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Mortgage Charges - Preferred


befairmrbank
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Folks,

maybe someone can offer me some advice; I had a Mortgage with Preferred, now seetled since last year; got a statement from them at the weekend, I missed some payments, where the DD bounced and the Halifax charged me £39.00 for, this is now being claimed back from the Halicraps;

 

But Preferred also charged me £30.00 "Unpaid Direct Debit Fee" and also a few £45.00 "Arrears Fee". This is how it appears on the statements.

 

Simple question, can I also claim either or both of these charges back?

Is there any issue about them classifying them as 'Fee' instead of 'Charge'?

 

Any advice greatly appreciated?

 

D

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I am in the process of reclaiming £6000 in month arrears admin fees from the woolwich. so in my view, go for it. It is still a penalty even though they choose to call it a fee.

 

It doesn't matter what they call it. It's a penalty by virtue of the fact it exceeds their true cost and it's been charged to you as you are in breach of contract.

It's going to be an interesting year...

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  • 2 years later...

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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