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    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
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MBNA admitted no CCA, so I want to claim interest back.... Need help though!


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Sorry I have been a bit quiet lately.... things going on at home....

 

 

1 x A*

2 x A

7 x B

 

My daughter got her GCSE results yesterday!!!!!!! So proud of her!!!

I won against MBNA, Nat West , Barclays, Barclaycard and PPI payments from Barclaycard

Abbey National still to go.... what will I do with my spare time?

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Sorry I have been a bit quiet lately.... things going on at home....

 

 

1 x A*

2 x A

7 x B

 

My daughter got her GCSE results yesterday!!!!!!! So proud of her!!!

HEY isn't she clever? - CONGRATULATIONS on such a successful result from your daughter!!

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Yes congrats on your very intelligent daughter - obviously takes after her mother !!:) :)

You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

 

If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

 

If you think I have been helpful PLEASE click the scales

 

court bundles for dummies

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:D A belated congratulations to your daughter.... and to you - after all you did give birth to her and they are your genes!!!! Those results are fab. You should be walking those pub quizzes with a brainy one like that on your team!!!

 

:D

I'm midway through the tunnel, but getting closer to the light.

 

 

 

Please be aware that i am not an expert in anything!

I may offer an opinion, but the final decision is yours.

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Thank you so much! She had her college appointment yesterday, and is taking 4 A Levels.......

Yes the pub quiz needs her!

Just read your thread Hopeful, you sound so positive, well done.

 

Oh, and Wednesday?? Football needs teams like yours !!!! and may I just say, Torquay United 3, Rushden and Diamonds 2............ they will go back up, watch this space!

I won against MBNA, Nat West , Barclays, Barclaycard and PPI payments from Barclaycard

Abbey National still to go.... what will I do with my spare time?

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Joesoap! I din't know that.... maybe the party starts now for Wednesday then!

I thought I was the only one up at this un-earthly hour?

I won against MBNA, Nat West , Barclays, Barclaycard and PPI payments from Barclaycard

Abbey National still to go.... what will I do with my spare time?

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:D Top of the morning to you Mrs Standing!! Hope all is good with you. Thought i'd have an early morning cruise! MBNA are 1 of my 2 main areas of focus at the moment so keeping an eye out for useful info.

 

Quick question: i came across an old Abbey visa card statement which i think went to MBNA just before the account closed. Who would i S.A.R?

 

Hope you don't mind me asking on your thread - i've just posted on mine and can't be bothered to go back!!

 

Catch ya later alligator ;)

I'm midway through the tunnel, but getting closer to the light.

 

 

 

Please be aware that i am not an expert in anything!

I may offer an opinion, but the final decision is yours.

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Morning Hopie, how are you... you sound cheerful today. All is wonderful here at Standing Mansion thank you very much xxx :D

 

My account was initially Abbey, in fact the statements still come through with Abbey on it, but I Sar'd MBNA. I think I just put Abbey National in brackets....

 

(That Wednesday has been quiet recently hasn't he):(

I won against MBNA, Nat West , Barclays, Barclaycard and PPI payments from Barclaycard

Abbey National still to go.... what will I do with my spare time?

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Hi,

 

does anyone have a brief description of claim for CCI non compliance. (I seem to remember seeing one somewhere). Been moving (with no home internet access) for another week :sad: so a bit harder to track.

 

thx

  • Barclaycard (2 Accounts) CCA sent to both on 20.5.07 (defaulted)
  • MBNA CCA defaulted 14.6.07 (Claim £2600)
  • Capital one: Reject offer LBA 18.6.07
  • HSBC/Metropolitan/DG Solicitors: Credit agreement not found by DG Solicitors. Sent new CCA to Metropolitan 18.6.07 with original timeline 18th May 2007.

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  • 1 month later...

No update whatsoever...... I was initially pointed in this direction by some knowledgable listers, but although I would dearly love to see this through, I don't beleive that I have enough to go on, it is a shame as I appear to be the only person (I think) who has written admission that MBNA have not, and can not provide a true executed copy of my CCA.

I wrote to MBNA on several occasions regarding this matter, stating the amount of interest they charged me, I threatened court action and MBNA point blank refused to enter into any form of correspondance with me.

 

I would love to take this further, but do not feel qualified to do so,

 

Thank you for your interest though xx

I won against MBNA, Nat West , Barclays, Barclaycard and PPI payments from Barclaycard

Abbey National still to go.... what will I do with my spare time?

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Standing, I have had a letter from MBNA saying they can't find agreement - five months ago - and Abbey are still thinking about it, but about to go the same way. I was quite happy to lose the debts as what remains is interest and charges only, but I would not have gone further as you were thinking about (and I know others have been too). For me it was a victory not being hounded anymore - by them anyway. I share your hesitation about going further - I couldn't afford to take them on. I am quite happy to let sleeping dogs lie.

 

It was a good idea though.;)

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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