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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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kevmaxthom v citicards - **WON**


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Write in.

 

Present apologies for not being able to turn up.

 

Ask that the parties be ordered to make standard disclosure.

 

Say that you understand that the defendants in your case are routinely asking for their evidence to be taken in secret and say that you wish to object to this.

 

Somewhere in this forum are a list of grounds objecting to secrecy - list them in your letter.

 

get the letter of recorded ASAP.

 

make sure that you put th eclaim ref number and case name on the letter

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Write in.

 

Present apologies for not being able to turn up.

 

Ask that the parties be ordered to make standard disclosure.

 

Say that you understand that the defendants in your case are routinely asking for their evidence to be taken in secret and say that you wish to object to this.

 

Somewhere in this forum are a list of grounds objecting to secrecy - list them in your letter.

 

get the letter of recorded ASAP.

 

 

 

make sure that you put th eclaim ref number and case name on the letter

 

Thanks BF

Will get draft over w/end and post Monday.

Regards

Kevin

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I haven't read the draft - but they shojld know how much you are claiming from your original POC - you did put it in didn't you?

 

No don't send anything to Citi

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  • 4 weeks later...

GREAT NEWS!!! Well done! :D:D:D

Robertxc v. Abbey - £3300 Settled in full

Robertxc v. Clydesdale - £750 Settled in full

Nationwide v. Robertxc - £2000 overdraft wiped out, Default removed by order of the sheriff

Robertxc v. Style Card - Default removed by order of the sheriff

Robertxc v. Abbey (1) - Data Protection Act action. £750 compensation

Robertxc v. Abbey (2) - Data Protection Act action. £2000 compensation, default removed

 

The opinions on this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

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Congratulations.

 

Wonder if Citi will write to the court with an objection, seems to be their standard tactic.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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Well done, congratualtions

First Direct - Settled in full :eek:

Lloyds TSB - AQ completed Central London CC :confused:

RBS - Settled in full :p

Morgan Stanley - Settled in full :lol:

Capital One - Settled in full ;-)

Citi Cards - Transfered to Mercantile Court 19/10/06

Nationwide - Settled in full 8)

Capital One Acct 2 - Prelim letter

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Hi Richard

Lickthewallfatboy's court case is set for September 26th. It will be interesting to see if Citi intend to take it all the way!!

Kev

 

 

Hey, just an update.

 

I had received the defence, filled in AQ and had a court date set for Dec 28th. Then it went quiet for ages, then to my absolute suprise, I received a cheque for the outstanding amount this morning, they settled in full!!!!!

 

I have no idea what made them do that

Halifax Bank Account - Settled in Full £650 MCOL Stage

Halifax Credit Card - MCOL Filed (£100)

Halifax Personal Loan - LBA Sent (£80)

Citi/Associates Credit Card - MCOL Filed

Aqua Credit Card - MCOL Filed

MBNA Credit Card - Settled in Full with Contractual Interest

Capital One Credit Card - Settled In Full £100 Prelim Stage

GE Money Personal Loan - MCOL Filed

HFC Personal Loan - MCOL Filed

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I haven`t received a court date yet, but hopefully Citi will now realise with enough of us knocking on the door and winning - sooner or later the issue of reclaiming unlawful charges will be resolved.

 

Sure they can continue to spend money defending themselves as is their right. However ultimately the law is on our side.

 

All of us will continue to request public disclosure and a full breakdown of the figures which support a default cost of £12.88. In the instance and likely event that the figure proves to be incorrect there could be implications relating to the presentation of documents in LTWFBs case.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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