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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Office Of Fair Trading Test Case


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Well that did not take long -

 

"Lord Justice Moore-Bick has written to Designated Civil Judges on the issue of how to manage live Bank Charges cases. It is understood that he considers that in most cases it would be appropriate to stay proceedings pending a decision of the OFT action."

 

Guess all bank charges cases will be stayed!

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here you go, thanks for your help

 

 

That looks to me like an application for a stay.

 

FC

Barclaycard: SETTLED AFTER LBA

Barclays 1: AT COURT

Barclays 2: WITH FOS

Capital One: SETTLED AFTER N1

Egg: SETTLED AFTER LBA

HFC: S.A.R - (Subject Access Request)

Lloyds TSB: S.A.R - (Subject Access Request) - WITH Information Commissioners Office

RBS: AT COURT

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FM BW

A wise man once said - 'The start of a long journey begins with the first step' who knows what the judge will order - he may decide to hear it all himself regardless of the OFT case.

 

I know you cannot judge tone from responses so I'm going to assume that you meant your comment to be informative rather than yet another negative response on this thread.

 

It meant precisely what I said.

 

TB was suing for exemplary damages, which, despite the flag waving and general cheering of people hailing his case as some breakthrough, was anything but, and had little, if any, relevance to the case the OFT is starting against the banks. Furthermore, the case as was being decided today was quite simply to decide whether he would be allowed to proceed with his case or not, which is even less relevant to the OFT case.

 

Factual is not negative. It is factual.

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Can someone kindly provide a list or links to the petitions that have been raised in respect of this new development. At least we can make a start by protesting with our keyboards and signing petitions wherever they are, this way we can make our voices heard enmasse. Ministers are put into parliament to serve the people and not the other way around.

 

Common sense should make sense to all those that appear common. The FSA decisions does not represent common sense to delay money claims of those that appear common. Money is useful to the banks, but not above members/individuals in society that are in need of it the most. :mad:

 

There is a petition on the downing st site to overturn this crazy legislation. It takes 5 days to appear which will make it Thurs/Fri this week. Any other petitions like this one will be rejected as a similar one.

I will send the link when I know it is up.

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I didn't even get as far as the judges chambers. The Barrister met with all the Barclays complainants as a group.

 

she had been there all day as was presenting people with the Stay, and saying the judge wasn't seeing anyone as it was a waste of time.

 

Am I the only one who finds this utterly extraordinary? What the barrister was handing out was a skeleton argument outlining the Defendant's reasons for applying for a stay.

 

They were entitled to apply for a stay, of course, and it was always likely that they would do so and would be granted one, but surely the Claimant is entitled at least to argue their case against the application before the judge before a decision was granted?!

 

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Am I the only one who finds this utterly extraordinary? What the barrister was handing out was a skeleton argument outlining the Defendant's reasons for applying for a stay.

 

They were entitled to apply for a stay, of course, and it was always likely that they would do so and would be granted one, but surely the Claimant is entitled at least to argue their case against the application before the judge before a decision was granted?!

 

I think they were banking on mugs like me not knowing what to do...:evil:

if anyone has any ideas, I'd be most grateful!

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Am I the only one who finds this utterly extraordinary? What the barrister was handing out was a skeleton argument outlining the Defendant's reasons for applying for a stay.

 

They were entitled to apply for a stay, of course, and it was always likely that they would do so and would be granted one, but surely the Claimant is entitled at least to argue their case against the application before the judge before a decision was granted?!

 

 

I fully agree. I think the Barclays Barrister was "pulling a fast one".

 

My understanding is that the Claimant should have been given the details of the application to stay and invited to counter. Then, and only then, should the judge make a decision.

 

FC

Barclaycard: SETTLED AFTER LBA

Barclays 1: AT COURT

Barclays 2: WITH FOS

Capital One: SETTLED AFTER N1

Egg: SETTLED AFTER LBA

HFC: S.A.R - (Subject Access Request)

Lloyds TSB: S.A.R - (Subject Access Request) - WITH Information Commissioners Office

RBS: AT COURT

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I was in the courts today at my preliminary hearing. I got to sit with the judge, but it does look like the decision to stay is pretty much automatic - he listened to the Barclays legal rep's argument for a stay, and then entered this into his computer before I was able to speak - saying that these cases were taking up so much of the legal system that a verdict was needed one way or another and that it wouldn't be possible to decide my case until this verdict was given.

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It meant precisely what I said.

 

TB was suing for exemplary damages, which, despite the flag waving and general cheering of people hailing his case as some breakthrough, was anything but, and had little, if any, relevance to the case the OFT is starting against the banks. Furthermore, the case as was being decided today was quite simply to decide whether he would be allowed to proceed with his case or not, which is even less relevant to the OFT case.

 

Factual is not negative. It is factual.

 

The clue is in the So?

 

So? is negative

 

This is desperate...head in hands...

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I was in the courts today at my preliminary hearing. I got to sit with the judge, but it does look like the decision to stay is pretty much automatic - he listened to the Barclays legal rep's argument for a stay, and then entered this into his computer before I was able to speak - saying that these cases were taking up so much of the legal system that a verdict was needed one way or another and that it wouldn't be possible to decide my case until this verdict was given.

 

Which court was it? It might be a good idea to start keeping track of which does what.

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OK, so now what do I do?

 

You have two weeks (I think it's two) during which you can apply for the stay to be set aside. Hopefully a moderator will help you construct an argument to support your application; I wouldn't feel sufficiently competent to advise you on precisely what to say.

 

Best of luck.

 

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Halifax had until the 25th July to respond to my claim, they didn't so I've handed in my request to ask the court to enter judgement by default (27th July). I'm waiting to see how Lunatic flea gets on today but as the Halifax failed to respond to my claim within the 14 days, I'm assuming that the judgment by default is independent of the OFT test case. Is anyone able to clarify?

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Hi,

 

just received a'general form of judgement or order'. Sauer v.Barclays

 

Before District Judge Fawcett sitting at Brighton County Court

Upon the Courts own motion.The court has made this order of its own initiative without a hearing.If you object to the order,you must make an application to have it set aside,varied or stayed within 7 days of receiving it.

 

IT IS ORDERED THAT

 

All claims for repayment of bank charges are stayed until such time as the High Court has determined the application by the Office of Fair Trading for a declaration that such charges are unlawful.

 

So,what do I do now?

 

How do i apply to set aside? I am a drama student and work only part time? Surely i coulsd argue hardship??

 

All help welcome!!

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Halifax had until the 25th July to respond to my claim, they didn't so I've handed in my request to ask the court to enter judgement by default (27th July). I'm waiting to see how Lunatic flea gets on today but as the Halifax failed to respond to my claim within the 14 days, I'm assuming that the judgment by default is independent of the OFT test case. Is anyone able to clarify?

I wish i could be celebrating but it is still on hold.

The court manager told me to call at around 2pm to see if it had been heard. When i called back she told me that due to the high number in court today the Judge may not get through the whole list today. She told me if it did not my file would be passed to the court in Lincoln court who would look at it this Friday. The problem is with my court is it only looks at bank charges every Monday. The thing that worries me is as of today my court have not received any application for stays. However if i find out that on Friday the bank has contacted the courts and my case is put on hold i will not be a happy fella:evil:

However i do feel that i should be in a strong position as Lloyds failed to comply with the Judges orders before any OFT announcement.

I feel so frustrated and angry thast i am so close yet so far. I did include a supporting letter with my request form for judgement. It included the letter Lloyds and several other Banks had placed on their website. I did highlight that the request for a hold was at the judges discretion. I also said how frustrated i was that Lloyds throughout the claim had failed to enter into any negotations. I also said it makes me wonder if the banks failed to serve and file a counter schedule as they were aware of the OFT announcement due on the Friday:-)

Not too sure if it would do any good. In my eyes as soon as the failed to serve and file a counter schedule then they have no right to ask for a stay.

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In the advice on this link, claimants are being advised to make a REQUEST to the court that their claim is stayed :eek::confused:

 

 

 

this article talks about the 6 year rule, i thought that claimants were no longer restricted to 6 years?

____________________________________________

All advice is offered freely & without prejudice

 

 

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