Bill Of Sales and repossession of goods - NOTE: much of this is now out of date - dx 2016

[cctv engineer]

Hi. luke. it is not 7 days it is 5 or in some cases by that **** the next day. you need to call into your police station and talk with them and ask them why they got involved and that you have lost your car because of them. also print off as much as you can from this site and also from office ot fairtrade site. ask them why they let them take your car without a court order and be firm with them (they were at fault)

now as far as your payment

you called logbook loans ltd this is not nine regions ltd (same directors) but differant companys.

you need to talk with

Wandsworth Council,

The Town Hall

Wandsworth High Street

London

SW18 2PUTelephone 020 8871 6000these people hold the complaint file on logbook loans and nine regions ltd.if consumers with problems with bos or lbl or nine regions. dont report to these people then it is going to take longer to take there licence away

[lady_bird01]

My car was repossessed yesterday by Logbook loans.

 

Ive never even had loan with Logbook Loans!

 

The loan was taken out in 2008 by someone who owned it 3 owners ago and because she didn't pay it they've hunted the car down to me who brought it in April this year and yesterday they towed it away!

 

How ca these cowboys think that this is acceptable?

 

Ive lost my car and Ive lost the £1100 I paid for it.

 

What can I do???? Logbook loans on;y responsewas to offer to sell MY car back to me at a cost of £998!!!

 

Help!

[cctv engineer]

Hi lady bird. you are just another victim of logbog / nine reigions ltd. the problem is they resell your car as fast as they can. (they can sell after 5 days) so by the time you have asked them for all the paper work to see if it was there car. your car will have been sold anyway. were did you buy the car from ?? did you hpi check ?? and how old was the car

[lady_bird01]

I bought it from a private seller who, having spoken to him yesterday, also had no idea about the outstanding debt. And I was stupid enough not to have a hpi check done!!!! It was only a V reg peugeot which I paid £1100 for but ive now ot no car and no £1100!!! What can I do?!

[cctv engineer]

to be honest if lbl hold a bill of sale for that car then you have lost it. but you can check with logbook loans to see if they have been in contact with the guy you bought it from. and if so you can claim though small claims court to get your money from him.....DO NOT BUY YOUR CAR BACK FROM THEM they are **** and will only take your car again in 5 months. a bill of sale is very hard to fight and if you still had the car then it would have been worth it. but with no car you will be wasting your money.

with not doing a hpi check then there is not much you can do.

now you will be looking for another car, there is over 1800 cars out there attached to a bill of sale and not all show up on hpi. always involve a solicitor when you buy your next car it will have a cost of around £150 but it will give protection if you get into a problem like this again. 1 more question were did they take the car from. driveway/private road/ work place ???

[lady_bird01]

The took the car from outside my house, the houses on my street have like a joint drive way which we park on just in front of our front gardens. But they toldf me that if it was behind locked gates they could have taken down the gates to get at it!!!

[cctv engineer]

if it was parked on a drive way (not the street) then they would need a court order to remove your car. so if it was on your drive you can report it as stolen. see what your local police say. have you had any letters from lbl ??

[postggj]

listen people

 

be it parked in the street or on your drive, this is not a hp agreement

 

its secured by a bill of sale AND THEY CAN TAKE IT OFF A DRIVE.

 

HAVE YOU SEEN THE BOS WHEN THEY TOOK THE CAR

 

CHECK WITH THE HIGH COURT TO SEE IF ITS BEEN REGISTERED AND MOST IMPORTANT

 

WHEN IT WAS REGISTERED

 

IF NOT WITH IN SEVEN DAYS ON SIGNING THE CONTRACT THE BOS IS INVALID AND WHAT LBL HAVE DONE WILL BE THEFT

 

MOST CARS SECURED BY BOS ARE INVALID

[postggj]

i Need To Confirm

 

I Thought Log Book Lans Had There Licence Suspended By The Oft

[cctv engineer]

i Need To Confirm

 

I Thought Log Book Lans Had There Licence Suspended By The Oft

 

 

no there licence is fine for both logbook loans and nine reigions ltd.

as far as taking from drive. yes from a third party (not name on bill of sale) they need a court order.

[postggj]

This Is Interesting Your Comment

 

Can You Give A Link To Those Regs About A Court Order To Repo If The Registered Keeper Is Not On The Bos

 

Dubiouse About The State Of The Ccl

 

Most Trading Standards Up And Down The Country Wanted This Lot Closed Down And I Know The Licence Was Suspended A Few Months Back As It Was On The Moj Web Site

[postggj]

OFT may revoke LBL's licence Following an extensive investigation by the Office of Fair Trading, the OFT have now issued a 'Minded to Revoke' notice to Log Book Loans Limited and Nine Regions Limited, both of SW15 2NN.

These companies can now make representations to the OFT and there is an

appeal process, so it may be some months before we hear the final outcome.

Bit of hunting and Nats found it on the OFT site.

Quote:

Originally Posted by OFT consumer credit licence site

Application / Licence Details

 

 

Licence Number:0458150

Licence Status:Current

Current Applicant / Licensee:

Business NameCompany Registration NumberLog Book Loans Limited3636230

Licence Notes:

StageDateMinded To Revoke13-Mar-2009

Categories:

Consumer creditConsumer hireCredit brokerageCredit reference agencyDebt adjusting/counsellingDebt collecting

Right To Canvass Off Trade Premises:No

Issued Date:11-Nov-1998

Expiry Date:03-Aug-2011

Legal Formation:

Body Corporate (incorporated inside UK)

Current Individuals that run the organisation:

NamePositionBarry Kenneth PilgrimOFFICERDavid John BarnettOFFICERIain Laurie ShearerOFFICERJames Richard De Bruyker DawesOFFICER

Historic Individuals that run the organisation:

NamePositionBarry PilgrimOFFICERChristopher John DonnachieOFFICERJames DawesOFFICERMr Albert William CookOFFICERMr James Peter SpratleyOFFICERMr Mark Andrew HareOFFICERMr Mark HareOFFICERRichard Charles CookOFFICER

Current Address(es):

Address TypeAddressPrincipal Place Of BusinessBridge Studios, 34A, Deodar Road, Putney, London, SW15 2NNRegistered OfficeBridge Studios, 34A, Deodar Road, Putney, London, SW15 2NN

Historic Address(es):

Address TypeAddressCorrespondenceKnoll House 82, Wheathampstead Road, Harpenden, Herts, AL5 1JBPrincipal Place Of Business44, Town Centre, Hatfield, Herts, AL10 0JJPrincipal Place Of BusinessThe Grove, North Road, South Ockendon, Essex, RM15 6SSRegistered Office9, Bluecoats Avenue, Hertford, SG14 1PBRegistered OfficeVictoria House 64, Paul Street, London, EC2A 4NA

 

nine regions ltd as well (same people)

Quote:

Current Applicant / Licensee:

 

Business NameCompany Registration Number Nine Regions Limited4286387

 

Licence Notes:

 

StageDate Minded To Revoke13-Mar-2009

[postggj]

Application / Licence Details

 

 

 

Licence Number:0512966

Licence Status:Current

 

Current Applicant / Licensee:

 

Business NameCompany Registration Number Nine Regions Limited4286387

 

Licence Notes:

 

EvtStageOpen DateNotes 6Appeal To Secretary Of State DTI/CCAT18/11/2009 6Determined To Revoke16/10/2009 6Minded To Revoke13/03/2009

 

Categories:

 

Consumer credit Credit brokerage Credit reference agency Debt collecting

 

Right To Canvass Off Trade Premises:No

 

 

Trading Name(s) (Current):

 

Log Book Loans

 

Issued Date: 04-Jan-2002

Expiry Date: 20-Feb-2012

 

 

Legal Formation:

 

Body Corporate (incorporated inside UK)

 

Current Individuals that run the organisation:

 

NamePosition Barry Kenneth PilgrimOFFICER David BarnettOFFICER Iain Lawrie ShearerOFFICER James DawesOFFICER Matthew Heap

 

Historic Individuals that run the organisation:

 

NamePosition Ian ShearerOFFICER James SpratleyOFFICER Julian UrryOFFICER Mr Mark HareOFFICER

 

Nature of Business:

 

Other

 

Current Address(es):

 

Address TypeAddress Principal Place Of BusinessBridge Studios, 34A, Deodar Road, Putney, London, SW15 2NN Registered OfficeBridge Studios, 34A, Deodar Road, Putney, London, SW15 2NN

 

Historic Address(es):

 

Address TypeAddress Principal Place Of Business137, Ford Road, Newport, Shropshire, TF10 7UL Registered Office137, Ford Road, Newport, Shropshire, TF10 7UL

 

 

 

 

 

 

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Partners In Enforcement: Office of Fair Trading, Consumers Association, The Information Commissioner, Financial Services Authority, OFTEL, The Office of Gas and Electricity Markets and every Trading Standards Service in Great Britain.

[cctv engineer]

This Is Interesting Your Comment

 

Can You Give A Link To Those Regs About A Court Order To Repo If The Registered Keeper Is Not On The Bos

 

Dubiouse About The State Of The Ccl

 

Most Trading Standards Up And Down The Country Wanted This Lot Closed Down And I Know The Licence Was Suspended A Few Months Back As It Was On The Moj Web Site

 

 

Hi postggj.

no it was not suspended (wish it was) it was stopped by appeal. and if people dont keep on reporting them they will win. (its up 2011)

about the court order it is on the oft site (amendments to bos) that a third party has to be told by a court order that the goods are held by a bos document before they can be removed.

[cctv engineer]

also see logbook loans ltd and nine regions ltd on company house (same directors) same address.

[postggj]

about the court order it is on the oft site (amendments to bos) that a third party has to be told by a court order that the goods are held by a bos document before they can be removed.

 

ime now checking that out and if correct ladybird need to demand the return of the vehicle or issue an n1 claim form

[postggj]

• Wrong consideration (meaning the amount repayable is stated rather than the amount borrowed)
  
• Failure to state the rate of interest
  
• Incorrect payment details
  
• Not registering the bill in the High Court within the seven day time limit
  

If the bill of sale is void for not being in the statutory form, it means that the credit agreement is unsecured.

 

 

 

 

cctv engineer

 

 

would you be sa kind as to cut and paste the relevent amendment

 

 

ill prob be at this all day otherwise

 

 

i would like to bookmark this dynamite amendment

[Nicky Bodmin]

Hi postggj.

no it was not suspended (wish it was) it was stopped by appeal. and if people dont keep on reporting them they will win. (its up 2011)

about the court order it is on the oft site (amendments to bos) that a third party has to be told by a court order that the goods are held by a bos document before they can be removed.

Hi Guys,

LBL license has been revoked I am dealing with nOFT as we speak.

They have lodged an Appeal, they are still allowed to trade untill the HC rule. The OFT are as we speak still putting their case together to challenge their application. Anyone who is having problems with LBL need to call OFT there is an appointed case worker handling all complaints.

Look on the front listing were LBL can be found and follow the links it gives full details.

Try and contact Applecart Apple knows alot about this company.

[postggj]

many thanks nicky

do you know of the amendments to the bos and court order to repo

 

i cant find it

 

 

THIS IS WHAT I AM AFTER IF ANY ONE CAN OBLIGE

 

ITS THE AMENDMENT STATING THAT A THIRD PARTY NOT ON THE BILL OF SALE AND THAT LBL NEED A COURT ORDER TO REPO IF THE REGISTERED KEEPER IS NOT ON THE BOS

Edited May 6, 2010 by postggj

[Nicky Bodmin]

Hi

The main thing with BOS is the attestaion. the amendment allows the rep of the company to whitness it. This is were they try to confuss us. Yes he can, as long as the same rep doent sign the CA then he becomes a party to the Bill.

LBL only have two sign borrower and lender, this is not correct there needs to be three people present the borrower the rep for the lender that puts together the credit agreement and signs it and then another person to whitness the borrower and the lender sign.

[postggj]

You Are Correct

 

The Third Party Needs To Be A Solicitor Or Some One Not Conected With The Company

[postggj]

Ladybird

 

As Soon As I Can Confirm My Question You Will Get Your Car Back Or Cash Value

[Nicky Bodmin]

it can be some one from the company, the are no restrictions who cxan whitness it apart from the person who signs the credit agreement

[lady_bird01]

Wow I cant believe all this information you're all coming up with. Thank you for your help everyone - I really appreciate it

[postggj]

do you know of the amendments to the bos and court order to repo

 

i cant find it

 

 

THIS IS WHAT I AM AFTER IF ANY ONE CAN OBLIGE

 

ITS THE AMENDMENT STATING THAT A THIRD PARTY NOT ON THE BILL OF SALE AND THAT LBL NEED A COURT ORDER TO REPO IF THE REGISTERED KEEPER IS NOT ON THE BOS

 

 

ANY JOY PEOPLE

 

WE NEED AN ANSWER TO CLOSE THIS FOR LADY BIRD