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    • Hi all! I've now had a "final notification letter" through from ECP. I assume I should continue to ignore this, but is there likely any action I need to take? Do you need to see a copy of the letter? Thanks
    • Please will you upload the defence in a PDF format document
    • Afternoon All - after 3 weeks of silence, this morning I received an email from HMCTS advising that P2G have rejected my claim. Decide whether to proceed Parcel2Go.com has rejected your claim. You need to decide whether to proceed with the claim. You need to respond before 4pm on 25 June 2024. Your claim won’t continue if you don’t respond by then. This is their ‘defence’ Their defence Why they disagree with the claim When choosing a service on the Defendants website, the Claimant chose to book their order with Evri and selected to take out £20 parcel protection which comes with the service. On the first page of the booking process, the Claimant entered the value of £265 for the contents and was offered parcel protection for loss or damages against their goods for £13.99 + VAT. The Claimant selected no, which then produced a pop up which explained 'We strongly recommend that you protect the full value of your item(s).' however, the Claimant still did not take this protection out and instead continued with the booking process. At the end of the booking process, the Claimant was offered this again which was refused and the Claimant continued with the booking by accepting the terms and conditions which re-iterates the information provided in the booking process. The parcel was sent, however, seems to be delayed in transit. The parcel finally started to track again, however, when delivered the parcel was empty with no contents. As such, the claim was re-opened and attempted to be settled for the £20 protection taken out in the booking process. This was refused by the Claimant as they felt they should be paid the full amount of the value entered when booking. Unfortunately, due to the refusal of the parcel protection in the booking process the Defendant is not liable to settle the claim to the value and only to the parcel protection taken out. The Defendant shall rely on the Terms and Conditions of carriage in particular section 9. The Defendant understands that the contents have not be handled with due care and attention, which is not being disputed, however, they are disputing the amount they are liable to. They have requested mediation, I’m sure not least to drag the case out even longer, but I can see no benefit to me in this and so shall reject it. As ever, I’d welcome your thoughts guys. g59   
    • I doubt HMCTS holds any data on whether arrests by AEAs required police assistance.  They couldn't or wouldn't provide data on how many of warrants issued were successfully executed - just the number issued!  In my experience, arrest warrants whether with or without bail are [surprisingly] carried out with little or no fuss.  I think it's about how you treat people - a little respect and courtesy goes a long way. If you treat people badly they will react the same way. Occasions when police are called to assist are not common and, having undertaken or managed many thousands of these over the years, I can only recall a handful of occasions when police assistance was necessary. On one occasion, many years ago, I arrested and transported a man from Hampshire to Bristol prison on a committal warrant. It was just me and he was no problem. I didn't know the Bristol area (pre Sat Nav) and he was kind enough to provide directions - seems he knew the prison.  One young chap on another committal warrant jumped out of his back window and I had to chase him across several garden fences.  When he gave up (we were both knackered) I agreed to drive by his girlfriend's house to say farewell for a while.  I gave them a few moments and he was fine. The most difficult are breach warrants but mainly in locating the defendant as they don't want to go back to prison - can't blame them.  These were always dealt with by the police until the Access to Justice Act transferred responsibility from them to the magistrates' courts. The fact was the police did not actively pursue them and generally only executed them when they arrested someone for something else and found they had a breach warrant outstanding.  Hence the transfer of responsibility.
    • thats down to mcol making that option available for you to select, you cant force it. typically if there are known processing delays at northants bulk it will be atleast 14 days later if not more.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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I think Mr Maxwell has been on holiday because today he called not heard anything from him for over a week and left a nice message on my mobile which will be added to the recordings i have of him so it looks like he got my S.A.R on his return :)

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hi bigbear i haven't heard a thing since he sent me a letter to say i have to pay in full by today!!!!!!!!!!!!!!!!!!!!!!!!!!.. MY 12+2 days are up on the 15th Aug i tracked the cca i sent them and it was signed for on the 30th july:)

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Hi guys i need some advice,

 

I got a letter today from ruthbridge it's headed COURT WARNING NOTICE, stating they are going to serve court papers on me in 7 days unless i phone there enforcement office to discuss ways i can pay, I sent them a CCA request and it's 12 + 18 days now plus a S.A.R 1 week ago and nothing just took the money off the total debt

 

Need help with what i should do next

 

BB

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a) Wait for the court papers to arrive, and defend. Making sure you turn up with all their threatening letters as well as a solid defence of no CCA=no enforcable debt amongst other goodies.

b) Phone the number and tell them, Silly Me, I'll pay after all.

c) Visit Mr Maxwell with a big stick.

 

Clue: One of the answers would put you in jail, one of the answers would put you in the loony bin, and one of the answers is correct.

 

Answers on the back of a blank cheque to. . . :D

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a) Wait for the court papers to arrive, and defend. Making sure you turn up with all their threatening letters as well as a solid defence of no CCA=no enforcable debt amongst other goodies.

b) Phone the number and tell them, Silly Me, I'll pay after all.

c) Visit Mr Maxwell with a big stick.

 

Clue: One of the answers would put you in jail, one of the answers would put you in the loony bin, and one of the answers is correct.

 

Answers on the back of a blank cheque to. . . :D

 

 

Hi,

 

 

I'm going to send my cousin round to carry out option c!:)

 

 

When he gets out of jail!!!:D

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i got another nice letter today from Cabot returning my £1.00 for the second time, stating they don't accept the £1.00 fee for a CCA request and please be patience with them while they try and find it :)

 

maybe they are still unpacking from there move to those lovely new offices :rolleyes:

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Emma can't be very important as far as Cabot are concerned. They haven't bothered to give her n email address.

 

Unless, of course, there IS no Emma. Does that look like a real signature on her letters? Not to me, it doesn't.

 

Emma, if you are real, please let us know. Knock once for yes, twice for no. :D

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I sent Cabot a letter on the 13th July received on the 16th Signed for at 07.30, so far no reply, i sent them the same letter again on the 17th August the same thing received on the 20th August signed for at 07.30, this time a reply from cabot asking me to give them time to deal with my request,(it was a complaint not a request)

 

I have not heard anything since the last letter and in both letters i gave them 10 working days to reply regarding my complaint, the letter i sent them is the one done by seahorse at the beginning of my tread :)

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Got a nice letter today from Cabot asking for more time to look into my complaint regarding ruthbridge and cabot (Europe) and a nice little leaflet about the FOS

 

 

 

 

It's amazing how these companies ask for more time to deal with complaints etc, yet at the same time they ask for full payments immediately of debts they cannot prove!

 

Total w*****s!

 

 

Jeff.

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ok got 4 letters today from cabot just need to read them and post them on here because the ones i have read i cannot make any sense of them, cabot are saying the purchased my account on the 21st June 2001 from MBNA,

they also sent me a copy of a letter from MBNA with my my old address on forming me they had passed my account to cabot but the letter was dated 03rd September 2007

 

i will try and sort this mess out tonight and post more info later

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Oh, yes. I see. Cabot will have produced the letter from MBNA themselves, I'm guessing. But since they don't keep copies of letters they SAY they send, they'll have run another template off. Hence this month's date on it.

 

Who the feck do they think they are trying to fool? Halfwits, the lot of them. :D

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That would really stand up in court - even if they changed the date at their end you have the one they sent you as evidence. Haha - it's a good job we don't have to work hard to beat these dimwits.;)

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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I spoke to MBNA today regarding the letter they sent to my old address and dated 03rd September 2007,

 

It turns out they did not send me the letter in-fact they have not sent me a letter since 2004, MBNA were very interested in who sent me the letter and they asked me to fax them the letter i explained it was a copy of a letter sent to me by cabot,

 

The letter

 

03rd September 2007

 

Re:

 

Dear Mr Bigbearuk

 

Please accept this letter as confirmation that your outstanding balance due under the about account has been assigned to KINGS HILL NO 1 LIMITED part of the cabot financial group.

 

The Address is

 

Cabot Financial (Europe) Limited

PO BOX 241

West Malling

Kent

ME19 4LT

 

All enquiries regarding this account, including accurate balance information, together with future payments, should be made directly to this company

 

Your Sincerely

 

 

Stuart Ashcroft

recovery Manager

 

 

Note the spelling mistake :) and the letter was not signed

 

Mr Ashcroft was very surprised he sent me a letter as MBNA passed my account onto Cabot in 2001. The girl in customer services was very helpful i told her i had sent cabot a CCA and S.A.R request and she laughed when i said i have received the letter and a bit of paper cabot are trying to tell me is my Credit agreement when the nice lady said it would only be a application form.

I am not sure about that so will need to scan the bit of paper and post on here it does state on the paper "This is a credit agreement regulated by the consumer credit act 1974, sign it only if you want to be legally bound by its terms" on the top somebody has stuck a big white sticker on half of it you can only see the word form

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