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    • Hi,  It has been a long time but I have had confirmation claim will proceed to hearing in roughly 1 months time.  I was wondering if anyone could advise on defence please.  A few questions I have are: 1) I didn't notify VCS that I was not the driver of the vehicle and the judge may look negatively on this point.  I did not receive any direction in correspondence from VCS  that I should inform them if I was not the driver and that was going to be the foundation for may argument on this point. 2) The vehicle is stopped at a zebra crossing.  Based on the images from VCS for around 10 seconds.  At that time there is someone standing near the zebra crossing and someone else enters my vehicle.  I was going to raise the point that stopping at a zebra crossing when someone is standing near it is to be expected.  I was also going to ask the question how you can have a no stopping zone when there are zebra crossings where the driver is required to stop. 3) The no stopping zone is clearly signposted, however, no drop off or pickup is not clearly signposted with one small sign at the zebra crossing, parallel to the road and on the passengers side.  I was going to challenge that no-drop off or pickup is clearly signposted.  4) VCS mentioned my initial defence was generic and clearly copied from the internet.  It covered 1) Claimant not being in a position to state if the Defendant was the driver at the time.  2) No evidence that claimant's contract with landowner supersedes byelaws & signage isn't legally binding contract. 3) No contractual costs and interest cannot be accrued on speculative charge. I am interested to know if anyone has had success or been unsuccessful with this 'generic' defence. 5) If I should submit an updated defence to the court based on questions 1, 2 & 3.  Or if it is better to only raise these points in court? Thanks.  Any guidance would be appreciated  
    • I honestly don't know, Baz. In addition what I don't  understand (from that pamphlet) is this: The s88 criteria are quite clear and don't need a medical professional to interpret them . The one most relevant to his topic says that an application is not a "qualifying application" if a relevant disability has been declared. The problem with the word "may" is how does the applicant establish whether me "may" driver under s88 when he has not complied with its conditions? I don't know the answer to that either. But to further muddy the waters, the pamphlet says this (about : But the s88 statute says absolutely nothing like that at all. It simply says that if you have declared a relevant disability s88 does not apply. The DVLA pamphlet is simply confusing as far as I can see. That's actually my opinion and that's what I would stick to if it was me making the application. But I'll seek a few opinions from others over the next couple of days.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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mcuth v NatWest ***WON***


mcuth
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Congratulations Michael, action-smiley-033.gif You deserve your win. Good luck.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Hurray! CONGRATULATIONS!!!!!!!!!!!!

Enjoy every penny of your hard earned win!!!!!xxxxxxxxxxx:grin:

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Thanks guys - not changing this thread to "won" until I have the cheque in my hot & sticky hands though :D

 

Cheers

Michael

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  • 2 weeks later...

Well, no cheque received from NatWest yet - and that's 2 weeks now. So, am sending them a letter giving them til next Saturday to pay up, or else the court office gets another visit from me....*sigh*:

 

National Westminster Bank PLC

NatWest Customer Relations

National Westminster House

225 Shenley Road

Borehamwood

WD6 1BR

Dear Sir/Madam

Your reference: XXXXXXXXXX

I received a settlement offer from yourselves on 20th April 2007 regarding the above, in the sum of £1175.00 to be paid by cheque directly to me. On the same day, I signed and returned the acceptance form in the reply paid envelope provided – however to date I have not yet received said cheque.

If the payment has crossed in the post, please accept my apologies for this reminder. However, if this is not the case, please be advised that if the cheque has not arrived at my address by the postal delivery of Saturday 12th May 2007, I will issue a County Court claim against National Westminster Bank PLC without further notice. The claim will be issued for the following sums: penalty charges in the sum of £1165.00, Data Protection Act (1998) Subject Access Request Fee in the sum of £10.00, overdraft interest in the sum of £219.62, court costs for issuing the claim, and 8% interest (under the County Court Act 1984) accrued from the date of each charge & interest entry.

I look forward to hearing from you by return.

Many thanks

Yours faithfully,

 

 

 

{mcuth}

 

:rolleyes:

 

 

Cheers

Michael

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The cheque arrived today :)

My happiness is tinged with a touch of regret that they got the cheque to me before my deadline :D

 

Marking as won & moving to successes - that's my claims over & done with :(

 

Cheers

Michael

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HI McCuth Just a note to say that after receiving my statements in march2007 i have not heard a word from NatWest at all and am now ready to hand in my N1 form etc into court tomorrow maybe they think if they ignore me that I will gto away that attitude is typical of the bank

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