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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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manf v Ruthbridge and Littlewoods


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but still send the letter though! strengthens your case against them.

Me Vs AA/Blair Oliver - Defaulted on CCA, Committed Criminal Offence, started chasing payment

 

Me Vs Great Universal - Wrote off the 2k balance, couldnt supply docs

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/74209-me-littlewoods-catalogue.html

 

My Friend Vs Lowell Portfolio - Balance written off, all action stopped!

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75075-my-friend-lowell-victory.html

 

My Friend Vs Empire Catalogue - Balance Cleared

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75713-my-friend-empire-droyds.html

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Richard or DICK for short is whistling in the wind for some money. Should he have managed to get through to you it would have been as my Simian friend says some cock and bull nonsense. Useless Ruthless have failed to produce the CCA and therefore are not in any position to demand you ring them. In the unlikely event they produce an executed CCA without flaws then you can talk to them. Ignore all ther calls and threats. KEEP A LOG OF THEM ALL FOR LATER :) )You have the law and CAG on your side. So if you are reading this DICK please dont bother ManF any more. We have our eyes on you and your disreputable organisation.

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right guys heres an update ive just got home and ive had 3 letter 2 from you know howand 1 telegram its gonna be quite a long post i do apologise but im writing everything thats in the letter

 

telogram 17th August 07

 

dear blah blah

 

we are currently holding a message for you under message reference ======

 

TO RETRIVE THIS MESSAGE,PLEASE CONTACT one of our customer service reps on ===== ======

the message will be deleted from the telgram system on 23rd AUG

WHEN CALLING PLEASE QUOTE THE MESSAGE REF AS SHOWN ABOVE

 

i dont have a clue who its from any ideas ??????????

 

next one from RUTHBRIDGE DATED 20th August

 

COURT WARNING NOTICE

 

the above overdue account had been passed to our enforcement division due to non-payment

A county court claim form is due to be served seven days from the date of this notice and any subsequent proceddings would then take place at Kingston County Court

to prevent these proceddings being entered agaisnt you,which will incluse costs and back dated interest,you must contact the enforcement officer immediately on the abve telephone no to discuss the options available to you

any cheques drafts or postal orders should be sent to the above add and made payable to ruthbridge ltd with our ref no clearly stated at all times or you can make a payment by usuing credit card on the abve no

 

sorry its long

the 3rd one

 

dated 20th AUG

 

dear blah blah

 

as we have been unable to gain contact with you,its now imperative that you call our offices on the above tele no as a matter of urgency in order to discuss your ac in further detail

please ensure when calling quote yur ref no

we anticipate your reply within the next 72 hours

 

thats its guys what shall i do now im really crapping myself now im shaking like a leaf again !!!!!!!!!!!!!!!!!!!!!!!!!!

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Manf,

 

CHILL! These are just more threats!

You know who this supposed 'message' is from, don't you? They're just trying to get you to contact them. Ignore it!

Their 'court warning' is a heavier version of the same thing. Can I just make it clear to you:

 

IF THEY HAVE NOT PRODUCED THE CCA YOU ASKED FOR, THEY WILL BE KICKED OUT OF THE COURT!

 

Write to them - 'I would welcome the chance to go to the County Court and allow you to explain why you have brought a case to court without any evidence, and wasted the time of the court.'

 

Just threats and more threats. They have NOTHING, and are just trying to intimidate you. :mad:

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Hi manf as oneofakind say write to them asking how they are going to take you to court when they cannot produce any agreement include the following I have used this before to effect.

 

"May I remind you that I have requested a True Copy of the Original Credit Agreement, containing all the required prescribed terms as per the act, and enclosing true copies of all documents referred to in it, specifically the Terms and Conditions that were in effect at the inception of the agreement, plus all variations to them since. I support this request with County Court Pre-Action Protocol 4.6 ( c ) ."

 

This is part of my letter to Littlewoods after they defaulted on my CCA request. Littlewoods then folded.

 

dpick

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Hi manf,

 

I had the same letters last week from out friends so don't worry, they always send these letter when it's a holiday or weekend coming up just to make you feel bad just put them with all the other letter that is what i have done, :)

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Manf

Do not worry.

As everyone has told you this is a Ruthless standard scary letter. Its very simple NO CCA=NO COURT CASE.

 

Let the idiots make all kinds of empty threats. Obviously now they are getting desperate. They have made a couple of glowing errors on their supposed Court letter but there is no point in letting them know on an open forum because we know they are reading it.

 

UNDER NO CIRCUMSTANCES PHONE THEM. You may want to use a public call box to telephone the supposed telegram number just to confirm for your harrasment complaint that its RUTHLESS ringing you. If they had sufficient evidence to merit a court case they would have done so long ago and would not be sending you scary letters. Contact any of us by PM if there is anything we can help you with regarding this shower. Dont let them worry you. We have taken on a defeated people a lot more professional than Ruthless

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hi guys ive just sent a letter in the post to remind ruthbridge that their 12 days have been and gone and they have until the 12 th of september to comply....................... i pm'd dpick and he sent me back a letter so ive typed it up at work and i will post it off in the morning just thought i would keep you all updated;)

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hi guys ive just sent a letter in the post to remind ruthbridge that their 12 days have been and gone and they have until the 12 th of september to comply....................... i pm'd dpick and he sent me back a letter so ive typed it up at work and i will post it off in the morning just thought i would keep you all updated;)
Personally I really think you should wait until the 12th September when the commit the summary offence. Its not your job to remind Ruthless that they are in default. They will use your letter as an excuse to ring you up to discuss the matter for the sake of another couple of weeks I would wait. Then you can report the arrogant imbeciles direct to TS

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manf, you really should of waited.

There's NO point in reminding them as they know the law.

NEVER point out their failings until you have a cast iron case with which to use.

 

Well what's done is done.

Be VERY careful whose advice you listen too

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Manf as we told you before the onus is on RUTHLESS not you. Next time you feel like helping them DONT. Just think of some of the sh!tty things they have told you on the fone. If you waith the Calendar Month you can report them directly to TS as well as sending them one of Curlybens very effective BOG OFF letters. By the time the month is up you will know they have diddly squat and can sleep easy in the knowledge they can do sweet FA to you. They will get bored and move on to some other victim to [problem]. Its unfortuante for the Piers Morgan at Ruthless that drew your account wont get his/her monthly blood money but hey this is life and sh!t happens:D

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