  Lender lawyers advised the property was going to be sold and the new buyer would undertake the work.  Their missive came shortly before contracts were given to buyer.  The buyer lawyer and freehold lawyers were then in contact.  The issue of dilapidations remedy was discussed..  But then lender reneged.  There was a few months where neither I nor freeholders were sure what was going on.  Then suddenly demolition works started.   Before one issues a s146 one has to issue a LBA.  That is eventually what happened. ...legal battle took 3y to resolve. Again, order them to revert it as they didn't have permission to do the works, or else serve an S146 notice for breach of the lease   A s146 was served.  It took 3y but the parties came to a settlement.   (They couldn't revert as they had ripped out irreplaceable historical features). The lease has already been extended once so they have no right to another extension. It seems pretty easy to just get the lawyer to say no and stick by those terms as the law is on your side there.  That's not the case   One can ask for another extension.  In this instance the freeholders eventually agreed with a proviso for the receiver not to serve another. You wouldn't vary a lease through a lease extension.  Correct.  But receiver lawyer was an idiot.   He made so many errors.  No idea why the receiver instructed him?  He used to work for lender lawyers. I belatedly discovered he was sacked for dishonesty and fined a huge sum by the sra  (though kept his licence).  He eventually joined another firm and the receiver bizarrely chose him to handle the extension.  Again he messed up - which is why the matter still hasn't been properly concluded.   In reality, its quite clear the lender/ receiver were just trying to overwhelm me (as trustee and leaseholder) with work (and costs) due to so many legal  issues.  Also they tried to twist things (as lawyers sometimes do).  They tried to create a situation where the freeholders would get a wasted costs order - the intent was to bankrupt the freeholders so they could grab the fh that way.   That didn't happen.  They are still trying though.  They owe the freeholders legal costs (s60) and are refusing to pay.  They are trying to get the freeholders to refer the matter to the tribunal - simply to incur more costs (the freeholders don't want and cant's afford to incur)  Enfranchisement isn't something that can be "voided", it's in the Leasehold Reform Act 1967 that leaseholders have the right to.... The property does not qualify under 67 Act.  Their notice was invalid and voided. B petition was struck out. So this is dealt with then.  That action was dealt with yes.   But they then issued a new claim out of a different random court - which I'm still dealing with alone.  This is where I have issues with my old lawyer. He failed to read important legal docs  (which I kept emailing and asking if he was dealing with) and  also didn't deal with something crucial I pointed out.  This lawyer had the lender in a corner and he did not act. Evidence shows lender and receiver strategy had been ....  Redact and scan said evidence up for others to look at?   I could.  But the evidence is clear cut.  Receiver email to lender and lender lawyer: "our strategy for many months  has been for ceo to get the property".  A lender is not allowed to influence the receivership.   They clearly were.  And the law firm were complicit.  The same firm representing the lender and the ceo in his personal capacity - conflict of interest?   I  also have evidence of the lender trying to pay a buyer to walk.  I was never supposed to know about this.  But I was given copies of messages from the receiver "I need to see you face to face, these things are best not put in writing".  No need to divulge all here.  But in hindsight it's clear the lender/ receiver tried - via 2 meetings - to get rid of this buyer (pay large £s) to clear the path for the ceo.   One thing I need to clarify - if a receiver tells a lender to do - or not to do - something should the lender comply? 
    • Why ask for advice if you think it's too complex for the forum members to understand? You'd be better engaging a lawyer. Make sure he has understood all the implications. Stick with his advice. If it doesn't conform to your preconceived opinion then pause and consider whether maybe he's right.
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Car broke down 4 days after purchase, I want my money back!!


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Hi. Is there anyone out there who can help??

 

I bought a 55 reg Ford Mondeo LX diesel from a second hand dealer. The next day black smoke started coming out when i put my foot on the accelarator. 4 days after purchase we took the car out for a drive on the motorway for the first time and the glow plug warning light came on, we lost power but managed to limp off of the motorway, lots and lots of steam started coming out of the back and we broke down on a busy A-road with my young baby in the back. We had to be towed home by RAC. As it was a sunday afternoon we had to wait until the next morning to contact the dealer, her told us to contact the warrenty co and they told us to take it into a garage for a diagnostic my dad towed me to a local Ford dealership. Ford diagnosed the problem a a worn turbo and possible further engine damage which couldn't be determined until the turbo had been fixed. The warrenty co had rejected the claim because Ford have said it's clearly an existing condition (have this in writing form the warrenty co and Ford will be providing us a diagnostic report stating that it's an existing condition). We've spoken to Consumer Direct for advice and told the dealer we want to reject the car and have a refund (either my old car returned plus the £950 we paid on top, or else the total cost of the Mondeo, £3250). He told us that because he's being, in his words, "helpful" in trying to get the car fixed (which he's not, he's just trying to push the warrenty co to pay so he doesn't have to) that he doesn't have to give us a refund. We've put in in writing to him that we want a refund and are now playing the waiting game.

 

Can anyone give any advice please? As I've said I have a young baby at home and being without a car is very stressfull. I just feel like we've been conned.

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The warranty is irrelevant here. You claim ia against the seller and as already pointed out, you should reject but you will need to put it in writing and send by recorded delivery. Come back if you need further help.

 

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You must first give him a chance to repair the car for you. You cannot automatically reject the car. You can expect a loan car while yours is being repaired. Most reputable traders will do this for you.

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You must first give him a chance to repair the car for you. You cannot automatically reject the car. You can expect a loan car while yours is being repaired. Most reputable traders will do this for you.

 

Yet again duff advice.

 

The car obviously has a major mechanical problem which, after just 4 days of ownership, is rejectable. However, yes, the OP could demand a repair if he so chooses but from his description, I would advise he rejects.

 

Consult Trading Standards for clarification of the SOGA OP to clarify the advice given in posts 3 & 4.

 

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Here we go again!!!!!!!!!

 

Need the Dragon on this one me thinks!!

 

Warranty will not be valid as there is usually a delay between point of sale and when it comes into affect. And.......the warranty is not a warranty but an insurance policy sold as a warranty. The two are disticntly different.

 

Something again the OFT needs to clamp down on.

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Sam you will find the period of time at which point a person can reject a car has not been dictated in law. For instance the car may of travelled 500 miles in that 4 days. The seller may well agree to refund but could argue that in 500 miles the OP had opportunity to discover any major faults. But it is a grey area as to specifics in law and does need clearer guidance from SOGA.

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Need the Dragon on this one me thinks!!

 

 

You called? :)

 

Car was faulty at point of sale. Reject the car under the sale of goods act. Car is not fit for purpose bought. Ideally get the car back onto their premises and hand them the keys. Make an exact note of the time and date and ideally take a witness with you.

 

Having done that, give him 14 days to refund your money in full making it clear that are rejecting the car and will not accept a repair. Mark your letter 'Letter before action'.

 

If you don't receive your refund or a promise of such within 14 days, issue a CC summons immediately.

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Hi , thanks for all the responses!

 

I like Dragons suggestion but unfortunatley the car isn't roadworthy and it's a bit of a distance (7 miles)to go on tow, especially as I found it so scary being on tow just the short distance to the Ford garage! In answer to some of the questions and comments, it was the first time I'd driven the car any distance and even then I didn't get all that far, probably got 40 miles before breaking down. Before that I'd only used it to pop to supermarket 2 miles away, that sort of short trip. There is no HP. I have sent him a letter by recorded delivery saying I reject and want a full refund and am waiting for a response.

 

The car broke down on 8th May. I've been on a website called "Sale of Goods Act Hub" and now have a better understanding of consumer law. A lot of people have said that he probably think he can bully me because I'm a woman but I'm going to hold my ground! Just hoping this is all sorted out before out holiday which we need a car for, otherwise will have to hire a car.

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If the car is un-driveable, did you indicate this in your rejection letter? I would of put something like; 'it is available to collect at your conveinence'. After all, if they had sold it correctly, it wouldn't of been un-driveable now would it?

 

If you do find yourself hiring a car, you may be able to claim the cost back under 'consiquentail losses' should you have to take the matter to court.

 

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