Cashback75 V HSBC

[Cashback75]

Hi people, i have been gleaning all the excellent advice offered here and i thank you all for this place...

 

Ok My story so far.....I have received Acknowledgement of Service filed on 18th May, and now waiting for a copy of HSBC's defence...do they have 28 days from my receipt of AOS or the original claim service date?

 

Cashback 75

[freakyleaky]

28 days from the date deemed served. That is usually 5 days after you have filed your claim. So, 33 days from date of claim!

What is an AOS?

[Cashback75]

Many thanks for info, is it worth nudging DG now?...

 

 

AOS=Acknowledgement of Service

[freakyleaky]

Have you sent your schedule of charges to be attached to your claim?

 

 

Once you have filed your claim, you need to send 2 copies of your schedule of charges, clearly marked with your claim no. + a brief covering letter asking for them to be filed with your claim to:

 

 

 

The Court Manager,

Money Claim Online

Northampton County Court

21-27 St. Katharine's Street

Northampton

NN1 2LH

 

Dear Sir/Madam

 

(Your Name) –v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

 

Please find enclosed a schedule of penalty charges taken from me by the defendant, along with interest claimed at the annual rate of 8% pursuant to section 69 of the County Court Act. The interest in addition to the amount in charges equates to the total amount of my claim, namely £(AMOUNT).

 

I respectfully request that the enclosed schedule should be attached to the particulars of my claim.

 

Yours sincerely,

 

 

 

 

Wait until you receive the Notice of Acknowledgement (not the Notice of Issue) from the court and then send a copy to the bank’s solicitors, since they are the ones who will now be dealing with your claim

DG's details will be on page 2 of the acknowl.

 

 

 

Dear Sir,

 

(Your Name) -v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

 

Please find enclosed a copy of my schedule of charges relating to the above claim.

 

(If, and only if, you are claiming overdraft interest on your penalties, also include this paragraph)

 

 

I understand you have a policy of initially rejecting claims for overdraft interest. However, should this be the case after you have reviewed my claim, you should be aware that my claim for overdraft interest has been meticulously calculated and double checked. It only ever relates to the cumulative charges within the overdrawn balance of the account at the point that the overdraft interest was debited

 

If it is that in your view the interest is not claimable, I am prepared to discuss this with yourseves and the judge in court.

 

Yours sincerely,

__________________

[Cashback75]

Ok, once again,thanks for info....

[candycat]

:o Why doesn't anyone tell you this when you start the moneyclaim online process? I had no idea I had to send evidence in...

[freakyleaky]

Hi candycat! have you started your own thread anywhere? Did you use this site for advice before filing your case or MSE?

[freakyleaky]

CC, can you start your own thread in this forum so people can find you and help you easier! I have just replied to your thread in the welcome forum but if you stick to this one from now on you will get all the help you need. Just click on this and start your own thread!

[bgqs]

Have you sent your schedule of charges to be attached to your claim?

 

 

Once you have filed your claim, you need to send 2 copies of your schedule of charges, clearly marked with your claim no. + a brief covering letter asking for them to be filed with your claim to:

 

 

 

The Court Manager,

Money Claim Online

Northampton County Court

21-27 St. Katharine's Street

Northampton

NN1 2LH

 

 

Obviously if the claim has not been filed with MCOL, then you will need to send the information to the issuing court

[freakyleaky]

well spotted! I was assuming and that is bad!:o

[bgqs]

 

I am in fact CB's son and can confirm that the claim submission was not made through MCOL...

 

I have sent a letter to DG today to try to persuade them to consider the case sooner rather than later !

 

Cheers

[candycat]

no - i used money saving expert's site. i did halifax and hsbc at the same time and halifax were easy, so this is a bit of a shock.

 

have started my own thread now, so i won't use this one again

[Cashback75]

no - i used money saving expert's site. i did halifax and hsbc at the same time and halifax were easy, so this is a bit of a shock.

 

have started my own thread now, so i won't use this one again

 

[Cashback75]

H peeps, just an update....i've recieved copy of HSBC's defence and filled in AQ...hohum...getting impatient now hehe.....

[Castlebest]

Your on the final lap now cash

 

pete

[Cashback75]

Still no news!...how long do i have to wait for AQ to be finalised and date and hearing to be sent to me, also, is it worth another nundge to DG HSBC solicitor people???......

[pinkduchess]

nudge every 10 -14 days. Even if DG dont respond, the letters will show favourably in your court bundle that you have been trying to settle before it reaches court.

[bgqs]

Also, ring the court...they will let you know what stage it is at ? Remember we are transfering the court venue as well so that may take additional time

[freakyleaky]

Why have you changed the court venue? Just curious!

[bgqs]

As this is where CB75 lives and court attendance would be easier

[Cashback75]

Ok, just received notice of stay till the test case outcome...does anyone know how long the test case will last?....i have been told up to 3 years...

[jowalshy]

I don't think that anyone knows how long the test case will be.