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    • quite usual for couriers to swap parcel contents, though it could have been done by someone at the 1st address before it got to where it should have .... ebay. just to clarify as you seem to be not understanding/reading some posts correctly.   you should always ignore a dca totally unless you ever get a letter of claim in the post. you never ever ring a DCA.. they LIE. no!! no!! they dont own the debt, their txt says our client ebay. only the OWNER of a debt can take you to court. and ebay dont do court. i find it quite amazing that you have numerous threads about ebay/paypal regarding issues since you joined in 2011 but have never read any of the advice previously given. dx    
    • so where are the one with this HMTL link? and when were they sent.? pdf's merged and properly named. dx  
    • Hi Just had a wee look at your PDF and nothing really to add. Now as for the Court Fees if these are in there Claim then that is for the Judge to decide whether they accept the recovery of Court Fees in the Claim. If recovery of Court Fees are not in the Claim and they try to recover these via your deposit then you dispute this with the Tenancy deposit scheme your deposit is protected in and point out these costs should have been in there Court Claim which they failed to do and is there error.  
    • The postcode is an important point. You cannot be in two postcodes at the same time and the contract only covers the F area and not the E area where Met placed your car. See there is some   advantages in with idiots.🙂 The other fact about the electric spaces is that as you are not allowed to park there, the sign is prohibitory so cannot  offer a contract anyway. and another biggie in your favour is you were not the driver and the PCN does not comply with PoFA. I had another look yesterday at the PCN and there is another error since it does not say that the driver is responsible to pay the charge during the first 28 days. Schedule 4 Section 9 [2][b] (b)inform the keeper that the driver is required to pay parking charges in respect of the specified period of parking and that the parking charges have not been paid in full; so that is another nail in their coffin and it s something I would include in  your WS since that is one that every Judge would accept as a failure to comply. As far as their WS is concerned some of them leave it to the last minute to prevent Defendants being able to counteract their claims. However if they leave it too late [ie after the stipulated time] you can email yours to the Court on the last day and complain at the bottom of your WS that you have not received it and therefore you are asking the Court not to accept their WS. In your case it isn't that important since you have a virtual walkover in Court. I would be surprised if they don't concede beforehand. It is a lost cause for them. Not that I would advocate parking in their electric bay in future with a petrol driven car again.🙂
    • I think the post code 0 v O is nonsense personally and would just annoy the judge.  Cases are decided informally at small claims and judges are not interested in the weakest of trivialities. Understood re FY v EY.  So add to the Unfair PCN section that the PCN includes the wrong post code and places you at a residential area rather than the car park in question. You should wait till 7 June before filing your WS - as a Litigant-in-Person you wont't be penalised for being a day late - to see if MET's WS turns up.  It will also give you a chance to see if they have paid the hearing fee.  If it doesn't turn up you can attack them for defying court directions.  If it does turn up you can ridicule their arguments.  Win win. Also you can see if they have bottled it - which they have done with the last two cases we have here. I think the exact points of your WS have become a tad confusing - and I have heartily contributed to the confusion! - so can you please add the latest version.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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un1boy - N1 issued for breach of CCA request


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Un1,

 

dont get stressed mate

 

Ignore the FOS , its the courts opinion that matters

 

And the courts opinion can only be that it cannot be enforced as the agreement has no prescribed terms!!

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Just a thought, has anyone tried complaining to the Banking Code Standards Board? On their website Banking Code Standards Board their mission statement is:

 

''to monitor compliance with and enforce the Banking Codes and to ensure subscribers provide a fair deal to their personal and small business customers.''

I am ofcourse referring to section 13.6 on the Code

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Just a thought, has anyone tried complaining to the Banking Code Standards Board? On their website Banking Code Standards Board their mission statement is:

 

''to monitor compliance with and enforce the Banking Codes and to ensure subscribers provide a fair deal to their personal and small business customers.''

 

I am ofcourse referring to section 13.6 on the Code

 

oh God yes. They aren't interested - they agree with the banks.

 

To quote one of the guys:

 

"9 out of 10 customers who complain to us are in the wrong"

 

When I asked him to put that in writing, he said he didn't want to speak to me anymore and put the phone down on me.

 

The banking code aren't worth the paper they are written on.

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

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oh God yes. They aren't interested - they agree with the banks.

 

To quote one of the guys:

 

"9 out of 10 customers who complain to us are in the wrong"

 

When I asked him to put that in writing, he said he didn't want to speak to me anymore and put the phone down on me.

 

The banking code aren't worth the paper they are written on.

 

Really, how unprofessional. It seems all these organisations are flawed, though i haven't tried trading standards yet, did you have any joy with them?

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Really, how unprofessional. It seems all these organisations are flawed, though i haven't tried trading standards yet, did you have any joy with them?

 

Yep, really! All of their attitudes are stinking - he was so patronising - I'm glad he hung up actually.

 

My TS are actually taking this seriously at the mo - can't say much more than that at this stage, but I'm quite impressed.

 

They seem to be the only ones!

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

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My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

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Ok, so I've got the notice of issue from the court! :)

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

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My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

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Ok, so I've got the notice of issue from the court! :)

 

Hello Un1boy,

 

Your up early:D Just read your thread and am most impressed at your tenacity. Keep going you are an inspiration to others:D

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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Uniboy, im after a bit of advice.....

 

Im in the process of taking 2 to court for no agreement, 1 has never been supplied, the other keeps supplying one without the signature boxes and have passed me off now, so confident they dont have it.

 

On the N1 form, they ask for a brief description of your claim, how brief was yours if you dont mind me asking?

 

Thanks

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Hello Un1boy,

 

Your up early:D Just read your thread and am most impressed at your tenacity. Keep going you are an inspiration to others:D

 

Yeh, had a conference to go to for work.

 

Thanks for your kind words. I'll keep you updated....

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

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Uniboy, im after a bit of advice.....

 

Im in the process of taking 2 to court for no agreement, 1 has never been supplied, the other keeps supplying one without the signature boxes and have passed me off now, so confident they dont have it.

 

On the N1 form, they ask for a brief description of your claim, how brief was yours if you dont mind me asking?

 

Thanks

 

I just said - breach of request made under section 78 of the consumer credit act 1974.

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

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hehe, no probs!

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

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Subscribing

If I've helped tip my scales

 

Blair Oliver & Scott, £2500 written off December 2006 Default removed January 2007:D

http://www.consumeractiongroup.co.uk/forum/general-debt/56001-mike220359-blair-oliver-scott.html

 

Monument, didn't sign the agreement

:D

 

Lloyds TSB didn't sign the agreement!

:D

 

Citicards, didn't sign the agreement

:D

 

RBS tut, tut!

:rolleyes:

 

Morgan Stanley, oh dear

:rolleyes:

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Thanks guys, will let you know what happens!

 

It's been 7 days now! Should be acknowledging anytime soon!

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*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

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excellent stuff, looks like this case could set a precedent, been looking everwhere for other similar cases of this nature that went to court, found none so far! Will be filing my N1 very shortly

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excellent stuff, looks like this case could set a precedent, been looking everwhere for other similar cases of this nature that went to court, found none so far! Will be filing my N1 very shortly

 

Hiya Shane. Unfortunately this won't set a precident and it is being heard in the small claims court.

 

Although I would be VERY surprised if they went anywhere near a court room with this one - they have far too much to lose.

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

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Hiya Shane. Unfortunately this won't set a precident and it is being heard in the small claims court.

 

Although I would be VERY surprised if they went anywhere near a court room with this one - they have far too much to lose.

 

lol, didn't word that to well, what i meant to say was a precedent on CAG for other caggers to drawn on in their attempts to nulify uenforcablea agreements! Would of been nice though if this was being heard in the high court! a tad bit more pressure on you though i would imagine!!

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lol, didn't word that to well, what i meant to say was a precedent on CAG for other caggers to drawn on in their attempts to nulify uenforcablea agreements! Would of been nice though if this was being heard in the high court! a tad bit more pressure on you though i would imagine!!

 

Haha, I get it now.

 

Yeh, I kinda wish it was in a high court coz they don't have a leg to stand on.

 

So much pressure I don't need at the mo though!

 

How are your's coming?

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

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Haha, I get it now.

 

Yeh, I kinda wish it was in a high court coz they don't have a leg to stand on.

 

So much pressure I don't need at the mo though!

 

How are your's coming?

 

slowly but surely, but that could just be because I'm lazy!! Still writing my POC's, which are strangely similar to yours! Hope you don't mind! :)

 

Have you read the following threads? Two cases that went to court regarding credit agreements, the first thread just goes to show how uneducated some DJ are on consumer law, no agreement provided but he accepted statements as proof of the debt and almost tried to enforce it on that alone! Lucky he didn't get a chance to and the claimant had a new judge second time around!

1. http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/90012-just-been-court-cl-7.html

2. http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/90701-creditor-unable-supply-cca-4.html

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Ok, they've acknowedged my claim with a view to defending it in full.

 

Why why why? I can't wait to see their defence - I'll post it as soon as I receive it! :)

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

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Ok, they've acknowedged my claim with a view to defending it in full.

 

Why why why? I can't wait to see their defence - I'll post it as soon as I receive it! :)

 

 

I have to admit Un1boy much as i would like you to get your way out of court i would really like to see them try and argue this in court, heck i might even come down to your neck of the woods just to watch the trial!

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